Hypercharged AI rocket strapped to a momentum engine with a basic S&P 500 seatbelt
Report created on May 10, 2026Risk profile
5/7
Diversification profile
4/5
Positions
-
AI VistaShares Artificial Intelligence Supercycle ETF
AIS 30.00% -
FM MarketDesk Focused U.S. Momentum ETF
FMTM 30.00% -
SP State Street® SPDR® Portfolio S&P 500® ETF
SPYM - US78464A8541 30.00% -
VX Vanguard Total International Stock Index Fund ETF Shares
VXUS - US9219097683 10.00%
This portfolio is basically three loud voices and one timid whisper pretending to be a choir. Two hyperactive growth-tilted ETFs and a plain S&P 500 chunk each at 30% do almost all the talking, while a 10% international sliver is there mainly for decoration. It reads less like a diversified plan and more like “AI plus momentum plus vibes.” With only about a year of history, it’s impossible to say this mix is structurally brilliant versus just being in the right mania at the right time. Structurally, though, it’s very much a one-trick pony: equity risk, growthy flavor, and not much else.
Growth
On paper, the last year looks ridiculous: $1,000 turning into $1,814, a ~70% CAGR versus ~26–27% for broad markets. That’s meme-stock energy, not normal investing. Max drawdown at -15.5% was only slightly worse than the benchmarks, which is kind of shocking given the spice level. But this is all based on barely more than a year of data, which is like judging a marathon from the first half-mile downhill. Those 18 days driving 90% of returns scream “timing luck.” Past data this short is more party story than reliable pattern.
Projection
The Monte Carlo simulation here is basically a fancy “what if” machine fed with a very short and very hot track record. It spits out a median future of $2,845 from $1,000 over 15 years, with a wide range from “barely broke even” to “lottery win” territory. That 8.2% annualized across simulations is far more boring than the recent 70% sugar high, which should be a hint. With only ~1.1 years of history, the model is extrapolating a mood, not a full market cycle. Treat these projections like weather forecasts two weeks out: directionally helpful, not gospel.
Asset classes
- Stocks 69%
- No data 30%
- Other 1%
Asset-class-wise, this thing is unapologetically a stock junkie: 69% in equities, 1% in “Other,” and a big fat 30% labeled “No data.” So, officially, it’s an equity-heavy growth setup with a mysterious third of the pie wearing a paper bag over its head. Since we’re told not to guess what “No data” means, all that can be said is the transparent part is a pure risk-on equity bet with zero obvious ballast. In plain terms, this portfolio wants to go up fast and doesn’t care much about what happens when the elevator suddenly goes down.
Sectors
- Technology 35%
- Industrials 18%
- Basic Materials 4%
- Consumer Discretionary 4%
- Consumer Staples 3%
- Energy 2%
- Financials 2%
- Telecommunications 1%
- Health Care 1%
Sector exposure screams “I heard about AI once and never looked back.” Tech at 35% is the star, with industrials oddly muscling in at 18%, probably riding the “picks-and-shovels for the future” narrative. The rest are tiny side characters: a sprinkle of basic materials, modest consumer exposure, and almost token amounts in things like health care and telecom. This is not a balanced economic snapshot; it’s a bet that the high-octane parts of the market will keep carrying everyone. When the glamour sectors catch a cold, a portfolio this tilted tends to get the full flu.
Regions
- North America 48%
- Asia Developed 8%
- Europe Developed 5%
- Asia Emerging 5%
- Japan 2%
- Australasia 1%
- Africa/Middle East 1%
Geographically, this portfolio is America-first with a tourist visa elsewhere: 48% North America, then small slices of Asia and Europe and a rounding-error presence pretty much everywhere else. The 10% international fund helps, but not enough to make this “global” in any serious sense. It’s more “US core with a side salad of the rest of the world.” For now, that hasn’t hurt—US-heavy has been the winning lottery number lately—but with only a short data window, there’s no evidence this home bias is some eternal edge. It’s concentration dressed up as moderate diversification.
Market capitalization
- Mid-cap 23%
- Large-cap 19%
- Mega-cap 16%
- Small-cap 10%
The market-cap mix is a bit of a Frankenstein: 16% mega, 19% large, 23% mid, and 10% small caps, plus whatever lurks in the uncovered slice. This is less “carefully engineered tilt” and more “we bought a momentum fund and an AI fund and took whatever size mix fell out.” With momentum-heavy strategies, mid and small caps can amplify the roller coaster feels when sentiment turns. Because the history is barely a year, the current size mix hasn’t really been stress-tested through a full punch-in-the-face bear market yet. For now, it’s just riding favorable wind.
True holdings
-
00 SK Hynix Inc 2.77%
Part of fund(s):- Vanguard Total International Stock Index Fund ETF Shares
- VistaShares Artificial Intelligence Supercycle ETF
-
VR Vertiv Holdings Co 2.57%
Part of fund(s):- MarketDesk Focused U.S. Momentum ETF
- VistaShares Artificial Intelligence Supercycle ETF
-
NV NVIDIA Corporation 2.35%
Part of fund(s):- State Street® SPDR® Portfolio S&P 500® ETF
-
AA Apple Inc 1.93%
Part of fund(s):- State Street® SPDR® Portfolio S&P 500® ETF
-
MU Micron Technology Inc 1.75%
Part of fund(s):- VistaShares Artificial Intelligence Supercycle ETF
-
MS Microsoft Corporation 1.47%
Part of fund(s):- State Street® SPDR® Portfolio S&P 500® ETF
-
TW Twilio Inc 1.28%
Part of fund(s):- MarketDesk Focused U.S. Momentum ETF
-
AM Amazon.com Inc 1.26%
Part of fund(s):- State Street® SPDR® Portfolio S&P 500® ETF
-
AM Advanced Micro Devices Inc 1.25%
Part of fund(s):- VistaShares Artificial Intelligence Supercycle ETF
-
SI Silicon Motion Technology 1.16%
Part of fund(s):- VistaShares Artificial Intelligence Supercycle ETF
- Top 10 total 17.79%
The look-through holdings are basically a who’s who of semiconductor and mega-cap darlings: SK Hynix, NVIDIA, Micron, AMD, Microsoft, Apple, Amazon, Vertiv, and friends. The coverage is only ~37% of the portfolio, so this is just the visible tip of the overlap iceberg. But even that tip tells the story: multiple funds are piling into the same narrow cluster of chipmakers and big tech winners. That creates hidden duplication—different tickers, same party guests. When these names rally together, it feels amazing; when they correct together, it’s everyone falling down the same staircase.
Factors
Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.
Factor-wise, this portfolio is practically a caricature: high momentum, high low-vol, low value, very low size, and low yield. Translation: it chases recent winners, wants them to look “stable,” avoids cheap stuff, leans away from small fry, and doesn’t care about income. Momentum as a factor means “what’s been hot might keep being hot,” which works until it doesn’t, and then it tends to unwind brutally. Pairing strong momentum with low value is like paying full price for whatever’s in the shop window. With only a short performance history, it’s impossible to know if this factor cocktail survives a true regime change.
Risk contribution
-
VistaShares Artificial Intelligence Supercycle ETF
Weight: 30.00% 46.4% -
MarketDesk Focused U.S. Momentum ETF
Weight: 30.00% 26.3% -
State Street® SPDR® Portfolio S&P 500® ETF
Weight: 30.00% 20.8% -
Vanguard Total International Stock Index Fund ETF Shares
Weight: 10.00% 6.4%
Risk contribution lays bare who’s actually driving the drama, and the AI ETF is absolutely hogging the spotlight. At 30% weight but 46% of total risk, it’s the adrenaline shot in the system. The momentum ETF and S&P 500 chunk combine to push the top three to over 93% of total risk, so the portfolio’s emotional swings are almost entirely their doing. That polite 10% international slice barely nudges the needle at 6.4% risk share. This is like a band where the lead guitarist is cranked to 11 while everyone else plays acoustic in the background.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
On the risk–return chart, this portfolio manages a high-looking Sharpe ratio of 2.11, but the efficient frontier politely points out that it’s still leaving performance on the table. It sits about 1.45 percentage points below the best achievable outcome using the same ingredients. In other words, even if nothing new were added, just reshuffling these four positions could improve risk-adjusted returns. The max-Sharpe version takes more risk for much higher return; the min-variance version dials things down. With only a year of data, these numbers are very “early days,” but the message is clear: the current mix isn’t exactly precision-tuned.
Dividends
- Vanguard Total International Stock Index Fund ETF Shares 2.70%
- MarketDesk Focused U.S. Momentum ETF 0.20%
- State Street® SPDR® Portfolio S&P 500® ETF 1.00%
- Weighted yield (per year) 0.63%
Dividend yield at about 0.63% is pocket lint, not a paycheck. The international ETF tries to be helpful at 2.7%, but the momentum and AI funds are basically saying “we’re here for price action, not cash flow.” This is a textbook capital-gains-chasing setup, leaning on growth stories rather than steady income. That’s fine as long as the music keeps playing, but it does mean the portfolio has almost no built-in cushion from dividends if prices stagnate. Over a single year of strong performance, that hasn’t mattered at all—longer term, yield often matters more than it looks right now.
Ongoing product costs
- Vanguard Total International Stock Index Fund ETF Shares 0.05%
On costs, there’s one shining example of restraint: the international ETF at 0.05% TER, which is about as cheap as it gets. The rest of the lineup isn’t detailed here, but given the specialized themes, it’s safe to say this isn’t a “rock-bottom cost” portfolio overall. The irony is that the sensible low-fee fund is also the smallest allocation, while the flashier, likely pricier products run the show. Over a single turbocharged year, fees barely show up; stretch that out over decades, and they quietly siphon off gains like a slow leak in a high-performance car.
What next?
Ready to invest in this portfolio?
Select a broker that fits your needs and watch for low fees to maximize your returns.
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey