Strong factor-tilted global equity portfolio with growth focus and efficient low cost structure
Report created on Jun 14, 2026Risk profile
5/7
Diversification profile
4/5
Positions
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SP State Street® SPDR® Portfolio S&P 500® ETF
SPYM - US78464A8541 50.00% -
AV Avantis® U.S. Small Cap Value ETF
AVUV - US0250728773 20.00% -
SP Invesco S&P 500® Momentum ETF
SPMO - US46138E3392 20.00% -
VX Vanguard Total International Stock Index Fund ETF Shares
VXUS - US9219097683 5.00% -
AV Avantis® International Small Cap Value ETF
AVDV - US0250728021 2.50% -
ID Invesco S&P International Developed Momentum ETF
IDMO - US46138E2220 2.50%
This portfolio is a 100% equity mix built mostly from broad index-style ETFs with added factor tilts. Roughly half sits in a core S&P 500 fund, while the rest leans into small-cap value and momentum strategies in both US and international markets. That structure combines a broad market backbone with more specialized “satellite” positions. This kind of setup matters because the core can anchor overall behavior, while the satellites may drive differences versus standard index performance. Here, the design is clearly tilted toward growth and equity risk rather than capital preservation. The combination creates a broadly diversified stock portfolio that still has distinct characteristics compared with a plain global index tracker.
Growth
One or more local-currency benchmark funds are unavailable for this report.
From late 2019 to mid-2026, a hypothetical $1,000 in this portfolio grew to about $2,975. That translates to a compound annual growth rate (CAGR) of 17.71%, meaning the investment grew as if it gained roughly that percentage every year on average. Over the same period, the global market proxy returned 13.78% annually, so this mix outpaced it by about 3.9 percentage points per year. The worst peak-to-trough drop was around -35.7%, close to the global market’s -33.5% drawdown. That shows strong historical upside with drawdowns similar to a broad equity benchmark, although past performance does not guarantee similar results in future markets.
Projection
The Monte Carlo projection uses past returns and volatility to simulate many possible future paths for $1,000 over 15 years. Think of it as rolling digital dice 1,000 times based on historical patterns to see a range of outcomes. The median result ends near $2,631, with a 25–75% “middle band” between roughly $1,778 and $4,055. The wide 5–95% range, from about $934 to $7,465, highlights just how uncertain long-term investing can be. The average simulated annual return is 7.89%, and about 73% of simulations end positive. These are statistical possibilities, not promises, and future markets can differ significantly from the history used.
Asset classes
- No data 50%
- Stocks 50%
The asset class breakdown shows 50% classified as stocks and 50% as “No data,” where the source simply doesn’t label the asset type. Since the portfolio is built from equity ETFs, the listed stock slice still confirms meaningful exposure to global shares. Asset class breakdowns matter because mixing stocks with other assets like bonds or cash usually changes overall volatility and drawdowns. Here, the visible data already points toward a pure-equity style structure rather than a blended stock–bond mix. The “No data” portion just reminds that some look-through classification is incomplete, so the asset class picture is partly, but not fully, captured.
Sectors
- Technology 14%
- Financials 9%
- Industrials 7%
- Consumer Discretionary 5%
- Energy 4%
- Health Care 3%
- Telecommunications 3%
- Basic Materials 2%
- Consumer Staples 2%
- Utilities 1%
- Real Estate 1%
Sector exposure is spread across technology, financials, industrials, consumer areas, energy, health care, and more, with technology the largest at 14%. No single sector dominates to an extreme degree, and most major parts of the economy are represented. Sector allocation matters because different industries react differently to interest rates, inflation, and business cycles. For example, more cyclical sectors can swing more in booms and busts, while defensive sectors tend to move less. This portfolio’s sector mix looks broadly diversified and roughly in line with common equity benchmarks, which is a strong indicator that performance is being driven more by factors and size tilts than by heavy sector concentration.
Regions
- North America 41%
- Europe Developed 4%
- Japan 2%
- Asia Developed 1%
- Asia Emerging 1%
Geographically, about 41% of the portfolio shows up in North America, with smaller slices in developed Europe, Japan, and parts of developed and emerging Asia. That pattern resembles a global equity allocation with a clear tilt toward North America, though some exposure data is incomplete. Geography matters because economic growth, currencies, and policy differ by region, affecting stock returns. When most exposure sits in one area, results can be more tied to that region’s fortunes. Compared with global market weights, the visible exposures suggest a healthy international component alongside a North American anchor, helping reduce the risk of being entirely tied to a single economy or currency.
Market capitalization
- Large-cap 13%
- Mega-cap 12%
- Small-cap 11%
- Micro-cap 10%
- Mid-cap 5%
Market capitalization data shows exposure across the full size spectrum: mega-cap, large-cap, mid-cap, small-cap, and even micro-cap stocks. Mega and large caps together account for about a quarter of exposure, while small and micro caps collectively represent over 20%. Size mix matters because smaller companies often move more sharply—both up and down—than larger, more established firms. A portfolio that includes everything from giants to tiny names is drawing on multiple growth and risk drivers. Here, the meaningful share in smaller caps complements the big-company exposure and supports the overall factor-tilted design, potentially making returns deviate more from standard large-cap-focused benchmarks over time.
True holdings
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NV NVIDIA Corporation 5.58%
Part of fund(s):- Invesco S&P 500® Momentum ETF
- State Street® SPDR® Portfolio S&P 500® ETF
-
AA Apple Inc 3.52%
Part of fund(s):- State Street® SPDR® Portfolio S&P 500® ETF
-
MU Micron Technology Inc 3.04%
Part of fund(s):- Invesco S&P 500® Momentum ETF
- State Street® SPDR® Portfolio S&P 500® ETF
-
AV Broadcom Inc 2.94%
Part of fund(s):- Invesco S&P 500® Momentum ETF
- State Street® SPDR® Portfolio S&P 500® ETF
-
GO Alphabet Inc Class A 2.61%
Part of fund(s):- Invesco S&P 500® Momentum ETF
- State Street® SPDR® Portfolio S&P 500® ETF
-
MS Microsoft Corporation 2.57%
Part of fund(s):- State Street® SPDR® Portfolio S&P 500® ETF
-
GO Alphabet Inc Class C 2.08%
Part of fund(s):- Invesco S&P 500® Momentum ETF
- State Street® SPDR® Portfolio S&P 500® ETF
-
AM Amazon.com Inc 2.03%
Part of fund(s):- State Street® SPDR® Portfolio S&P 500® ETF
-
ME Meta Platforms Inc. 1.06%
Part of fund(s):- State Street® SPDR® Portfolio S&P 500® ETF
-
TS Tesla Inc 0.94%
Part of fund(s):- LS 1x Tesla Tracker ETP Securities GBP
- State Street® SPDR® Portfolio S&P 500® ETF
- Top 10 total 26.37%
Looking through ETF top holdings, several big US technology and communication names—like NVIDIA, Apple, Microsoft, Alphabet, Amazon, and Meta—show up multiple times. For example, NVIDIA alone accounts for about 5.6% of the portfolio via different funds, and Apple appears at roughly 3.5%. This “overlap” happens when multiple ETFs hold the same underlying stocks. It’s important because it can create hidden concentration risk: if a widely held company has a rough period, the impact may be larger than any single fund weight suggests. Note that only ETF top-10 data is used, so real overlap is likely higher than these figures show.
Factors
Factor exposure shows a notable tilt toward value at 62%, while size, momentum, quality, and low volatility all sit near neutral, and yield is modestly low at 37%. Factors are like underlying “ingredients” of returns—value, for instance, tilts toward cheaper stocks relative to fundamentals. A mild value tilt can behave differently from the broad market, often doing relatively better in periods when investors favor cheaper companies over high-growth names. The low yield reading suggests the portfolio leans less on dividends and more on price appreciation for returns. Overall, this is a growth-oriented equity mix with a distinct, but not extreme, value flavor layered on top.
Risk contribution
-
State Street® SPDR® Portfolio S&P 500® ETF
Weight: 50.00% 47.9% -
Avantis® U.S. Small Cap Value ETF
Weight: 20.00% 24.0% -
Invesco S&P 500® Momentum ETF
Weight: 20.00% 20.0% -
Vanguard Total International Stock Index Fund ETF Shares
Weight: 5.00% 4.1% -
Invesco S&P International Developed Momentum ETF
Weight: 2.50% 2.1% - Top 5 risk contribution 98.0%
Risk contribution shows how much each holding drives the portfolio’s overall ups and downs, which can differ from simple weights. The 50% S&P 500 core contributes about 48% of total risk, closely matching its size. The US small-cap value ETF, at 20% weight, contributes about 24% of the risk, meaning it’s somewhat more volatile than its allocation alone would suggest. Together with the 20% US momentum ETF contributing about 20% of risk, the top three positions account for nearly 92% of total volatility. That pattern is typical of a core–satellite structure, where a few large positions naturally dominate the overall risk profile.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
The risk–return chart compares this portfolio to the “efficient frontier,” which shows the best possible return for each risk level using just these existing holdings. The current mix has a Sharpe ratio of 0.71, measuring return per unit of risk above the risk-free rate. The optimal combination of the same ETFs reaches a Sharpe ratio of 1.0, while the lowest-risk mix scores 0.76. The current portfolio sits about 3 percentage points below the frontier at its risk level, meaning a different weighting—without adding new funds—could historically have delivered a better trade-off between volatility and return. That said, the current structure still offers strong absolute returns.
Dividends
- Avantis® International Small Cap Value ETF 4.10%
- Avantis® U.S. Small Cap Value ETF 1.60%
- Invesco S&P International Developed Momentum ETF 3.60%
- Invesco S&P 500® Momentum ETF 0.70%
- Vanguard Total International Stock Index Fund ETF Shares 2.70%
- State Street® SPDR® Portfolio S&P 500® ETF 1.00%
- Weighted yield (per year) 1.29%
The portfolio’s overall dividend yield is about 1.29%, with individual fund yields ranging roughly from 0.7% to just over 4%. Dividend yield is the annual income from distributions as a percentage of the investment value—like rent from owning a property. Here, the relatively modest total yield suggests that income plays a supporting, not central, role in returns. Instead, most of the historical performance has come from price movements. Higher-yielding components, such as international small-cap value, add some income diversity, but the blend still looks more growth- and appreciation-focused than built around steady cash payouts.
Ongoing product costs
- Avantis® International Small Cap Value ETF 0.36%
- Avantis® U.S. Small Cap Value ETF 0.25%
- Invesco S&P International Developed Momentum ETF 0.25%
- Invesco S&P 500® Momentum ETF 0.13%
- Vanguard Total International Stock Index Fund ETF Shares 0.05%
- Weighted costs total (per year) 0.09%
The weighted average ongoing fee (Total Expense Ratio, or TER) is about 0.09% per year, which is impressively low for an equity portfolio using several specialized ETFs. TER is the annual cost charged by funds, expressed as a percentage of assets, and it quietly reduces returns over time. Keeping this number low matters because even small fee differences compound over many years. Here, the portfolio benefits from a cheap S&P 500 core and reasonably priced factor funds, creating a cost structure competitive with many broad index solutions. That low-cost foundation supports better long-term performance by letting more of the portfolio’s gross return stay in the investor’s account.
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