This portfolio has only about 1.1 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-focused portfolio with a strong momentum strategy and diversified asset allocation

Report created on Aug 15, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

This portfolio has a notable emphasis on momentum ETFs, making up a significant portion with a 44% allocation to the Invesco S&P 500® Momentum ETF alone. The diversification across various geographies and market capitalizations, with a mix of developed and emerging markets, positions it for potential growth. The inclusion of commodities and cryptocurrencies, though minimal, adds an interesting layer of diversification and exposure to alternative investments. This composition suggests a strategy aiming to capitalize on trends while maintaining a broad base across different asset classes and sectors.

Growth Info

Historically, the portfolio has shown impressive performance with a Compound Annual Growth Rate (CAGR) of 25.46%. The max drawdown of -16.82% indicates the portfolio's volatility during downturns, which is a critical factor for investors to consider. The days that make up 90% of returns being so few highlights the impact of significant market movements on performance. This historical performance, while strong, should be viewed with the understanding that past results do not guarantee future returns.

Projection Info

Monte Carlo simulations, which use historical data to project a range of potential future outcomes, suggest a wide variance in possible returns for this portfolio. With the majority of simulations showing positive returns and an annualized return projection of 34.85%, the forward-looking outlook appears optimistic. However, investors should remember these projections are based on past trends and cannot predict future market shifts with certainty.

Asset classes Info

  • Stocks
    94%
  • Other
    6%

The portfolio's asset allocation is heavily weighted towards stocks (94%), which is typical for growth-oriented portfolios seeking higher returns. The remaining 6% in commodities and cryptocurrencies introduces a non-correlated asset class, potentially offering a hedge against inflation and stock market volatility. This asset class mix supports the portfolio's growth objectives but also increases its risk profile, suitable for investors with a higher risk tolerance.

Sectors Info

  • Financials
    24%
  • Technology
    16%
  • Industrials
    12%
  • Consumer Discretionary
    12%
  • Telecommunications
    8%
  • Consumer Staples
    7%
  • Health Care
    4%
  • Energy
    4%
  • Basic Materials
    3%
  • Real Estate
    2%
  • Utilities
    2%

The sectoral allocation shows a strong leaning towards Financial Services and Technology, which are sectors known for their growth potential but also for their volatility. The diversification across ten sectors, with less significant allocations in defensive sectors like Consumer Defensive and Healthcare, indicates a strategy focused more on growth than on risk mitigation. This sectoral spread could expose the portfolio to sector-specific risks, necessitating ongoing monitoring and potential rebalancing.

Regions Info

  • North America
    67%
  • Europe Developed
    11%
  • Asia Emerging
    5%
  • Asia Developed
    4%
  • Japan
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, the portfolio is heavily weighted towards North America (67%), with meaningful allocations to developed Europe and a smaller presence in emerging markets. This geographic distribution suggests a focus on more stable, developed economies but may limit exposure to the higher growth potential of emerging markets. Given the current global economic trends, there might be an opportunity to reassess the geographic allocation to enhance growth prospects and risk diversification.

Market capitalization Info

  • Mega-cap
    37%
  • Large-cap
    26%
  • Mid-cap
    16%
  • Small-cap
    13%
  • Micro-cap
    2%

The market capitalization breakdown shows a balanced approach, with a tilt towards Mega and Big cap stocks, which are typically less volatile than their smaller counterparts. This balance supports the portfolio's growth orientation while providing some level of stability. However, the relatively smaller allocation to Small and Micro caps suggests a cautious approach to risk, potentially limiting exposure to high-growth opportunities in these segments.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current risk-return profile is strong, yet there's room for optimization towards an even more efficient frontier with a potential expected return of 36.43%. This suggests that with some adjustments, possibly by rebalancing asset classes or sectors, the portfolio could achieve a higher return for the same level of risk. This optimization process should be approached carefully, considering the investor's risk tolerance and investment horizon.

Dividends Info

  • Dimensional ETF Trust - Dimensional Emerging Markets Value ETF 3.00%
  • Dimensional International Value ETF 3.20%
  • Invesco S&P International Developed Momentum ETF 1.90%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Invesco S&P MidCap Momentum ETF 0.70%
  • Invesco S&P SmallCap Momentum ETF 0.90%
  • Weighted yield (per year) 1.23%

The portfolio's dividend yield is relatively low, reflecting its growth-focused strategy over income generation. While the yields from the Dimensional ETFs are competitive, the overall yield is diluted by the low or non-existent dividends from the momentum and cryptocurrency ETFs. Investors prioritizing growth may find this acceptable, but those seeking income might need to adjust their allocations.

Ongoing product costs Info

  • Dimensional ETF Trust - Dimensional Emerging Markets Value ETF 0.43%
  • Dimensional International Value ETF 0.27%
  • SPDR Gold Mini Shares 0.10%
  • iShares Bitcoin Trust 0.12%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Invesco S&P MidCap Momentum ETF 0.34%
  • Invesco S&P SmallCap Momentum ETF 0.39%
  • iShares Ethereum Trust ETF 0.25%
  • Weighted costs total (per year) 0.23%

The Total Expense Ratio (TER) of 0.23% is modest for a portfolio of this nature, suggesting efficient cost management. Lower costs can significantly impact long-term performance, and this portfolio's cost structure supports its growth objectives. Investors should continue to monitor costs, especially in actively managed or niche ETFs, to ensure they remain competitive.

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