Roast mode 🔥

A growth hungry rocket booster portfolio flirting with disaster while pretending cash is a safety net

Report created on Dec 21, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio looks like someone mashed “Big Tech,” “space lottery ticket,” and “cash is comfort” into one blender. Alphabet at 33% is basically the boss, Amazon at 13% is the sidekick, and Rocket Lab plus AST SpaceMobile are the chaotic cousins you let drive your car. For a “growth” profile, 11% in ultra-short Treasuries is like wearing a helmet on a motorcycle while doing 120 mph shirtless. A more balanced mix usually spreads risk so one bad earnings call doesn’t nuke everything. Shifting a bit away from single-stock dependence into broader baskets could keep this from being “Google and friends featuring YOLO space.”

Growth Info

Historically, this thing has ripped. A $10k starting amount growing at a 30% CAGR (Compound Annual Growth Rate, basically your average yearly speed over time) turns into serious money fast. But that -39% max drawdown is your reminder that gravity exists; that’s the kind of hit that makes people suddenly discover “long term investor” was just a slogan. Compared with a broad index, you’ve clearly juiced returns by taking on concentration risk. The catch: past data is like yesterday’s weather — useful but not a prophecy. Building in some resilience now means you might actually stay invested through the next storm instead of panic selling at the bottom.

Projection Info

The Monte Carlo simulation here basically ran 1,000 alternate universes of this portfolio’s future. Median result at +1,101% looks like “retire on a beach” territory, and the 67th percentile at +2,590% is full-on “early retirement influencer.” But that ugly 5th percentile at -43.7% is the hangover: in bad scenarios, this hurts. Monte Carlo is just a fancy dice roll based on past behavior; it cannot predict new crises, bubbles, or regulation shocks. The message: this setup could massively pay off, but it’s built for someone who can emotionally and financially survive the worst 5–10% of outcomes without detonating their plan.

Asset classes Info

  • Stocks
    89%
  • Cash
    11%

Asset mix: 89% stocks, 11% cash-like Treasuries, 0% bonds. So yes, this is a growth portfolio, not shy about it. The 11% in very short Treasuries is like keeping a fire extinguisher in a wooden house with a flamethrower hobby — helpful, but not exactly robust risk control. A more rounded allocation usually uses bonds or other less jumpy stuff to smooth the ride and give you dry powder when stocks tank. If the goal is true long-term compounding, consider whether the tiny “safety” piece is enough to keep you calm when the 89% equity slab decides to fall 30–40% again.

Sectors Info

  • Telecommunications
    34%
  • Industrials
    16%
  • Technology
    14%
  • Consumer Discretionary
    13%
  • Health Care
    10%
  • Financials
    1%

Sector-wise, this is “communication and tech with a side of health,” plus a sprinkle of everything else just for decoration. Communication Services at 34% (hi Alphabet), Industrials at 16% (Rocket Lab etc.), and Technology at 14% give a clear message: you like innovation and growth stories more than boring, cash-cow stability. That’s cool…until a tech/innovation selloff hits and all these sectors sneeze in sync. Broader sector exposure is like not eating only one food group; it doesn’t look thrilling, but it keeps you functioning. Folding in more boring-but-steady sectors would make this less of a “works great unless tech tanks” structure.

Regions Info

  • North America
    86%
  • Europe Developed
    3%

Geography: 86% North America, 3% Europe, and basically nothing else. So the worldview here is “USA and a cameo from Novo Nordisk.” This is very normal for US-based investors, but it’s still a home-country bias. When you load up on one region, you’re betting on its economy, politics, regulation, currency, and culture all behaving. Global markets don’t move in perfect sync, which is exactly why international exposure exists: it’s a backup plan when your home market sulks. Adding more outside the US, even in a simple, broad way, could help this feel less like an “America or bust” bet.

Market capitalization Info

  • Mega-cap
    62%
  • Large-cap
    24%
  • Mid-cap
    2%
  • Small-cap
    1%

Market cap mix is mostly sensible: 62% mega, 24% big, then almost no mids and smalls. That screams “I like winners that are already famous,” plus a couple of ridiculous long-shot space plays for drama. Mega-caps like Alphabet and Amazon can still grow, but they don’t usually triple overnight like tiny companies — though your space bets are trying their best. A more traditional spread uses mids and smalls as the spicy growth drivers instead of super-concentrated moonshots. Shifting some exposure from lottery-ticket small names into diversified baskets of mid/small caps could give growth potential without needing one company to become the next Space Jesus.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Risk vs return here is basically “turn the dial to spicy and hope your stomach holds.” The returns so far look amazing, but the trade-off is clear: big drawdowns and high volatility in exchange for a shot at huge upside. Efficient Frontier (fancy term for the best mix of assets for a given risk level) would probably show that you’re overpaying in risk for those extra returns compared to a better-diversified setup. You’re not delusional — this is a legit, high-growth build — but it’s more “turbocharged sports car with minimal airbags” than “well-engineered long-distance cruiser.” Adjusting concentration, geography, and sector mix could move you closer to a smarter risk-return balance.

Dividends Info

  • Alphabet Inc Class C 0.30%
  • Novo Nordisk A/S 3.50%
  • iShares® 0-3 Month Treasury Bond ETF 3.80%
  • Invesco S&P 500® Momentum ETF 0.60%
  • UnitedHealth Group Incorporated 2.70%
  • Vanguard Information Technology Index Fund ETF Shares 0.40%
  • Weighted yield (per year) 0.88%

Total yield at 0.88% is basically “coffee money,” not an income strategy. You’re clearly chasing growth, not checks in the mailbox, which is fine — just don’t pretend this is a cash-flow machine. A few names like Novo Nordisk and UnitedHealth throw decent dividends, and your short-term Treasuries quietly do the real income work. Dividends can help smooth returns and keep you sane during sideways markets, but they’re not magic. If future goals include living off the portfolio, at some point the structure would need to evolve from “growth beast” into something that actually pays a regular bill or two.

Ongoing product costs Info

  • iShares® 0-3 Month Treasury Bond ETF 0.07%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Weighted costs total (per year) 0.02%

Costs are hilariously low. Total TER around 0.02% is “did you sneak into an institutional pricing plan by accident?” Your ETFs are all cheap, and stock positions don’t have ongoing fees. So at least you’re not lighting money on fire via expenses while you chase space-fueled growth. Low cost doesn’t fix concentration risk, but it means more of the crazy returns you’re aiming for actually stick in your pocket. Just don’t let “my fees are low” become an excuse to ignore bigger structural problems like single-stock dependence or sector overload; cheap gasoline still burns.

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