This portfolio has only about 1 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A growth-focused portfolio with an emphasis on technology and U.S. stocks

Report created on Aug 18, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio stands out for its heavy allocation towards U.S. equities, particularly the technology sector, and a significant investment in the Vanguard S&P 500 ETF, making up 60% of the portfolio. The diversification across international stocks, small-cap value, and a niche investment in fabless semiconductors, along with a minimal exposure to cryptocurrency, suggests a strategy aiming for growth while incorporating elements of global exposure and sector-specific bets.

Growth Info

With a historical Compound Annual Growth Rate (CAGR) of 19.33% and a maximum drawdown of -19.58%, the portfolio has demonstrated robust growth potential amidst volatility. The days contributing most to returns highlight the impact of significant market movements on performance. Compared to benchmarks, this performance indicates a strong growth orientation, but investors should note that past success does not guarantee future returns.

Projection Info

Utilizing Monte Carlo simulations, the portfolio's future performance projections offer a wide range of outcomes, emphasizing the uncertainty inherent in investing. The 50th percentile projection suggests substantial growth potential, yet the broad spread between the 5th and 67th percentiles underscores the risk involved. This analysis, while insightful, is based on historical data and assumptions that may not fully predict future market behaviors.

Asset classes Info

  • Stocks
    98%
  • Other
    1%
  • Cash
    1%

The portfolio's 98% allocation to stocks underscores a high-growth, high-risk strategy. The minimal allocations to 'Other' and cash provide limited cushion against market volatility. While this aggressive approach aligns with the portfolio's growth objectives, investors should understand the heightened risk associated with a stock-heavy allocation, particularly in turbulent markets.

Sectors Info

  • Technology
    36%
  • Financials
    15%
  • Consumer Discretionary
    10%
  • Industrials
    9%
  • Health Care
    7%
  • Telecommunications
    7%
  • Consumer Staples
    5%
  • Energy
    4%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    2%

With 36% in technology and significant investments in financial services and consumer cyclicals, the portfolio is well-positioned to benefit from growth in these dynamic sectors. However, this concentration also exposes it to sector-specific downturns. Diversifying across a broader range of sectors could mitigate some of this risk while still allowing for substantial growth opportunities.

Regions Info

  • North America
    84%
  • Europe Developed
    6%
  • Asia Emerging
    2%
  • Japan
    2%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%

The geographic allocation heavily favors North America, with 84% of assets. While this concentration has likely contributed to the portfolio's strong historical performance, given the robust U.S. market, it also introduces regional risk. Increasing exposure to developed European and Asian markets, as well as emerging markets, could enhance global diversification and potentially reduce volatility.

Market capitalization Info

  • Mega-cap
    41%
  • Large-cap
    29%
  • Mid-cap
    15%
  • Small-cap
    7%
  • Micro-cap
    6%

The portfolio's market capitalization exposure indicates a bias towards mega and big-cap stocks, which typically offer stability and steady growth. However, the inclusion of medium, small, and micro-cap stocks, especially through the Avantis® U.S. Small Cap Value ETF, introduces higher growth potential albeit with increased volatility. This blend supports the portfolio's growth objectives while offering a measure of diversification.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The current portfolio's expected return is below the optimal level identified through Efficient Frontier analysis, suggesting room for improvement in risk-return efficiency. By adjusting asset allocations without increasing the overall risk level, it's possible to aim for an expected return of 58.65%, significantly enhancing the portfolio's growth potential while maintaining a similar risk profile.

Dividends Info

  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Vanguard Information Technology Index Fund ETF Shares 0.40%
  • Vanguard S&P 500 ETF 1.20%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 1.34%

The portfolio's overall dividend yield of 1.34% contributes to its total return, with the highest yield coming from the Vanguard Total International Stock Index Fund ETF Shares. While dividends are not the primary focus of this growth-oriented portfolio, they offer a source of passive income and a cushion during market downturns.

Ongoing product costs Info

  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.06%

The portfolio's total expense ratio (TER) of 0.06% is impressively low, maximizing potential net returns for investors. Keeping costs low is crucial for long-term investment success, as even small differences in fees can significantly impact compound returns over time. This cost efficiency is a strong aspect of the portfolio's construction.

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