This portfolio has only about 1.4 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Globally diversified equity portfolio with a strong world core and modest small value and emerging tilt

Report created on May 16, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is a simple three‑ETF mix that is 100% invested in global stocks. Around three quarters sits in a broad global developed market fund, which acts as the main core. The remaining quarter is split evenly between a global small‑cap value fund and an emerging markets fund, adding some targeted tilts on top of that core. This kind of structure is easy to understand: one big anchor plus two smaller satellites. With only 1.4 years of data, it’s too early to call this a stable long‑term pattern, but the design suggests a focus on broad global exposure with a deliberate extra emphasis on smaller and less developed markets.

Growth Info

Over the short 1.4‑year window, €1,000 grew to about €1,192, a compound annual growth rate (CAGR) of 13.28%. CAGR is simply the average yearly growth rate, like your average speed on a road trip. Over this period the portfolio beat both the US market and a global market index, though the gap is based on limited data and may not last. The maximum drawdown, meaning the biggest peak‑to‑trough drop, was about ‑21%, very similar to global stocks overall. The portfolio took about six months to recover from that fall, which is typical for an all‑equity mix and shows how bumpy a fully stock‑based approach can feel even over a short span.

Projection Info

The forward projection uses a Monte Carlo simulation, which basically means running thousands of “what if” market paths based on past ups and downs. Here, 1,000 simulations over 15 years gave a median outcome of €2,718 from €1,000, with a wide range from roughly €941 to €7,528 between the 5th and 95th percentiles. The average simulated annual return is about 8%. Because the historical window is only 1.4 years, these projections rest on relatively shaky ground: they lean heavily on a brief recent period that may not represent full market cycles. So they’re better thought of as rough scenario illustrations than as precise forecasts.

Asset classes Info

  • Stocks
    100%

All of this portfolio is in stocks, with no bonds, cash, or alternative assets included. That makes it simple to follow and aligns well with the “balanced” risk classification primarily via global diversification rather than asset‑class mixing. Being 100% in equities means returns are fully tied to how companies around the world perform, with no built‑in stabilizer from bonds. Over long periods, stocks have historically offered higher potential growth than bonds, but with larger and more frequent swings. Given the short data history, the recent strong performance could reflect a favorable starting period rather than a settled, long‑term risk profile for this all‑equity structure.

Sectors Info

  • Technology
    26%
  • Financials
    17%
  • Industrials
    12%
  • Consumer Discretionary
    10%
  • Telecommunications
    8%
  • Health Care
    7%
  • Energy
    6%
  • Consumer Staples
    5%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector exposure is fairly broad, with technology the largest slice at 26%, followed by financials, industrials, and consumer‑related areas. This looks broadly in line with common global equity benchmarks, where tech often leads but isn’t overwhelmingly dominant. A tech tilt can boost returns in periods when innovation‑driven companies outperform, but it can also heighten sensitivity to interest rate changes and sentiment around growth stocks. Other sectors like health care, energy, and utilities are all present at smaller weights, helping spread risk across different parts of the economy. Over just 1.4 years, sector behavior can be heavily influenced by specific news cycles, so it’s hard to draw long‑term conclusions from these weights alone.

Regions Info

  • North America
    65%
  • Europe Developed
    14%
  • Asia Developed
    6%
  • Japan
    5%
  • Asia Emerging
    5%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, about two‑thirds of the portfolio is in North America, with the rest spread across developed Europe, Japan, other developed Asia, and smaller slices in emerging regions. This North America tilt is quite common in global equity portfolios and roughly aligns with global market capitalization, where US‑listed companies take a large share. Additional exposure to emerging markets comes explicitly through the dedicated emerging markets ETF, adding extra weight to faster‑growing but more volatile economies. This boosts geographic diversification beyond a pure developed‑market approach. Still, the 1.4‑year data window doesn’t show how these regions might behave over full economic cycles, where leadership often rotates between developed and emerging markets.

Market capitalization Info

  • Mega-cap
    41%
  • Large-cap
    30%
  • Mid-cap
    17%
  • Small-cap
    7%
  • Micro-cap
    4%

By market capitalization, the portfolio leans toward larger companies: roughly 41% in mega‑caps and 30% in large‑caps, with the rest in mid, small, and micro‑caps. This keeps the core close to mainstream global indices, which are dominated by very large firms, while the small‑cap value fund meaningfully increases exposure to the smaller end of the market. Smaller companies often move more sharply than giants, which can increase volatility but also offer different growth drivers. Having 11% across small and micro‑caps provides a noticeable but not overwhelming tilt. Over such a short history, any return difference between sizes could just reflect one temporary phase rather than a persistent pattern.

True holdings Info

  • Taiwan Semiconductor Manufacturing
    0.59%
    Part of fund(s):
    • Avantis Emerging Markets Equity UCITS ETF
  • SK Hynix Inc
    0.55%
    Part of fund(s):
    • Avantis Emerging Markets Equity UCITS ETF
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    0.53%
    Part of fund(s):
    • Avantis Emerging Markets Equity UCITS ETF
  • SMSN
    0.49%
    Part of fund(s):
    • Avantis Emerging Markets Equity UCITS ETF
  • Tencent Holdings Ltd
    0.25%
    Part of fund(s):
    • Avantis Emerging Markets Equity UCITS ETF
  • Alibaba Group Holding Ltd
    0.14%
    Part of fund(s):
    • Avantis Emerging Markets Equity UCITS ETF
  • ASE Industrial Holding Co Ltd ADR
    0.12%
    Part of fund(s):
    • Avantis Emerging Markets Equity UCITS ETF
  • ViaSat Inc
    0.11%
    Part of fund(s):
    • Avantis Global Small Cap Value UCITS ETF USD Acc EUR
  • Stonex Group Inc
    0.10%
    Part of fund(s):
    • Avantis Global Small Cap Value UCITS ETF USD Acc EUR
  • Avnet Inc
    0.09%
    Part of fund(s):
    • Avantis Global Small Cap Value UCITS ETF USD Acc EUR
  • Top 10 total 2.98%

Look‑through data covers only about 4% of ETF holdings, so underlying company‑level overlap is likely understated. Among the visible names, there’s some repetition, such as multiple entries for Taiwan Semiconductor via different share listings, and several large Asian tech and semiconductor firms. This hints at some concentration in specific industries like semiconductors, even if the overall position sizes are small at the portfolio level. Because we only see top‑10 holdings, many overlapping positions in the remaining 96% are hidden from view. With just 1.4 years of history, it’s especially important not to over‑interpret how these individual companies have contributed so far, since short‑term company moves can be noisy.

Risk contribution Info

  • Invesco MSCI World UCITS ETF EUR
    Weight: 75.00%
    75.2%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR
    Weight: 12.50%
    13.0%
  • Avantis Emerging Markets Equity UCITS ETF
    Weight: 12.50%
    11.7%

Risk contribution shows how much each holding drives the portfolio’s overall ups and downs, which can differ from its weight. Here, the world ETF is 75% of the portfolio and contributes about 75% of the risk, so its volatility is roughly in line with its size. The small‑cap value ETF adds slightly more risk than its 12.5% weight, and emerging markets add slightly less. That’s a fairly balanced picture: no single satellite fund is dominating risk beyond its share. It also means that, in practice, most day‑to‑day movement will feel driven by the broad world fund. With only 1.4 years of data, these risk shares may change as different regions or styles go in and out of favor.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The efficient frontier chart compares this portfolio’s risk and return to the best possible mixes using the same three funds. The current portfolio has a Sharpe ratio of 0.72, while the optimal blend on this data shows 1.47, and the minimum‑variance mix sits at 0.92. The Sharpe ratio is a way of measuring return per unit of risk, after accounting for a risk‑free rate. Being about 3.7 percentage points below the frontier at the current risk level suggests that, based on this short dataset, a different combination of the same funds would have delivered better risk‑adjusted returns. With only 1.4 years of history, though, these optimization results are highly sensitive to recent moves and may not generalize.

Ongoing product costs Info

  • Invesco MSCI World UCITS ETF EUR 0.19%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR 0.39%
  • Avantis Emerging Markets Equity UCITS ETF 0.35%
  • Weighted costs total (per year) 0.24%

The overall ongoing fee, or Total Expense Ratio (TER), for this mix is about 0.24% per year, which is low by global equity standards. TER is what the fund charges annually to run the ETF, quietly deducted from returns. The main world ETF is especially cheap at 0.19%, while the more specialized small‑cap value and emerging markets funds are a bit higher, reflecting their narrower strategies. Keeping costs low is helpful because fees compound over time just like returns do; paying less leaves more of the portfolio’s growth in your pocket. Over only 1.4 years you won’t see the full impact of this, but over decades the difference can really add up.

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