Roast mode 🔥

A high-flying portfolio that confused "diversification" with "tech obsession and a couple of wild bets"

Report created on Jun 11, 2025

Risk profile Info

6/7
Aggressive
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

Your portfolio composition reads like a tech enthusiast who just discovered stock ETFs and decided to go all-in, sprinkled with a dash of rocket science for flavor. Having over half of your portfolio in two stocks (Rocket Lab and NVIDIA) and the rest in broad-market ETFs isn't diversification; it's a high-wire act without a net. It's like packing for a trip with only tech gadgets and a single pair of underwear - not exactly prepared for all occasions.

Growth Info

With a CAGR of 32.22%, you're either a genius or got lucky catching the tech wave. However, the max drawdown of nearly 49% is a stark reminder that what goes up can come crashing down hard. It's like riding a roller coaster blindfolded - thrilling, but you might regret it when it drops.

Projection Info

Monte Carlo simulations show you could be swimming in gold or barely keeping your head above water. While the 50th percentile projection looks like a dream, remember, Monte Carlo is like weather forecasting for investments - helpful, but don't plan a picnic based solely on it. It's crucial to prepare for the storm clouds it hints at too.

Asset classes Info

  • Stocks
    100%

All in stocks, eh? That's like going to a buffet and only eating dessert. Sweet in the moment, but missing out on the nutritional balance. It's high time to introduce some vegetables into your diet, metaphorically speaking. A bit of bonds or real estate might not be as exciting, but they can help keep your financial health in check when the stock market gets indigestion.

Sectors Info

  • Technology
    37%
  • Industrials
    30%
  • Financials
    6%
  • Consumer Discretionary
    6%
  • Telecommunications
    6%
  • Health Care
    6%
  • Consumer Staples
    3%
  • Energy
    2%
  • Utilities
    1%
  • Real Estate
    1%
  • Basic Materials
    1%

Your portfolio's tech and industrials heavy, making it more like a Silicon Valley startup than a well-rounded investment portfolio. It's great when tech is booming, but remember, even giants stumble. Broadening your sector exposure would be like adding some classic rock and jazz to your all-EDM playlist – a bit more balance can make for a much more enjoyable experience.

Regions Info

  • North America
    99%

99% North America? Your portfolio's geographic diversity is like your diet consisting entirely of hamburgers. Sure, they're delicious, but there's a whole world of flavors out there. Considering some investments outside your home turf might not just spice things up but could also reduce the risk of a domestic market downturn.

Market capitalization Info

  • Large-cap
    45%
  • Mega-cap
    43%
  • Mid-cap
    10%
  • Small-cap
    1%

Your portfolio leans heavily towards big and mega caps, which is like always shopping at big box stores and ignoring local boutiques. While large companies offer stability, sprinkling in some small or mid-caps could add growth potential and diversification, making your investment wardrobe a bit more bespoke.

Redundant positions Info

  • Vanguard Total Stock Market Index Fund ETF Shares
    Vanguard S&P 500 ETF
    High correlation

The high correlation between your Vanguard ETFs is like owning ten pairs of black socks. Sure, they're useful, but you're not getting as much variety as you think. Diversifying beyond overlapping assets can help spread risk and potentially smooth out your investment journey's bumps.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Your portfolio is teetering on the edge of a "high risk, high reward" cliff. It's like trying to optimize a race car that's only been tested in video games. Before pushing the pedal to the metal, consider rebalancing towards assets that aren't just in the tech fast lane. It might not be as sexy, but it could save you from a crash.

Dividends Info

  • Invesco NASDAQ 100 ETF 0.60%
  • Vanguard S&P 500 ETF 1.30%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.30%
  • Weighted yield (per year) 0.66%

With a total yield of 0.66%, your dividend strategy is more of a whisper than a shout. It's like having a savings account that barely keeps up with inflation. In a portfolio that's riding the tech wave, dividends might not be your main play, but a little more income could provide a nice cushion during market dips.

Ongoing product costs Info

  • Invesco NASDAQ 100 ETF 0.15%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Weighted costs total (per year) 0.03%

On the bright side, you're not overpaying for your thrill ride - the overall TER is pretty low. It's like finding a discount ticket for the roller coaster; you're still screaming on the way down, but at least you didn't break the bank getting on.

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