A speculative and moderately diversified portfolio with a high-risk profile and strong sector focus

Report created on Aug 8, 2025

Risk profile Info

7/7
Speculative
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is characterized by a significant allocation to the Vanguard Total Stock Market Index Fund ETF Shares at 45%, combined with notable positions in ALX Resources Corp and Avicanna Inc, making up 25% and 15% respectively. The inclusion of the Vanguard FTSE Emerging Markets Index Fund ETF Shares at 15% attempts to introduce geographic diversification. The portfolio's structure, with a heavy tilt towards speculative common stocks and a foundational position in broad market ETFs, suggests a strategy that balances high-risk individual investments with broader market exposure.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 52.59% and a maximum drawdown of -52.05%, the portfolio's historical performance demonstrates significant volatility and risk. The fact that 90% of returns are concentrated in just 6 days indicates an extremely high level of risk and potential for rapid gains or losses. This performance profile is consistent with speculative investment strategies that can offer high rewards but come with the risk of substantial losses.

Projection Info

Monte Carlo simulations, which use historical data to project potential future outcomes, show a wide range of possible performance scenarios for this portfolio. With 375 out of 1,000 simulations yielding positive returns, and key percentiles indicating a possibility of extreme losses or gains, investors should be prepared for a high degree of uncertainty. These projections underscore the speculative nature of the portfolio and the significant risks involved.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's asset allocation is heavily weighted towards stocks (99%), with a minimal cash position (1%). This allocation underscores the portfolio's aggressive growth orientation and speculative stance. The absence of bonds or other fixed-income securities limits its ability to hedge against stock market volatility, increasing the portfolio's risk profile.

Sectors Info

  • Energy
    27%
  • Health Care
    20%
  • Technology
    17%
  • Financials
    10%
  • Consumer Discretionary
    7%
  • Telecommunications
    5%
  • Industrials
    5%
  • Consumer Staples
    3%
  • Basic Materials
    2%
  • Real Estate
    2%
  • Utilities
    2%

Sector allocation reveals a concentration in Energy, Healthcare, and Technology, which together comprise 64% of the portfolio. This sector focus may expose the portfolio to sector-specific risks, such as regulatory changes or commodity price fluctuations in the case of energy stocks. However, it also offers the potential for high returns, especially from the technology and healthcare sectors, which have historically provided strong growth.

Regions Info

  • North America
    85%
  • Asia Emerging
    9%
  • Asia Developed
    3%
  • Africa/Middle East
    2%
  • Latin America
    1%

Geographically, the portfolio is heavily skewed towards North America (85%), with a modest allocation to emerging markets through the Vanguard FTSE Emerging Markets Index Fund ETF Shares. This concentration in North American assets, while potentially limiting global diversification benefits, aligns with the portfolio's speculative approach by focusing on markets familiar to the investor.

Market capitalization Info

  • Micro-cap
    41%
  • Mega-cap
    25%
  • Large-cap
    18%
  • Mid-cap
    11%
  • Small-cap
    3%

The portfolio's market capitalization breakdown shows a significant tilt towards micro-cap (41%) and mega-cap (25%) companies. This combination of extremely small and very large companies presents a unique risk-return profile, offering potential for explosive growth among micro-caps and stability from mega-caps. However, the high allocation to micro-caps significantly increases the portfolio's overall risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the portfolio's high-risk profile, optimizing for the Efficient Frontier could enhance its risk-return ratio. However, given its speculative nature and the concentration in high-volatility assets, achieving an optimal balance may require reducing exposure to the most speculative investments or diversifying across more asset classes and sectors.

Dividends Info

  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Vanguard FTSE Emerging Markets Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 0.94%

The dividend yields from the Vanguard Total Stock Market Index Fund ETF Shares and the Vanguard FTSE Emerging Markets Index Fund ETF Shares contribute to the portfolio's income, albeit modestly. With a total yield of 0.94%, the portfolio's income-generation capability is limited, reflecting its growth-oriented strategy over income.

Ongoing product costs Info

  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard FTSE Emerging Markets Index Fund ETF Shares 0.08%
  • Weighted costs total (per year) 0.03%

The portfolio benefits from low costs, with Total Expense Ratios (TER) of 0.03% and 0.08% for the Vanguard ETFs. These low costs are advantageous for long-term growth, as they minimize the drag on performance, allowing more of the investment returns to compound over time.

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