A single-ETF portfolio focusing on global equities with a balanced risk profile

Report created on Sep 19, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is entirely invested in the Vanguard FTSE All-World UCITS ETF USD Accumulation, providing broad exposure to global equities. This ETF encompasses a wide range of sectors and geographical areas, making it a comprehensive choice for global diversification within a single investment vehicle. The portfolio's classification as broadly diversified and its balanced risk score reflect a cautious yet growth-oriented approach. The simplicity of holding a single ETF reduces complexity but also concentrates risk in the performance of one product, albeit a diversified one.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 13.19% and a maximum drawdown of -33.66%, the portfolio has demonstrated robust growth with significant volatility. The days contributing to 90% of returns being limited to 20 indicates that the portfolio's performance is largely influenced by a few significant market movements. This historical performance, while impressive, underscores the importance of understanding market cycles and the potential for wide fluctuations in value.

Projection Info

Monte Carlo simulations, which use historical data to project potential future outcomes, suggest a wide range of possible performances for this portfolio. With 994 out of 1,000 simulations showing positive returns and a median projected increase of 421.6%, the outlook appears generally optimistic. However, the broad range from the 5th to the 67th percentile highlights substantial uncertainty, emphasizing the need for investors to be prepared for various scenarios.

Asset classes Info

  • Stocks
    100%

The portfolio's allocation is entirely in stocks, offering no asset class diversification. While equities are known for their growth potential, they also come with higher volatility compared to bonds or other asset classes. This concentration in stocks aligns with a growth-focused strategy but could benefit from the inclusion of other asset classes to mitigate risk, especially during market downturns.

Sectors Info

  • Technology
    27%
  • Financials
    18%
  • Consumer Discretionary
    11%
  • Industrials
    10%
  • Telecommunications
    9%
  • Health Care
    9%
  • Consumer Staples
    5%
  • Energy
    4%
  • Basic Materials
    3%
  • Utilities
    3%
  • Real Estate
    2%

Sector allocation is heavily weighted towards technology, financial services, and consumer cyclicals, which are sectors known for their growth potential but also for their volatility. This concentration may increase the portfolio's susceptibility to sector-specific risks. Diversifying across a broader range of sectors could provide a buffer against these risks and potentially stabilize returns over time.

Regions Info

  • North America
    66%
  • Europe Developed
    14%
  • Asia Emerging
    6%
  • Japan
    6%
  • Asia Developed
    4%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, the portfolio is heavily weighted towards North America (66%), with significant exposure to developed Europe and a modest allocation to emerging markets. This geographic distribution leverages the stability and growth potential of developed markets but could be enhanced by increasing exposure to emerging markets, which may offer higher growth potential and further diversification benefits.

Market capitalization Info

  • Mega-cap
    48%
  • Large-cap
    35%
  • Mid-cap
    17%
  • Small-cap
    1%

The focus on mega and big-cap stocks (83% combined) suggests a preference for established, large-scale companies likely to offer stability and consistent dividends. However, the minimal exposure to small and micro-cap stocks limits the portfolio's potential to benefit from the higher growth rates these companies can offer. Balancing market capitalization exposure could enhance growth potential and diversification.

Ongoing product costs Info

  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.22%
  • Weighted costs total (per year) 0.22%

With a total expense ratio (TER) of 0.22%, the portfolio benefits from relatively low costs, which is crucial for maximizing long-term returns. Lower costs mean more of the investment's returns are retained by the investor, rather than being eroded by fees. This efficiency is especially beneficial in a globally diversified ETF, where management fees can vary significantly.

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