This portfolio has only about 1.9 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Exploring a single-ETF portfolio with broad diversification and balanced risk profile

Report created on Aug 17, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is entirely composed of the Dimensional ETF Trust, showcasing a commitment to broad diversification within a single investment vehicle. The ETF's allocation spans across 11 sectors, with a significant emphasis on technology and financial services, and includes a varied mix of asset classes, albeit solely within the stock category. This approach simplifies portfolio management while still aiming for a diversified exposure. However, the reliance on a single ETF may limit the ability to fine-tune exposure to specific sectors or geographic regions.

Growth Info

Historically, this portfolio has demonstrated strong performance, with a Compound Annual Growth Rate (CAGR) of 20.99%. The maximum drawdown of -16.95% indicates resilience during market downturns, which is commendable for a balanced profile. It's important to note, however, that past performance is not indicative of future results. The concentration in a single ETF, while beneficial in terms of simplification, may expose the portfolio to sector-specific risks that could affect future performance.

Projection Info

Monte Carlo simulations, which project potential future outcomes based on historical data, suggest a wide range of possible performances for this portfolio. With all simulations showing positive returns and a median projected increase of 1,667.2%, the outlook seems optimistic. However, reliance on historical data in these simulations does not account for unforeseen market changes, and investors should remain cautious about expecting guaranteed outcomes.

Asset classes Info

  • Stocks
    100%

The portfolio's allocation is exclusively in stocks, providing a high potential for growth but also exposing it to market volatility. While stocks are generally a good vehicle for long-term wealth accumulation, the absence of other asset classes like bonds or real estate means missing out on potential risk mitigation and diversification benefits that these could offer, especially in turbulent markets.

Sectors Info

  • Technology
    22%
  • Financials
    17%
  • Industrials
    14%
  • Consumer Discretionary
    11%
  • Health Care
    8%
  • Telecommunications
    8%
  • Consumer Staples
    6%
  • Energy
    5%
  • Basic Materials
    5%
  • Real Estate
    3%
  • Utilities
    2%

Sector allocation is concentrated in technology and financial services, making up nearly 40% of the portfolio. This concentration could lead to higher volatility, given the cyclical nature of these sectors. Diversifying across a broader range of sectors could help mitigate this risk, potentially smoothing out returns over time.

Regions Info

  • North America
    74%
  • Europe Developed
    11%
  • Japan
    4%
  • Asia Emerging
    4%
  • Asia Developed
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographic allocation is heavily weighted towards North America (74%), with modest exposure to developed and emerging markets outside of this region. This geographic distribution suggests a strong home bias, which could limit global diversification benefits and expose the portfolio to regional economic downturns.

Market capitalization Info

  • Mega-cap
    30%
  • Mid-cap
    28%
  • Large-cap
    24%
  • Small-cap
    13%
  • Micro-cap
    4%

The portfolio's market capitalization breakdown shows a balanced mix of mega, medium, big, small, and micro-cap stocks. This diversity is beneficial as it combines the stability of large-cap companies with the growth potential of smaller caps. However, the specific allocation should be revisited periodically to ensure it aligns with the investor's risk tolerance and market outlook.

Dividends Info

  • Dimensional ETF Trust 1.50%
  • Weighted yield (per year) 1.50%

The portfolio's dividend yield of 1.50% contributes to its total return, providing a steady income stream in addition to potential capital gains. This yield is modest but meaningful, especially for investors who value income alongside growth. It's important to balance the pursuit of dividends with the overall growth strategy and risk profile of the portfolio.

Ongoing product costs Info

  • Dimensional ETF Trust 0.25%
  • Weighted costs total (per year) 0.25%

With a total expense ratio (TER) of 0.25%, the portfolio is efficiently managed in terms of costs. Lower costs can significantly enhance long-term returns by minimizing the drag on performance. This cost efficiency is a strong aspect of the portfolio, allowing more of the investment's return to be retained by the investor.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey