A growth-focused portfolio with strong tech exposure and global diversification
Report created on Apr 30, 2025Risk profile
5/7
Diversification profile
4/5
Positions
-
IM SPDR MSCI ACWI IMI
IMIE - IE00B3YLTY66 70.00% -
AN Amundi Nasdaq-100 UCITS USD
ANXU - LU1681038326 30.00%
This portfolio primarily consists of two ETFs: SPDR MSCI ACWI IMI, representing 70% of the allocation, and Amundi Nasdaq-100 UCITS USD, making up the remaining 30%. This composition indicates a strong inclination towards growth, given the significant weight in global equities and a substantial focus on the technology sector. The portfolio is broadly diversified across sectors and geographies, though it leans heavily towards North American markets, particularly the United States, as reflected in its geographic asset allocation.
Growth
With a Compound Annual Growth Rate (CAGR) of 14.10% and a maximum drawdown of -32.27%, the portfolio demonstrates robust historical performance. The days contributing to 90% of returns being concentrated in 28.0 days highlight the portfolio's susceptibility to short-term volatility, a characteristic feature of growth-oriented investments. However, the high CAGR suggests that the portfolio has compensated for this volatility with strong returns over time.
Projection
The Monte Carlo simulation, using 1,000 iterations, projects a wide range of outcomes with a median (50th percentile) increase of 695.6% and a 67th percentile at 1,005.7%. This suggests a high potential for substantial growth, with 990 simulations resulting in positive returns. However, it's important to understand that such simulations rely on historical data, which cannot guarantee future results, especially in volatile market segments like technology.
Asset classes
- Stocks 100%
The portfolio is invested 100% in stocks, with no allocation to cash, bonds, or other asset classes. This single-asset class focus underscores the portfolio's growth orientation but also increases its risk profile, as it lacks the cushioning effect that bonds or other less volatile assets can provide during market downturns.
Sectors
- Technology 32%
- Financials 12%
- Consumer Discretionary 11%
- Telecommunications 10%
- Industrials 9%
- Health Care 9%
- Consumer Staples 6%
- Energy 3%
- Basic Materials 3%
- Utilities 2%
- Real Estate 2%
The technology sector's dominant 32% weighting, followed by financial services and consumer cyclicals, indicates a concentration in industries known for their growth potential. However, this sectoral concentration also exposes the portfolio to sector-specific risks, such as regulatory changes or technological disruptions. Diversifying across a broader range of sectors could mitigate some of these risks.
Regions
- North America 75%
- Europe Developed 11%
- Asia Emerging 4%
- Japan 4%
- Asia Developed 3%
- Australasia 1%
- Africa/Middle East 1%
- Latin America 1%
With 75% of assets allocated to North America, the portfolio is heavily weighted towards developed markets, particularly the U.S. While this has likely contributed to its strong historical performance, given the robust U.S. market, it also suggests potential underexposure to emerging markets and developed markets outside North America, which could offer growth opportunities and further diversification benefits.
Market capitalization
- Mega-cap 46%
- Large-cap 33%
- Mid-cap 16%
- Small-cap 4%
- Micro-cap 1%
The allocation towards mega (46%) and big (33%) cap stocks confirms the portfolio's focus on established, large-scale companies, which typically offer stability and consistent growth. However, the relatively smaller allocation to medium, small, and micro-cap stocks limits exposure to potentially higher-growth, albeit riskier, segments of the market.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
The current allocation appears to be positioned towards the higher end of the risk-return spectrum, as indicated by its risk score. Utilizing the Efficient Frontier concept to potentially rebalance the portfolio could help in achieving an optimal mix of assets that maximizes returns for a given level of risk. However, it's important to align any adjustments with the investor's risk tolerance, investment horizon, and financial goals.
Ongoing product costs
- Amundi Nasdaq-100 UCITS USD 0.23%
- SPDR MSCI ACWI IMI 0.40%
- Weighted costs total (per year) 0.35%
With a Total Expense Ratio (TER) of 0.35%, the portfolio is relatively cost-efficient, which is beneficial for long-term growth. Lower costs ensure that a larger portion of investment returns is retained by the investor, rather than being eroded by fees. Continually monitoring and minimizing investment costs remains a key strategy for enhancing portfolio performance.
What next?
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey