High growth focused equity portfolio with strong tech tilt and concentrated single stock risk

Report created on Mar 18, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio is a pure equity mix of four ETFs, all growth-oriented. Around 61% sits in broad market trackers, while roughly 24% is focused on a major growth index and 14% in a single‑stock tracker. That structure leans heavily into long‑term capital growth rather than stability or income. Having everything in stocks means bigger swings in value, both up and down, especially during sharp market moves. A setup like this is generally aimed at maximising growth over many years, accepting that the ride will be bumpy. Anyone using such a structure usually wants to be sure their emergency cash needs are covered elsewhere.

Growth Info

Historically, the portfolio shows a very strong compound annual growth rate (CAGR) of 14.25%, comfortably in high-growth territory. CAGR is the “average speed” the money grew each year, smoothing out the bumps. The max drawdown of -26.49% means that at one point it fell more than a quarter from a prior peak, which is a meaningful but not extreme drop for an equity‑only mix. Compared with typical broad benchmarks, this profile suggests stronger upside but also notable downside risk. It’s important to remember past returns, even strong ones, don’t guarantee the future; they mainly show how this style behaved through previous market cycles.

Projection Info

The Monte Carlo analysis runs 1,000 simulations using historical volatility and correlations to project a range of possible future outcomes. Think of it as re‑playing history with thousands of slightly different market paths. The median scenario shows very large potential growth over time, and about 93% of simulations end with positive returns, which fits a high‑return, high‑risk equity profile. But the 5th percentile at roughly -15.8% highlights that bad stretches are still very possible. Monte Carlo results are not predictions; they’re “what‑if” scenarios based on the past. Markets can behave differently in the future, especially if big macro or regulatory shifts hit key growth names.

Asset classes Info

  • Stocks
    100%

All of the portfolio sits in stocks, with no allocation to bonds, cash, or alternatives. That’s a clear growth profile: maximum exposure to equity risk and return, zero built‑in ballast from safer assets. Compared to more balanced allocations that mix in bonds or cash, this type of structure will typically rise more in strong markets but also fall harder in bear markets. Over long horizons this can pay off, but it requires the emotional and financial capacity to hold through deep drawdowns. A general principle for this kind of setup is to keep separate cash or low‑risk reserves outside the portfolio for short‑term needs and emergencies.

Sectors Info

  • Technology
    31%
  • Consumer Discretionary
    24%
  • Telecommunications
    10%
  • Financials
    9%
  • Health Care
    7%
  • Industrials
    6%
  • Consumer Staples
    5%
  • Energy
    2%
  • Basic Materials
    2%
  • Utilities
    2%
  • Real Estate
    1%

Sector exposure is strongly tilted toward technology at 31% and consumer cyclicals at 24%, with meaningful allocations to communication services and smaller slices across other areas. This is quite different from a more balanced sector spread and reflects a deliberate growth tilt. Tech‑heavy and consumer‑cyclical portfolios often benefit when innovation themes and consumer spending are strong, but they can be hit hard when interest rates rise or economic growth slows. The flip side is limited ballast from traditionally steadier areas like utilities and defensive consumer names. This kind of profile can be powerful for long‑term growth if the higher volatility is consciously accepted as part of the strategy.

Regions Info

  • North America
    90%
  • Europe Developed
    4%
  • Asia Emerging
    2%
  • Japan
    1%
  • Asia Developed
    1%

Geographically, the portfolio is very US‑centric, with around 90% in North America and only small allocations to Europe, Japan, and emerging Asia. This is notably more concentrated than a typical global equity benchmark, which spreads exposure more evenly across regions. Heavy US exposure has been beneficial in the last decade, given the dominance of American mega‑cap growth companies. The trade‑off is that outcomes are closely tied to the US market and its currency, with relatively little diversification from other economies. For some investors this is entirely fine; others might prefer to balance it over time if they’re concerned about future regional leadership shifts.

Market capitalization Info

  • Mega-cap
    56%
  • Large-cap
    30%
  • Mid-cap
    14%

Market‑cap exposure is dominated by mega‑caps (56%) and big caps (30%), with 14% in mid caps and effectively no small or micro‑cap exposure. This is very much in line with major indices, which are also heavily weighted toward the largest companies. The benefit is stability and liquidity: mega and large caps are usually more established, easier to trade, and widely researched. The trade‑off is less exposure to smaller companies, which can sometimes deliver higher long‑term returns but with more volatility and risk. Overall, this allocation is well‑balanced and aligns closely with global standards for a cap‑weighted equity approach.

True holdings Info

  • Tesla Inc
    16.08%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
    • Xtrackers NASDAQ 100 UCITS ETF 1C GBP
  • NVIDIA Corporation
    6.08%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
    • Xtrackers NASDAQ 100 UCITS ETF 1C GBP
  • Apple Inc
    5.21%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
    • Xtrackers NASDAQ 100 UCITS ETF 1C GBP
  • Microsoft Corporation
    4.19%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
    • Xtrackers NASDAQ 100 UCITS ETF 1C GBP
  • Amazon.com Inc
    3.10%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
    • Xtrackers NASDAQ 100 UCITS ETF 1C GBP
  • Alphabet Inc Class A
    2.59%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
    • Xtrackers NASDAQ 100 UCITS ETF 1C GBP
  • Meta Platforms Inc.
    2.28%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
    • Xtrackers NASDAQ 100 UCITS ETF 1C GBP
  • Alphabet Inc Class C
    2.19%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
    • Xtrackers NASDAQ 100 UCITS ETF 1C GBP
  • Broadcom Inc
    2.08%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
    • Xtrackers NASDAQ 100 UCITS ETF 1C GBP
  • Walmart Inc. Common Stock
    0.96%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Xtrackers NASDAQ 100 UCITS ETF 1C GBP
  • Top 10 total 44.77%

Looking through the ETFs, a big theme jumps out: very strong concentration in a handful of mega‑cap growth names. Tesla alone adds up to over 16% via funds plus the tracker, while NVIDIA, Apple, Microsoft, Amazon, Alphabet, Meta, and Broadcom together form a sizeable chunk. That means these few companies quietly drive a lot of the ups and downs, even though the top‑down view looks diversified across funds. Overlap is likely understated because only ETF top‑10 holdings are used, so real concentration may be higher. The key takeaway is that performance will be heavily linked to how these mega‑caps, especially Tesla, perform over time.

Factors Info

Value
Preference for undervalued stocks
Low
Data availability: 24%
Size
Exposure to smaller companies
Very low
Data availability: 86%
Momentum
Exposure to recently outperforming stocks
High
Data availability: 100%
Quality
Preference for financially healthy companies
No data
Data availability: 0%
Yield
Preference for dividend-paying stocks
No data
Data availability: 0%
Low Volatility
Preference for stable, lower-risk stocks
No data
Data availability: 0%

Factor exposure shows a strong tilt to momentum (60.7%), with smaller tilts to size and value, and no clear read on quality, yield, or low volatility. Factors are like the underlying “characteristics” that drive returns over time. A momentum tilt means the portfolio leans into stocks that have been recent winners; this can boost returns in trending markets but can hurt during sharp reversals when winners suddenly fall out of favour. Limited data for some factors and modest average signal coverage mean the picture isn’t perfect, but it still suggests a pronounced growth‑momentum style. Understanding this helps set expectations: fast‑moving upside, but potentially large swings when trends break.

Risk contribution Info

  • LS 1x Tesla Tracker ETP Securities GBP
    Weight: 14.06%
    34.3%
  • Vanguard S&P 500 UCITS Acc
    Weight: 36.77%
    26.4%
  • Xtrackers NASDAQ 100 UCITS ETF 1C GBP
    Weight: 24.46%
    23.8%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation
    Weight: 24.71%
    15.5%

Risk contribution highlights how much each position adds to overall volatility, which can differ a lot from simple weights. The Tesla tracker, at about 14% of the portfolio, contributes over a third of total risk, with a risk‑to‑weight ratio of 2.44. That’s a clear sign of concentrated risk in one underlying company. The broad S&P 500, NASDAQ 100, and All‑World ETFs together contribute the rest, with more balanced risk relative to their weights. When one holding dominates risk this much, many investors periodically ask whether that level of single‑stock exposure is intentional. Adjusting position sizes can help bring risk contributions closer to the desired balance.

Redundant positions Info

  • Vanguard FTSE All-World UCITS ETF USD Accumulation
    Vanguard S&P 500 UCITS Acc
    High correlation

Correlation measures how investments move together; a value near 1 means they often go up and down at the same time. The S&P 500 and All‑World ETFs are highly correlated, which is expected because both contain a large overlap of global large‑cap stocks with heavy US exposure. That overlap limits diversification benefits between those two specific funds. The NASDAQ 100 and Tesla tracker also share similar growth and tech drivers, likely lifting overall correlations during stress. When many pieces move together, the portfolio can feel like “one big bet” in a downturn. Being aware of these relationships can guide choices about whether overlapping holdings add enough extra benefit.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk‑return chart, the current portfolio sits below the theoretical efficient frontier built from its own holdings. The efficient frontier represents the best possible return for each risk level using different weightings of the existing investments. Being below it means that, in theory, reweighting could improve the risk/return trade‑off without adding new products. The high risk contribution from the Tesla tracker and the overlap between broad indices are key drivers here. Aligning weights closer to the “optimal” or same‑risk efficient mix could either raise expected return for the same volatility or reduce volatility for similar return, purely through smarter sizing of what’s already in place.

Ongoing product costs Info

  • Vanguard S&P 500 UCITS Acc 0.07%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.19%
  • Xtrackers NASDAQ 100 UCITS ETF 1C GBP 0.20%
  • Weighted costs total (per year) 0.12%

The total ongoing cost (TER) of roughly 0.12% is impressively low for an equity portfolio. Individual ETF fees range from 0.07% to 0.20%, all well below typical active fund charges. Costs compound just like returns do, so shaving even a fraction of a percent per year can meaningfully increase the final pot over decades. This allocation is well‑balanced and aligns closely with best practices on fee control. With costs already this low, there is limited room for meaningful improvement; the bigger levers for future outcomes are likely asset mix, concentration, and behaviour through market ups and downs rather than chasing marginally cheaper products.

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