A growth-focused portfolio with a blend of large-cap, U.S., and international small-cap value stocks

Report created on Aug 18, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is structured to capitalize on growth opportunities across the market capitalization spectrum, with a significant emphasis on large-cap growth and small-cap value stocks, both domestically and internationally. The allocation is 40% in a large-cap growth index fund, 35% in a U.S. small-cap value ETF, and 25% in an international small-cap value ETF, indicating a strategic tilt towards higher growth potential while attempting to mitigate risk through value investing in smaller companies.

Growth Info

Historically, this portfolio has achieved a Compound Annual Growth Rate (CAGR) of 17.99%, with a maximum drawdown of -38.71%. These figures suggest robust growth potential but also highlight periods of significant volatility, particularly for growth-oriented investments. The days contributing most to returns are relatively few, indicating that timing the market can be less significant than maintaining a long-term perspective.

Projection Info

Monte Carlo simulations, which use historical data to project future outcomes, suggest a wide range of potential future values for this portfolio. With key percentiles indicating anywhere from a 73.2% to over 1,060.4% increase in portfolio value, the projections underscore the high growth potential. However, it's important to remember that these simulations are based on past data, which is not a reliable predictor of future performance.

Asset classes Info

  • Stocks
    100%

The portfolio's allocation is entirely in stocks, with no exposure to bonds, cash, or other asset classes. This composition is indicative of a high-risk, high-reward strategy aligned with growth-focused investors. While this can lead to significant returns, the absence of diversification across different asset classes may increase volatility and risk.

Sectors Info

  • Technology
    23%
  • Financials
    17%
  • Industrials
    14%
  • Consumer Discretionary
    10%
  • Energy
    8%
  • Telecommunications
    7%
  • Basic Materials
    7%
  • Consumer Discretionary
    6%
  • Health Care
    4%
  • Consumer Staples
    4%
  • Real Estate
    1%

Sector allocation is well-diversified across technology, financial services, industrials, and consumer cyclicals, among others. This diversification can help mitigate sector-specific risks. However, the heavy weighting in technology and financial services sectors may expose the portfolio to higher volatility, as these sectors can be more sensitive to economic changes.

Regions Info

  • North America
    77%
  • Europe Developed
    10%
  • Japan
    9%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Asia Developed
    1%

The geographic allocation shows a strong bias towards North America (77%), with modest exposure to developed markets in Europe and Japan. Emerging markets are notably absent, which may limit exposure to high-growth regions but also reduces potential volatility and geopolitical risks associated with these markets.

Market capitalization Info

  • Mega-cap
    27%
  • Small-cap
    26%
  • Micro-cap
    19%
  • Mid-cap
    17%
  • Large-cap
    9%

The mix of market capitalizations, with a balance between mega, small, and micro-cap stocks, is designed to blend stability with the growth potential of smaller companies. This approach can offer a good risk-reward balance, leveraging the stability of large companies with the growth potential of smaller entities.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, this portfolio appears to be optimized for a high-risk, high-reward strategy, focusing on growth over immediate income or stability. While its current allocation aligns with its growth objectives, investors should periodically reassess their risk tolerance and market conditions to ensure continued alignment with their goals.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.70%
  • Avantis® U.S. Small Cap Value ETF 1.70%
  • FIDELITY LARGE CAP GROWTH INDEX FUND INSTITUTIONAL PREMIUM CLASS 0.30%
  • Weighted yield (per year) 1.64%

The dividend yields, ranging from 0.30% to 3.70%, contribute to the portfolio's total yield of 1.64%. While dividends are not the primary focus of this growth-oriented strategy, they can provide a steady income stream and help reduce volatility in down markets.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • FIDELITY LARGE CAP GROWTH INDEX FUND INSTITUTIONAL PREMIUM CLASS 0.04%
  • Weighted costs total (per year) 0.19%

The total expense ratio (TER) of 0.19% is impressively low, especially for a portfolio with international exposure. Keeping costs low is crucial for enhancing long-term returns, as high fees can significantly erode investment gains over time.

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