This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-focused portfolio with a high allocation to tech and innovative assets

Report created on Aug 10, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

This portfolio is primarily composed of equity ETFs, with a significant portion allocated to the Invesco NASDAQ 100 ETF and the Vanguard Total Stock Market Index Fund ETF Shares, representing 65% of the portfolio. This indicates a strong focus on the US stock market, particularly in the technology sector. The inclusion of the Vanguard Total International Stock Index Fund ETF Shares adds international exposure, while the Fidelity Wise Origin Bitcoin Trust introduces a cryptocurrency component, diversifying the portfolio into digital assets.

Growth Info

The historical performance of this portfolio has been impressive, with a Compound Annual Growth Rate (CAGR) of 29.02%. This high return rate is tempered by a maximum drawdown of -20.28%, reflecting a considerable risk level. Notably, a small number of days contributed to a significant portion of returns, highlighting the portfolio's volatility and the importance of staying invested through market fluctuations.

Projection Info

Monte Carlo simulations, which use historical data to forecast a range of possible future outcomes, suggest a wide range of potential growth for this portfolio. The median projection shows an exceptionally high return, but it's important to understand that these projections are based on past performance, which does not guarantee future results. The simulations underscore the portfolio's high growth potential but also hint at significant risk.

Asset classes Info

  • Stocks
    84%
  • Other
    15%
  • Cash
    1%

The portfolio's asset allocation leans heavily towards stocks (84%), with a small but significant portion in cryptocurrencies (15%) and a negligible amount in cash (1%). This asset mix supports the portfolio's growth orientation but also increases its volatility and risk, especially given the speculative nature of cryptocurrencies.

Sectors Info

  • Technology
    31%
  • Consumer Discretionary
    10%
  • Telecommunications
    9%
  • Financials
    9%
  • Industrials
    7%
  • Health Care
    6%
  • Consumer Staples
    5%
  • Basic Materials
    2%
  • Energy
    2%
  • Utilities
    2%
  • Real Estate
    1%

Technology, consumer cyclicals, and communication services dominate the sector allocation, making up 50% of the portfolio. This concentration in high-growth sectors aligns with the portfolio's growth objectives but may increase volatility. Diversifying into more sectors or increasing allocations to defensive sectors could provide stability during market downturns.

Regions Info

  • North America
    66%
  • Europe Developed
    8%
  • Asia Emerging
    3%
  • Japan
    3%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

The geographic allocation is heavily weighted towards North America (66%), with modest exposure to developed Europe (8%) and various emerging markets. This concentration may limit global diversification benefits and increase exposure to regional economic and political risks. Expanding into underrepresented regions could enhance global diversification.

Market capitalization Info

  • Mega-cap
    41%
  • Large-cap
    27%
  • Mid-cap
    13%
  • Small-cap
    3%
  • Micro-cap
    1%

The portfolio's market capitalization breakdown shows a preference for mega (41%) and big (27%) cap stocks, which tend to be more stable than smaller companies. However, the presence of medium, small, and micro caps (totaling 17%) introduces growth potential and additional risk. This mix supports the portfolio's growth focus while offering some stability from larger companies.

Redundant positions Info

  • Invesco NASDAQ 100 ETF
    Vanguard Total Stock Market Index Fund ETF Shares
    High correlation

The high correlation between the Invesco NASDAQ 100 ETF and the Vanguard Total Stock Market Index Fund ETF Shares indicates overlapping investments, which may reduce the portfolio's diversification benefits. Diversification across non-correlated assets can help manage risk more effectively, suggesting a review of asset allocation might be beneficial.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing the portfolio for a better risk-return ratio could involve reducing the overlap between highly correlated assets, such as the Invesco NASDAQ 100 ETF and the Vanguard Total Stock Market Index Fund ETF Shares. Rebalancing to include assets with lower correlation can enhance diversification benefits without necessarily sacrificing growth potential.

Dividends Info

  • Invesco NASDAQ 100 ETF 0.50%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • Weighted yield (per year) 1.10%

The portfolio's dividend yield stands at 1.10%, with the highest yield coming from the Vanguard Total International Stock Index Fund ETF Shares at 2.80%. While dividends contribute to total returns, the portfolio's focus on growth over income is evident. Investors seeking higher income might consider reallocating towards assets with higher dividend yields.

Ongoing product costs Info

  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • Invesco NASDAQ 100 ETF 0.15%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.11%

The portfolio's total expense ratio (TER) is relatively low at 0.11%, which is beneficial for long-term growth as lower costs can significantly impact net returns. The focus on low-cost ETFs is a prudent strategy, especially given the portfolio's growth orientation.

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