This portfolio has only about 1.7 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A globally diversified portfolio with strong US exposure and a focus on large-cap stocks

Report created on Jul 20, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

Your portfolio is heavily weighted towards ETFs that offer broad exposure to global equities, with a significant emphasis on the US market. The Invesco FTSE All-World UCITS ETF and the SPDR S&P 500 UCITS ETF together make up 90% of your holdings, indicating a strong preference for diversified, yet US-centric investments. The remaining 10% is allocated to the iShares Edge MSCI World Value Factor UCITS ETF, introducing a tilt towards value stocks. This composition suggests a strategy focused on capturing global market returns while seeking additional value-driven growth opportunities.

Growth Info

Historically, your portfolio has demonstrated a Compound Annual Growth Rate (CAGR) of 18.43%, with a maximum drawdown of -21.35%. The days contributing most significantly to returns are relatively few, highlighting the impact of major market movements on performance. While past performance is impressive, it's important to remember that it doesn't guarantee future results. Comparing this to benchmark indices can provide context, but your portfolio's unique composition and risk profile must be considered when evaluating these figures.

Projection Info

Monte Carlo simulations, which use historical data to project future performance, show a wide range of potential outcomes for your portfolio. The median projection suggests significant growth, but it's crucial to understand the assumptions and limitations of these simulations. They are not predictive but rather illustrate the range of possibilities, emphasizing the importance of maintaining a diversified and balanced approach to mitigate risk.

Asset classes Info

  • Stocks
    100%

Your portfolio is entirely composed of stocks, with no allocation to bonds, cash, or alternative investments. This singular focus on equities enhances growth potential but also increases volatility and risk. Diversifying across different asset classes can provide a buffer against market downturns, potentially smoothing out returns over time.

Sectors Info

  • Technology
    29%
  • Financials
    16%
  • Consumer Discretionary
    10%
  • Industrials
    10%
  • Health Care
    9%
  • Telecommunications
    9%
  • Consumer Staples
    6%
  • Energy
    3%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    2%

The sector allocation within your portfolio shows a heavy tilt towards technology, financial services, and consumer cyclicals. While these sectors can offer significant growth opportunities, they also come with higher volatility. Balancing these with more defensive sectors like healthcare and consumer defensive could provide a more stable return profile, especially during market downturns.

Regions Info

  • North America
    73%
  • Europe Developed
    12%
  • Japan
    6%
  • Asia Emerging
    3%
  • Asia Developed
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

The geographic distribution of your investments is heavily skewed towards North America, particularly the US, which represents the bulk of your portfolio. While this concentration has historically offered strong returns, it also exposes you to regional economic and political risks. Increasing exposure to developed markets outside the US and emerging markets could enhance diversification and potentially tap into growth opportunities in other regions.

Market capitalization Info

  • Mega-cap
    46%
  • Large-cap
    35%
  • Mid-cap
    17%
  • Small-cap
    1%

Your portfolio's focus on mega and big-cap stocks aligns with a strategy seeking stability and lower volatility compared to smaller-cap investments. However, medium, small, and micro-cap stocks can offer higher growth potential, albeit with increased risk. A slight adjustment to include more medium-cap exposure could introduce new growth opportunities while keeping risk manageable.

Redundant positions Info

  • Invesco FTSE All-World UCITS ETF USD Accumalation EUR
    SPDR S&P 500 UCITS ETF USD Acc EUR
    High correlation

The high correlation between the Invesco FTSE All-World UCITS ETF and the SPDR S&P 500 UCITS ETF indicates overlapping exposures, particularly to US equities, which may limit diversification benefits. Considering replacing one of these with an ETF focusing on a different region or sector could help reduce redundancy and improve portfolio diversification.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Given the high correlation between some of your holdings, there's an opportunity to optimize your portfolio's risk-return profile. By reducing overlap and diversifying across different asset classes, sectors, and geographies, you can potentially achieve a more efficient allocation. This doesn't mean sacrificing returns but rather aiming for a balanced approach that maximizes returns for a given level of risk.

Ongoing product costs Info

  • iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR 0.30%
  • Weighted costs total (per year) 0.03%

With a total expense ratio (TER) of just 0.03% for the iShares Edge MSCI World Value Factor UCITS ETF and presumably low costs for the other ETFs, your portfolio benefits from very low overall expenses. This cost efficiency is commendable, as lower costs can significantly enhance long-term returns by minimizing the drag on performance.

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