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Tech-obsessed portfolio with a side of healthcare, betting big on the usual Silicon Valley suspects

Report created on Aug 20, 2025

Risk profile Info

6/7
Aggressive
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio is like that one friend who only eats at trendy places but somehow always orders the same dish. Diversification? More like a tech fan club with a token nod to healthcare to claim it's not all about Silicon Valley. With over half the portfolio in tech and massive bets on a handful of stocks, it's less a balanced investment strategy and more a high-stakes gamble on the digital economy. The lack of variety isn't just boring; it's risky.

Growth Info

If you had thrown your money into this tech-heavy wonder, you'd have seen some wild rides. A CAGR of 34.77% looks like you've cracked the code, until you notice the max drawdown of -68.86%. That's not a dip; that's a freefall. Sure, the days leading up to those peaks might have been exhilarating, but it's a reminder that what goes up like a rocket can come down like a rock. High returns come with high risks, especially when you're this concentrated.

Projection Info

Monte Carlo simulations are like playing financial fantasy football, and in your case, the projections are optimistic, assuming you don't mind the occasional catastrophic loss. With outcomes ranging from "buy a yacht" to "sell a kidney," the wide spread in potential futures underscores the volatility inherent in your portfolio. While the simulations paint a rosy picture at the 50th percentile, remember, they're based on past performance, which is about as reliable as a weather forecast during a hurricane.

Asset classes Info

  • Stocks
    100%

With 100% stocks and no cash or bonds in sight, your portfolio is like a car with only a gas pedal. Stocks, especially the high-flying tech variety, are great for growth but terrible for stability. Diversifying across asset classes is Investing 101, providing a buffer against market volatility. Right now, your portfolio is set up for a wild ride with no seat belts.

Sectors Info

  • Technology
    58%
  • Consumer Discretionary
    20%
  • Telecommunications
    16%
  • Health Care
    6%

58% in technology? This portfolio has more tech than a Silicon Valley startup incubator. While tech stocks have been the market darlings, betting this heavily on one sector is like building a house on a single pillar. Consumer cyclicals, communication services, and a token healthcare stock are just there to make it look like you're not wearing tech-colored glasses. But let's be real: You are.

Regions Info

  • North America
    100%

"America or bust" seems to be the motto here, with 100% of your assets betting on Uncle Sam. While the U.S. market is a behemoth, ignoring the rest of the world isn't just arrogant; it's limiting. Emerging markets and developed economies outside the U.S. offer growth opportunities and diversification benefits you're currently missing out on.

Market capitalization Info

  • Mega-cap
    73%
  • Large-cap
    23%
  • Mid-cap
    2%
  • Small-cap
    1%

Your portfolio leans heavily towards mega-caps, which is like only watching blockbuster movies and ignoring indie films. Yes, these companies are the titans of the market, but they're also mature, with potentially slower growth prospects. Sprinkling in some small or mid-cap stocks could add some spice and potential for higher growth, albeit with added risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

If the Efficient Frontier is about finding the best risk-return trade-off, your portfolio is off wandering in the wilderness. The heavy tech concentration and lack of diversification across asset classes, sectors, and geographies mean you're taking on unnecessary risk for the returns you're targeting. It's like trying to win a marathon with sprinter's shoes: not the best tool for the job.

Dividends Info

  • Apple Inc 0.40%
  • Alphabet Inc Class A 0.40%
  • UnitedHealth Group Incorporated 2.80%
  • Vanguard Information Technology Index Fund ETF Shares 0.50%
  • Weighted yield (per year) 0.37%

The dividend yield here is like finding loose change in your couch cushions - nice to have, but not going to pay the bills. With a total yield of 0.37%, it's clear that income isn't the goal of this portfolio. However, a bit more focus on dividend-generating assets could provide a steady income stream and reduce volatility, offering a smoother ride through the market's ups and downs.

Ongoing product costs Info

  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Weighted costs total (per year) 0.02%

The one place this portfolio doesn't overindulge is in costs, with a Total Expense Ratio (TER) of just 0.02%. It's like finding a cheap, yet surprisingly good, wine. This frugality on fees is commendable, allowing more of your investments to grow, undiminished by the drag of high costs. A silver lining in an otherwise risky setup.

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