Strong growth focused portfolio with heavy equity exposure and a powerful technology momentum tilt
Report created on Mar 30, 2026Risk profile
- Secure Speculative
The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.
Diversification profile
- Focused Diversified
The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.
What type of investor this portfolio is suitable for
Growth Investors
This setup lines up well with an investor who is comfortable with meaningful market swings and is primarily focused on long‑term growth over income. A typical fit would be someone with a multi‑decade horizon, such as building wealth for retirement or long‑range goals, who does not need to draw steady cash from the portfolio. Risk tolerance would be above average, with the emotional discipline to stay invested through 30%‑plus drawdowns. A preference for simplicity, low costs, and broad market exposure—enhanced by a few focused growth tilts—also fits. Capital preservation or short‑term spending needs would not be the main priority here.
Positions
-
VO Vanguard S&P 500 ETF
VOO - US9229083632 60.00% -
ID Invesco S&P International Developed Momentum ETF
IDMO - US46138E2220 20.00% -
SM VanEck Semiconductor ETF
SMH - US92189F6768 20.00%
The portfolio is extremely focused: 100% in equities via three ETFs, with 60% in a broad US index, 20% in international developed momentum, and 20% in semiconductors. That structure delivers a strong growth tilt, anchored by a core US market exposure and then dialed up with more aggressive “satellites.” A setup like this is relevant because a few high‑beta, cyclical pieces can dominate returns and risk, especially during sharp market moves. The main takeaway is that this is not a “balanced” mix; it is a concentrated, growth‑oriented equity portfolio built for capital appreciation, not capital preservation or steady income.
Growth
Historically, this mix has been a rocket ship: a $1,000 investment grew to about $5,804, with a 23.89% compound annual growth rate (CAGR). CAGR is the “average yearly speed” of growth over the full period. That’s significantly ahead of both the US market (17.10%) and global market (14.14%). Max drawdown, the worst peak‑to‑trough fall, was -32.76%, broadly in line with the benchmarks’ roughly -33%. So the portfolio delivered much higher return without meaningfully deeper historical drawdowns. Remember, though, past performance reflects a very tech‑friendly decade and does not guarantee similar results in the future, especially if leadership in markets changes.
Asset classes
- Stocks 100%
All assets are in stocks, with no bonds, cash, or alternatives. That 100% equity stance maximizes long‑term growth potential but also maximizes exposure to equity bear markets and volatility. In many broad benchmarks or traditional “balanced” portfolios, bonds and other assets cushion equity drawdowns and smooth returns. Here, any major stock market downturn will fully hit portfolio value, with no built‑in stabilizers. The upside is simplicity and a strong growth engine; the trade‑off is that short‑term losses can be large and prolonged. Anyone using such a structure generally needs a long horizon and the psychological ability to ride out big swings without panicking.
Sectors
- Technology 41%
- Financials 16%
- Industrials 10%
- Telecommunications 7%
- Consumer Discretionary 6%
- Health Care 6%
- Consumer Staples 4%
- Utilities 3%
- Basic Materials 3%
- Energy 3%
- Real Estate 2%
Sector exposure is dominated by technology at 41%, with financials, industrials, and telecom forming the next tier. A tech‑heavy mix benefits when innovation, digitalization, and lower interest rates support higher valuations; that’s been the story of much of the last decade. However, these same exposures can be more sensitive when rates rise, regulation tightens, or cyclical shifts hit growth expectations. The balanced presence of other sectors helps, but tech clearly drives the bus. The main implication is that returns will likely be more cyclical and sentiment‑driven than a more even sector mix, and drawdowns could be sharper if the tech cycle turns.
Regions
- North America 79%
- Europe Developed 12%
- Japan 4%
- Asia Developed 4%
- Africa/Middle East 1%
Geographically, the portfolio is heavily tilted toward North America at 79%, with modest allocations to Europe developed markets, Japan, and other developed Asia. This is broadly similar to many global equity indices that are US‑centric, though the US reliance here is slightly heightened. High exposure to one region concentrates policy, currency, and economic risk in that area. On the positive side, the US has been a global engine for innovation and corporate profits, which has supported performance. The trade‑off is relatively little diversification benefit if the US experiences a long period of underperformance relative to other developed regions.
Market capitalization
- Mega-cap 49%
- Large-cap 36%
- Mid-cap 14%
- Small-cap 1%
Market capitalization is strongly skewed to mega‑ and large‑cap companies, which together make up 85% of exposure, with only a small slice in mid‑ and almost none in small‑caps. Larger companies tend to be more stable, diversified businesses with better liquidity, making the portfolio less vulnerable to company‑specific blowups than a small‑cap heavy mix. At the same time, it may miss some of the higher long‑term growth potential that smaller, earlier‑stage firms can offer. Overall, this market‑cap profile is very similar to major indices and supports a relatively predictable pattern of behavior compared with more small‑cap oriented strategies.
True holdings
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NV NVIDIA Corporation 8.28%
Part of fund(s):- VanEck Semiconductor ETF
- Vanguard S&P 500 ETF
-
AA Apple Inc 3.98%
Part of fund(s):- Vanguard S&P 500 ETF
-
AV Broadcom Inc 3.11%
Part of fund(s):- VanEck Semiconductor ETF
- Vanguard S&P 500 ETF
-
MS Microsoft Corporation 2.98%
Part of fund(s):- Vanguard S&P 500 ETF
-
TS Taiwan Semiconductor Manufacturing 2.30%
Part of fund(s):- VanEck Semiconductor ETF
-
AM Amazon.com Inc 2.08%
Part of fund(s):- Vanguard S&P 500 ETF
-
GO Alphabet Inc Class A 1.85%
Part of fund(s):- Vanguard S&P 500 ETF
-
GO Alphabet Inc Class C 1.48%
Part of fund(s):- Vanguard S&P 500 ETF
-
ME Meta Platforms Inc. 1.44%
Part of fund(s):- Vanguard S&P 500 ETF
-
TS Tesla Inc 1.15%
Part of fund(s):- LS 1x Tesla Tracker ETP Securities GBP
- Vanguard S&P 500 ETF
- Top 10 total 28.65%
Looking through the ETFs, there is substantial indirect concentration in a handful of mega‑cap growth names. NVIDIA alone sits at over 8% of total exposure, with Apple, Broadcom, Microsoft, and Taiwan Semiconductor also meaningful positions. These giants appear both in the S&P 500 and in the semiconductor or momentum ETF, creating overlap that top‑10 data only partially captures. Hidden overlap matters because it can make the portfolio behave like a concentrated bet on a few star companies rather than a broad basket. The key takeaway: while the fund count is low and simple, the true diversification by underlying company is lower than it might first appear.
Factors
Factor exposure is broadly neutral across value, size, momentum, quality, low volatility, and yield, sitting close to “market‑like” levels. Factor exposure describes how much a portfolio leans into traits like cheapness (value) or recent winners (momentum) that research links to returns. Here, no factor is standing out as a big tilt; the profile looks well‑balanced. That means the portfolio’s behavior is likely dominated by its sector and thematic choices—especially technology and semiconductors—rather than by systematic factor bets. The advantage is fewer surprises from factor cycles; the main driver of differences versus the market will be the concentrated tech and regional structure, not factor swings.
Risk contribution
-
Vanguard S&P 500 ETF
Weight: 60.00% 54.3% -
VanEck Semiconductor ETF
Weight: 20.00% 30.2% -
Invesco S&P International Developed Momentum ETF
Weight: 20.00% 15.5%
Risk contribution shows how much each holding adds to overall portfolio volatility, which can differ from its simple weight. The S&P 500 ETF is 60% of the portfolio but only about 54% of the risk, reflecting its broad, diversified nature. The semiconductor ETF, at 20% weight, contributes over 30% of risk, meaning it’s a disproportionately large source of ups and downs. The international momentum fund contributes slightly less risk than its weight. This tells us that the “hotter” satellite—the semiconductor ETF—is the key risk lever. Adjusting its size would materially change volatility, while small moves in the broad S&P 500 exposure would have a more modest impact.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
On the risk‑return chart, the current portfolio sits on or very near the efficient frontier, meaning that for its level of volatility it is extracting solid expected return from the existing holdings. The Sharpe ratio—a measure of return per unit of risk—is 0.92, with a higher 1.09 available at the optimal mix but with significantly more risk and return. The minimum variance mix lowers risk but also reduces expected return and Sharpe. Because the current allocation is already efficient, any tweaks would mainly be about personal comfort with volatility or concentration, not about fixing an obviously sub‑optimal structure.
Dividends
- Invesco S&P International Developed Momentum ETF 4.00%
- VanEck Semiconductor ETF 0.30%
- Vanguard S&P 500 ETF 0.90%
- Weighted yield (per year) 1.40%
The overall dividend yield clocks in around 1.40%, with most of that coming from the international developed momentum ETF’s relatively high yield, while semiconductors and the S&P 500 provide modest income. Dividends can be a nice buffer to returns, especially for investors who want some natural cash flow without selling shares. Here, however, the income component is clearly secondary to capital growth, reflecting the growth and tech emphasis. It’s a sensible profile for someone more interested in long‑term appreciation than immediate cash generation, but less attractive for those who want their portfolio to meaningfully support current spending.
Ongoing product costs
- Invesco S&P International Developed Momentum ETF 0.25%
- VanEck Semiconductor ETF 0.35%
- Vanguard S&P 500 ETF 0.03%
- Weighted costs total (per year) 0.14%
Costs are impressively low, with a blended total expense ratio of roughly 0.14%. That’s well below the average for actively managed funds and supportive of strong long‑term outcomes, because every basis point saved compounds over decades. Low costs are one of the few things an investor can control, and this setup does that very well. The use of broad, liquid ETFs from established providers keeps fees down while still delivering targeted exposures like semiconductors. From a cost perspective, this is a real strength and closely aligned with best practices in building efficient, index‑oriented equity portfolios.
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