This portfolio has only about 1.2 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Growth-oriented portfolio with strong tech focus and moderate cryptocurrency exposure

Report created on Mar 30, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification
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Positions

The portfolio is heavily weighted towards the Vanguard Total Stock Market Index Fund ETF Shares, making up 63.75% of the total. This ETF provides broad exposure to the U.S. equity market. The remaining allocation includes 21.50% in the Amplify Transformational Data Sharing ETF, 8.10% in the iShares Bitcoin Trust, and 6.65% in the Grayscale Ethereum Trust. This composition reflects a strong focus on growth, particularly in technology and cryptocurrency sectors. While the portfolio is moderately diversified, it leans heavily on a few high-growth areas.

Growth Info

The portfolio has demonstrated impressive historical performance with a CAGR of 22.29%, indicating substantial growth over time. However, it also experienced a significant max drawdown of -18.81%, reflecting potential volatility. The high CAGR suggests strong past returns, but the drawdown highlights the inherent risk in such a growth-focused portfolio. Investors should be aware that while historical performance can provide insights, it doesn't guarantee future results. Maintaining a balance between risk and reward is crucial for sustaining long-term growth.

Projection Info

Monte Carlo simulations, which use historical data to project potential future outcomes, suggest a wide range of possible end portfolio values. The median (50th percentile) projection is a robust 792.2%, but there's also a 5th percentile projection of -63.0%, indicating potential for significant losses. While the simulations indicate a high likelihood of positive returns, the variability underscores the importance of risk management. Investors should consider the full spectrum of potential outcomes when planning for the future, keeping in mind that projections are not guarantees.

Asset classes Info

  • Stocks
    90%
  • Other
    9%
  • Cash
    1%

The portfolio's asset allocation is primarily in stocks, constituting 90% of the total, with a small portion in other assets and cash. This stock-heavy allocation aligns with a growth-oriented strategy but may limit diversification benefits. While equities offer potential for high returns, they also come with increased volatility. Balancing the portfolio with a greater variety of asset classes could enhance stability. Investors might consider adding fixed-income securities or alternative investments to reduce risk and improve diversification.

Sectors Info

  • Technology
    26%
  • Financials
    20%
  • Consumer Discretionary
    9%
  • Health Care
    7%
  • Telecommunications
    7%
  • No data
    7%
  • Industrials
    6%
  • Consumer Staples
    4%
  • Energy
    2%
  • Real Estate
    2%
  • Utilities
    2%
  • Basic Materials
    1%

The portfolio is notably concentrated in the technology sector, comprising 26% of the total allocation. Financial services follow at 20%, with other sectors like consumer cyclicals and healthcare making up smaller portions. This sectoral focus aligns with a high-growth strategy but may also expose the portfolio to sector-specific risks. For instance, tech-heavy portfolios can be more volatile during economic downturns or interest rate hikes. Diversifying across more sectors could mitigate this risk and provide a more balanced approach.

Regions Info

  • North America
    80%
  • No data
    7%
  • Japan
    2%
  • Latin America
    1%
  • Asia Developed
    1%

Geographically, the portfolio is heavily weighted towards North America, with 80% of assets allocated there. This focus aligns with the client's region but may limit exposure to international growth opportunities. While North America has been a strong performer, global diversification can help manage regional risks and capture growth in emerging markets. Investors might consider increasing allocations to underrepresented regions like Asia and Europe to enhance geographic diversification and reduce potential regional volatility.

Market capitalization Info

  • Mega-cap
    29%
  • Large-cap
    23%
  • Mid-cap
    18%
  • No data
    7%
  • Small-cap
    7%
  • Micro-cap
    6%

The portfolio's market capitalization distribution is skewed towards mega and big-cap stocks, which make up 52% of the allocation. These large companies typically offer stability and lower volatility. However, the presence of medium, small, and micro-cap stocks adds a growth element, albeit with higher risk. This mix provides a balance between stability and growth potential. Investors should consider whether this balance aligns with their risk tolerance and investment goals, as smaller-cap stocks can offer higher returns but also increase portfolio volatility.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

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The portfolio could potentially be optimized using the Efficient Frontier, which identifies the best possible risk-return ratio. Currently, the optimal portfolio has an expected return of 29.38% at a risk level of 22.91%. This suggests room for improvement in the current allocation. By adjusting asset weights, investors can aim for a more efficient portfolio that maximizes returns for a given level of risk. However, it's important to consider personal risk tolerance and investment goals when making adjustments.

Dividends Info

  • Amplify Transformational Data Sharing ETF 6.90%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.00%
  • Weighted yield (per year) 2.12%

The portfolio's total dividend yield is 2.12%, with contributions from the Amplify Transformational Data Sharing ETF and the Vanguard Total Stock Market Index Fund ETF Shares. Dividends provide a steady income stream and can enhance total returns, especially in volatile markets. While growth-focused portfolios typically prioritize capital appreciation, incorporating dividend-paying assets can offer stability and income. Investors should assess whether the current dividend yield aligns with their income needs and consider adjusting allocations to achieve desired income levels.

Ongoing product costs Info

  • Amplify Transformational Data Sharing ETF 0.76%
  • iShares Bitcoin Trust 0.12%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Weighted costs total (per year) 0.19%

The portfolio's total expense ratio (TER) is 0.19%, which is relatively low, supporting better long-term performance. Lower costs mean more of the portfolio's returns are retained by the investor. The Vanguard Total Stock Market Index Fund ETF Shares has a particularly low expense ratio of 0.03%, contributing to overall cost efficiency. Investors should regularly review expense ratios to ensure they remain competitive, as minimizing costs is a straightforward way to enhance net returns over time.

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