This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-focused portfolio with a strong tilt towards technology and emerging asset classes

Report created on Aug 12, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio exhibits a concentrated allocation towards technology and emerging asset classes, with 40% in a global stock index and significant positions in cybersecurity, semiconductors, and Bitcoin. The heavy weighting towards specific sectors and asset classes, particularly with a 20% stake in Bitcoin, suggests an aggressive growth strategy. However, the diversification is moderate, as evidenced by the portfolio's diversification score, indicating reliance on a few high-volatility sectors for returns. The balance between stocks (79%) and other assets (20%) shows a clear preference for equity and equity-like investments over traditional fixed income or cash holdings.

Growth Info

The portfolio's historical performance, with a Compound Annual Growth Rate (CAGR) of 30.98%, underscores its high-growth orientation. The maximum drawdown of -21.82% reflects significant volatility, typical of growth-focused portfolios with heavy technology and cryptocurrency exposure. Days contributing to 90% of returns being few suggests returns are highly concentrated in specific periods, highlighting the portfolio's sensitivity to market highs and lows. This performance pattern aligns with the risk profile, indicating a capacity to withstand short-term market fluctuations for long-term gains.

Projection Info

Monte Carlo simulations project a wide range of outcomes, with a median increase of 5,452.0%, illustrating the portfolio's high-growth potential. However, the significant spread between the 5th and 67th percentiles indicates considerable uncertainty, a common feature for portfolios with substantial allocations to high-volatility assets like Bitcoin and technology ETFs. These projections, while optimistic, should be approached with caution as they rely on historical data, which may not fully predict future market movements.

Asset classes Info

  • Stocks
    79%
  • Other
    20%
  • Cash
    1%

The portfolio's asset class distribution, with a heavy emphasis on stocks and a notable allocation to 'Other' (presumably cryptocurrencies and similar assets), reflects an aggressive growth strategy. This allocation supports high potential returns but also increases risk, particularly from market volatility. The minimal cash holding suggests a full commitment to market participation, which could limit liquidity in downturns.

Sectors Info

  • Technology
    49%
  • Financials
    7%
  • Industrials
    6%
  • Consumer Discretionary
    4%
  • Health Care
    4%
  • Telecommunications
    3%
  • Consumer Staples
    2%
  • Basic Materials
    1%
  • Energy
    1%
  • Real Estate
    1%
  • Utilities
    1%

With 49% allocated to technology, the portfolio is heavily positioned to benefit from sector growth but also exposed to sector-specific downturns. The spread across other sectors like financial services and industrials is relatively modest, indicating a lack of broad market exposure. This sector concentration can amplify returns during tech booms but poses significant risk if the tech sector underperforms.

Regions Info

  • North America
    34%
  • Europe Developed
    2%
  • Asia Emerging
    2%
  • Asia Developed
    1%
  • Africa/Middle East
    1%

Geographic allocation is predominantly North American (34%), with minimal exposure to developed Europe, emerging Asia, and other regions. This geographic concentration may limit global diversification benefits and expose the portfolio to regional market risks. Expanding into underrepresented regions could mitigate some of this risk and tap into growth opportunities outside North America.

Market capitalization Info

  • Large-cap
    30%
  • Mega-cap
    25%
  • Mid-cap
    18%
  • Small-cap
    5%
  • Micro-cap
    1%

The portfolio's market capitalization exposure leans towards big and mega-cap companies, comprising 55% of the allocation. This bias towards larger companies may offer stability relative to smaller caps but can also limit growth potential and diversification. Increasing allocations to medium, small, and micro-cap stocks could enhance diversification and potential for higher returns, albeit with increased risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing this portfolio using the Efficient Frontier could enhance its risk-return profile. Currently, the heavy concentration in high-volatility sectors suggests room for improvement in diversification without necessarily sacrificing potential returns. Adjusting allocations to reduce overexposure to technology and cryptocurrencies, while incorporating assets with differing risk-return characteristics, could achieve a more efficient balance.

Dividends Info

  • First Trust NASDAQ Cybersecurity ETF 0.30%
  • iShares Semiconductor ETF 0.70%
  • Vanguard Total World Stock Index Fund ETF Shares 1.70%
  • Weighted yield (per year) 0.88%

The portfolio's dividend yield is relatively low, reflecting its growth orientation over income generation. This is consistent with the portfolio's focus on sectors and assets typically associated with lower dividend payouts but higher growth potential. Investors prioritizing income might consider reallocating some assets towards higher-yielding investments.

Ongoing product costs Info

  • First Trust NASDAQ Cybersecurity ETF 0.59%
  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • iShares Semiconductor ETF 0.35%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.27%

The portfolio's Total Expense Ratio (TER) is modest, enhancing its appeal by minimizing cost drag on returns. The low costs are particularly noteworthy given the inclusion of niche ETFs and a cryptocurrency trust, which often carry higher fees. Maintaining low costs is crucial for maximizing long-term growth.

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