Aggressive large cap US equity portfolio with heavy leverage tilt and strong historical outperformance
Report created on Mar 26, 2026Risk profile
- Secure Speculative
The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.
Diversification profile
- Focused Diversified
The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.
Positions
-
VO Vanguard S&P 500 ETF
VOO - US9229083632 70.00% -
TQ ProShares UltraPro QQQ
TQQQ - US74347X8314 30.00%
This portfolio is very concentrated in two US equity ETFs: a broad large cap index fund at 70% and a 3x leveraged tech‑heavy growth ETF at 30%. That mix makes equity exposure dominant, with no bonds or alternatives to cushion swings. The leveraged piece magnifies day‑to‑day moves, both up and down, which explains the “speculative” risk classification and top‑tier risk score. Structurally, this is built to chase growth rather than stability or income. For someone using it, that means treating it as a high‑risk, high‑potential‑reward engine, best paired with a long horizon and a separate cash or safer bucket for short‑term needs.
Growth
Historically, the portfolio crushed both the US and global markets: $1,000 grew to about $9,604 versus roughly $3,804 for the US market and $3,047 globally. The compound annual growth rate (CAGR) of 33.24% is more than double the US benchmark and nearly triple the global one. But the price was brutal volatility, with a max drawdown of about –68%, roughly twice the market’s worst drop over the same period. Only 31 days generated 90% of returns, showing how missing a few big days could seriously hurt results. Past returns are excellent but unusually aggressive; they shouldn’t be assumed to repeat.
Projection
The Monte Carlo simulation projects many possible 10‑year paths by “reshuffling” historical returns to estimate future outcomes. Here, even the pessimistic 5th percentile ends up with a positive 44.3% total gain, while the median path more than 24x’s the initial amount and the upper band soars much higher. The average simulated annual return north of 40% is extremely high and mostly reflects how strong the back‑test was. Simulations like this are helpful to visualize risk, but they lean heavily on the past looking like the future. For such a leveraged, concentrated profile, real‑world results could be much rougher than the optimistic statistics suggest.
Asset classes
- Stocks 85%
- Cash 15%
On an asset‑class level, this is essentially an all‑equity play: about 85% in stocks and 15% in cash. That stock dominance explains the high growth potential and the severe historical drawdowns. Compared with more balanced mixes that include bonds or alternatives, this structure offers minimal built‑in downside protection during equity bear markets. The moderate diversification score reflects that everything rides on one asset class, even though the underlying stocks are numerous. For someone using a setup like this, it usually works best when paired with other portfolios or accounts that hold safer assets to cover emergencies and nearer‑term spending.
Sectors
- Technology 38%
- Telecommunications 12%
- Consumer Discretionary 11%
- Financials 9%
- Health Care 8%
- Industrials 7%
- Consumer Staples 6%
- Energy 3%
- Utilities 2%
- Basic Materials 2%
- Real Estate 1%
Sector exposure is clearly tilted, with technology being the largest slice by a wide margin, followed by communication services and consumer cyclicals. This creates a strong growth‑oriented profile that has benefited from the long tech and consumer innovation boom. Compared with broad benchmarks, the tech and growth tilt looks elevated, which helps returns when innovation names lead but can feel punishing when interest rates rise or when investors rotate into more defensive, slower‑growth areas. The presence of financials, healthcare, industrials, and defensives does add some breadth, but in practice, tech‑related leadership will largely drive the portfolio’s ups and downs.
Regions
- North America 99%
- Europe Developed 1%
Geographically, the portfolio is almost entirely tied to North America, with about 99% in that region and only a tiny sliver in developed Europe. That’s a much stronger home bias than global equity benchmarks, which usually spread significantly across multiple regions. The upside is clear exposure to one of the deepest and most innovative markets in the world. The trade‑off is that economic, policy, or valuation shocks specific to that region will directly hit almost all holdings at once. Some investors prefer this intentional focus, while others like to blend in more global exposure to diversify away regional cycles and currency risks.
Market capitalization
- Mega-cap 42%
- Large-cap 30%
- Mid-cap 15%
- Small-cap 1%
By market capitalization, the portfolio leans heavily into mega and big caps, with relatively modest exposure to mid caps and almost none to small caps. Large established companies tend to be more liquid and more closely followed, which can dampen some company‑specific risk compared with tiny firms. However, coupled with the leveraged ETF, this large‑cap focus still produces huge overall volatility. The lack of meaningful small‑cap exposure also means missing out on the distinct behavior of that segment, which sometimes leads during certain economic phases. For growth‑seekers, this large‑cap tilt still provides impressive upside, but it reduces the variety of potential return drivers.
True holdings
-
NV NVIDIA Corporation 6.68%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
AA Apple Inc 6.00%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
MS Microsoft Corporation 4.52%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
AM Amazon.com Inc 3.24%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
GO Alphabet Inc Class A 2.80%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
AV Broadcom Inc 2.34%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
ME Meta Platforms Inc. 2.32%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
GO Alphabet Inc Class C 2.32%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
TS Tesla Inc 2.02%
Part of fund(s):- LS 1x Tesla Tracker ETP Securities GBP
- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
WM Walmart Inc. Common Stock 1.26%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
- Top 10 total 33.52%
Looking through the ETFs, there’s meaningful hidden concentration in a small group of mega‑cap growth names. NVIDIA, Apple, Microsoft, Amazon, Alphabet, Broadcom, Meta, Tesla, and Walmart together represent a big chunk of total exposure when you sum their presence across both funds. Because the same stocks appear in multiple ETFs, a single company shock can hit the portfolio through several channels at once. The overlap figure is likely understated since only top‑10 ETF holdings are captured, so real concentration is probably even higher. This amplifies both upside in tech‑driven rallies and downside if large growth leaders stumble.
Factors
Factor exposure highlights strong tilts to low volatility and momentum, which is an unusual but interesting combo. Factors are like return “ingredients” such as value, size, or quality that help explain why a portfolio behaves the way it does. Here, a high momentum exposure means the holdings have tended to be recent winners that keep climbing in trending markets, which has clearly helped performance. The strong low‑volatility signal suggests many positions have historically had smoother price paths relative to peers, though the leverage in the ETF counteracts that at the portfolio level. Factor coverage is partial, so these readings are directional, not precise.
Risk contribution
-
ProShares UltraPro QQQ
Weight: 30.00% 61.4% -
Vanguard S&P 500 ETF
Weight: 70.00% 38.6%
Risk contribution shows how much each holding adds to total portfolio volatility, which can differ a lot from simple weights. The leveraged ETF, at 30% weight, contributes over 61% of the overall risk, with a risk‑to‑weight ratio above 2. That means it dominates the day‑to‑day swings. The broad index ETF, though 70% by weight, contributes less than 40% of risk, acting more like the “anchor” in this setup. When a single position drives most of the volatility, small allocation tweaks can have outsized effects on the portfolio’s overall behavior. Re‑sizing that leveraged sleeve is the main lever for dialing risk up or down.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
On the risk–return chart, the current portfolio lies on the efficient frontier, which means that given these two ETFs, its mix is mathematically efficient for its chosen risk level. The Sharpe ratio of 0.77 is similar to the minimum‑variance mix and just below the optimal high‑Sharpe portfolio, which takes on much more volatility. There’s also a same‑risk optimized mix that could, in theory, deliver higher expected return at similar volatility by reweighting only between these holdings. That said, the existing setup already uses the available building blocks well; any tweaks would mainly be about personal comfort with leverage rather than fixing inefficiency.
Dividends
- ProShares UltraPro QQQ 0.80%
- Vanguard S&P 500 ETF 1.20%
- Weighted yield (per year) 1.08%
Income isn’t a central feature here. The blended dividend yield of around 1.08% is modest, reflecting the growth‑oriented nature of the holdings and the presence of a leveraged ETF, which typically distributes less stable income. For someone focused on cash flow, this would not be a primary income engine; most of the expected return comes from price appreciation. The upside is that low‑yielding, growth‑heavy portfolios often reinvest more earnings back into business expansion, which can support long‑term capital gains. If steady income is a goal, this kind of setup usually gets paired with a separate income‑oriented sleeve.
Ongoing product costs
- ProShares UltraPro QQQ 0.88%
- Vanguard S&P 500 ETF 0.03%
- Weighted costs total (per year) 0.28%
Costs are quite reasonable overall, especially given the inclusion of a leveraged product. The broad market ETF is extremely cheap at 0.03%, and even though the leveraged ETF charges 0.88%, the combined total expense ratio of about 0.28% is still lower than many actively managed funds. Keeping fees low is powerful because every dollar not spent on costs can stay invested and compound over time. From a cost perspective, this setup is efficient and supportive of long‑term performance. If future changes are considered, it would be more about adjusting risk and exposures rather than worrying about fee drag.
What next?
Ready to invest in this portfolio?
Select a broker that fits your needs and watch for low fees to maximize your returns.
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey