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A high-flying portfolio that loves tech a bit too much and thinks diversification is just a suggestion

Report created on Jul 27, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio's composition screams "I love big names and I cannot lie," but with a twist that mixes in a dash of "what on Earth were they thinking?" Half of it is solid with Vanguard's ETFs giving it a veneer of respectability. Then, it dives headfirst into the tech and speculative stock pool without water wings. It's like deciding to balance a diet by eating salads for lunch and then exclusively deep-fried candy bars for dinner. The blend of heavy hitters and moonshots is bold, but it's more of a chaotic mixtape than a harmonious symphony.

Growth Info

With a CAGR of 38.21%, this portfolio had a ride wilder than a soap opera plot twist. Sure, those numbers could make a Wall Street banker blush, but let's not forget the max drawdown of -38.78%. That's like climbing Everest and then free-falling off the summit. It's thrilling until you hit the ground. The fact that 90% of returns came from 25 days shows this portfolio's success hinges on a few euphoric moments rather than steady growth. High risk, high reward, but also high blood pressure.

Projection Info

Monte Carlo simulations with this portfolio must look like a roulette wheel spun by a caffeinated toddler. With projections ranging from a 46.6% increase to a staggering 7,544.8% at the median, it suggests your portfolio might either buy you a yacht or barely a dinghy. Remember, Monte Carlo is less about predicting fortunes and more about showing how wildly fortunes can swing. Betting the farm on such volatility is like playing financial chicken with a blindfold on.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

99% stocks and 1% cash? This portfolio is almost all in on equities, making it as balanced as a one-legged yoga pose. Stocks are great for growth, but with no bonds, real estate, or commodities to speak of, it's like going to a buffet and only eating the dessert section. Sure, it's delicious at first, but eventually, you'll wish you had some veggies to keep things steady.

Sectors Info

  • Technology
    29%
  • Industrials
    16%
  • Health Care
    13%
  • Utilities
    11%
  • Financials
    9%
  • Energy
    7%
  • Consumer Discretionary
    5%
  • Telecommunications
    4%
  • Consumer Staples
    3%
  • Basic Materials
    2%
  • Real Estate
    1%

This portfolio has a tech addiction that needs an intervention, with nearly a third of it lost in Silicon Valley. Industrials and healthcare get some love, but utilities and financial services seem like afterthoughts. The sector spread is like having a favorite child and not being subtle about it. When tech sneezes (and it does get colds), the whole portfolio catches the flu.

Regions Info

  • North America
    81%
  • Europe Developed
    8%
  • Asia Emerging
    3%
  • Japan
    3%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%

With 81% in North America, this portfolio is more patriotic than a bald eagle at a baseball game. Dipping only modestly into Europe and Asia means it's missing out on global growth stories and diversification benefits. It's like going to an international food festival and only eating burgers. Tasty, yes, but you're missing out on a world of flavors.

Market capitalization Info

  • Mega-cap
    41%
  • Large-cap
    30%
  • Mid-cap
    27%
  • Small-cap
    1%

A portfolio that's 71% mega and big caps is like a diet of only meat and potatoes; it's filling but lacks variety. Sure, these companies are the heavyweights of the market, but without a significant sprinkle of small and micro-caps, it's missing out on the growth potential of up-and-comers. It's playing it safer than a game of checkers with your grandma.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

This portfolio's risk-return profile is about as optimized as a car with square wheels. Sure, it's moving, but there's a lot of bumping and unnecessary drag. The high reliance on a few sectors and enormous bet on equities without a safety net of bonds or other asset classes makes for a rocky ride. It's like trying to optimize a seesaw with both people on the same end.

Dividends Info

  • Oracle Corporation 0.70%
  • Vanguard S&P 500 ETF 1.20%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • Health Care Select Sector SPDR® Fund 1.80%
  • Weighted yield (per year) 1.03%

The portfolio's dividend yield is like finding loose change under the sofa cushions; it's nice but won't fund a vacation. A yield of 1.03% is on the low side, indicating a focus on growth over income. This is fine for some, but don't expect these dividends to pay the bills unless you're living very modestly. It's more of a light sprinkle than a steady rain of income.

Ongoing product costs Info

  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Health Care Select Sector SPDR® Fund 0.09%
  • Weighted costs total (per year) 0.02%

Here's a silver lining: the portfolio's overall costs are lower than a limbo stick at a beach party. With total expense ratios this low, at least it's not bleeding money on fees. It's refreshing to see cost efficiency in a portfolio that otherwise plays fast and loose with risk. Kudos for not throwing money at fund managers like confetti at a wedding.

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