This portfolio has only about 1.1 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A growth-focused portfolio with strong momentum and diversified international exposure

Report created on Aug 15, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

This portfolio exhibits a strong preference for growth, with a significant allocation to momentum ETFs across various market caps in the U.S. and developed international markets. The inclusion of emerging market value ETFs, alongside small allocations to gold and cryptocurrencies, suggests an attempt to balance high-growth potential with some hedging elements. However, the heavy reliance on momentum strategies indicates a higher risk tolerance, as these positions tend to be more volatile.

Growth Info

The historical performance of this portfolio is impressive, with a Compound Annual Growth Rate (CAGR) of 25.31%. This high return rate is indicative of the portfolio's aggressive growth strategy and its focus on momentum stocks. However, the maximum drawdown of -16.49% highlights the potential volatility and risk associated with this investment approach. The days contributing most to returns further underscore the portfolio's volatility, suggesting significant returns are concentrated in a few highly successful days.

Projection Info

Monte Carlo simulations provide a forward-looking projection based on historical data, showing a wide range of potential outcomes. With 997 out of 1,000 simulations yielding positive returns, there's a high likelihood of future gains. However, the significant spread between the 5th and 67th percentiles indicates considerable uncertainty, reflecting the inherent risks of a growth-oriented, momentum-driven investment strategy.

Asset classes Info

  • Stocks
    94%
  • Other
    6%

The portfolio's asset allocation leans heavily towards stocks (94%), with a minor allocation to other assets (6%), including gold and cryptocurrencies. This composition aligns with the portfolio's growth-oriented strategy but also increases its susceptibility to market volatility. Diversifying into additional asset classes could provide more stability during market downturns.

Sectors Info

  • Financials
    23%
  • Technology
    16%
  • Industrials
    12%
  • Consumer Discretionary
    11%
  • Telecommunications
    8%
  • Consumer Staples
    7%
  • Health Care
    5%
  • Energy
    4%
  • Basic Materials
    3%
  • Real Estate
    2%
  • Utilities
    2%

Sector allocation shows a heavy emphasis on Financial Services and Technology, sectors known for their growth potential but also for their volatility. The presence in Industrials, Consumer Cyclicals, and Communication Services adds some balance, yet the overall sector distribution reinforces the portfolio's aggressive growth focus. Considering broader sector diversification could help mitigate sector-specific risks.

Regions Info

  • North America
    61%
  • Europe Developed
    14%
  • Asia Emerging
    6%
  • Asia Developed
    4%
  • Japan
    4%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographic distribution is predominantly in North America (61%) and Europe Developed (14%), with smaller exposures to emerging and developed markets in Asia, Australasia, and other regions. This diversified international exposure helps mitigate some geographical risks but still shows a significant home bias towards the U.S. market.

Market capitalization Info

  • Mega-cap
    38%
  • Large-cap
    26%
  • Mid-cap
    16%
  • Small-cap
    11%
  • Micro-cap
    2%

The market capitalization breakdown reveals a balanced exposure across mega, big, and medium-sized companies, with a smaller focus on small and micro-cap stocks. This distribution supports the portfolio's growth strategy while offering some level of diversification. However, the emphasis on larger companies may limit exposure to high-growth opportunities in smaller firms.

Redundant positions Info

  • Vanguard Total International Stock Index Fund ETF Shares
    Dimensional International Value ETF
    High correlation

The high correlation between certain international ETFs suggests overlapping investments that may not provide additional diversification benefits. Reducing exposure to highly correlated assets could enhance portfolio efficiency by eliminating redundancies and potentially lowering volatility without sacrificing expected returns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio could be optimized for a better risk-return balance by addressing the overlap in correlated assets. Achieving an expected return of 36.43% with a similar risk level suggests room for improvement without significantly altering the portfolio's growth orientation. This optimization could involve reallocating funds from highly correlated assets to those offering similar growth potential with less overlap.

Dividends Info

  • Dimensional ETF Trust - Dimensional Emerging Markets Value ETF 3.00%
  • Dimensional International Value ETF 3.20%
  • Invesco S&P International Developed Momentum ETF 1.90%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Invesco S&P MidCap Momentum ETF 0.70%
  • Invesco S&P SmallCap Momentum ETF 0.90%
  • Weighted yield (per year) 1.35%

The overall dividend yield of the portfolio is relatively low, reflecting its focus on growth rather than income. For investors prioritizing capital appreciation over immediate income, this yield level is appropriate. However, incorporating higher-yielding assets could provide a more balanced income-growth approach, offering periodic cash flows in addition to long-term capital gains.

Ongoing product costs Info

  • Dimensional ETF Trust - Dimensional Emerging Markets Value ETF 0.43%
  • Dimensional International Value ETF 0.27%
  • SPDR Gold Mini Shares 0.10%
  • iShares Bitcoin Trust 0.12%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Invesco S&P MidCap Momentum ETF 0.34%
  • Invesco S&P SmallCap Momentum ETF 0.39%
  • iShares Ethereum Trust ETF 0.25%
  • Weighted costs total (per year) 0.20%

With a total Expense Ratio (TER) of 0.20%, the portfolio is cost-efficient, which is crucial for enhancing long-term returns. Lower costs mean more of the portfolio's gains are retained by the investor, a key factor in compounding growth over time. This efficiency is a strong point in the portfolio's construction.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey