Concentrated all stock portfolio mixing defensive stability with quality and low volatility growth tilt
Report created on Jun 7, 2026Risk profile
4/7
Diversification profile
4/5
Positions
-
JN Johnson & Johnson
JNJ - US4781601046 28.49% -
RN Renaissancere Holdings Ltd
RNR - BMG7496G1033 21.97% -
GO Alphabet Inc Class C
GOOG - US02079K1079 19.29% -
EX Expand Energy Corporation
EXE - US1651677353 10.58% -
FT Fortinet Inc
FTNT - US34959E1091 8.98% -
TK Turkcell Iletisim Hizmetleri AS
TKC - US9001112047 6.77% -
AS ASML Holding NV
ASMLF - NL0010273215 3.25% -
AA Alcoa Corp
AA - US0138721065 0.67%
This portfolio is a focused, eight‑stock lineup with no funds or bonds and a clear tilt toward a few core names. Johnson & Johnson, RenaissanceRe, and Alphabet together make up about 70% of the total weight, so it’s quite concentrated rather than spread across many holdings. Everything here is individual company risk, with no layer of diversification from broad index funds. That concentration means each company’s earnings, headlines, and industry cycles can noticeably move the overall portfolio. The upside is that performance is driven very directly by these specific businesses rather than by a whole market, which helps explain why the portfolio can behave quite differently from standard benchmarks over time.
Growth
From early 2021 to mid‑2026, a hypothetical $1,000 in this portfolio grew to about $2,441, implying a compound annual growth rate (CAGR) of 18.33%. CAGR is basically your “average yearly speed” over the full journey. Over the same period, the US market returned 14.86% and the global market 11.97%, so this portfolio outpaced both by a meaningful margin. Interestingly, it did that with a maximum drawdown of -16.52%, which is actually shallower than the US and global markets. Max drawdown measures worst peak‑to‑trough loss; a smaller number here suggests that, historically, the portfolio combined strong returns with relatively contained downside.
Projection
The forward projection uses a Monte Carlo simulation, which is like running the next 15 years thousands of times with different return paths based on historical patterns. It doesn’t predict the future but shows a range of plausible outcomes if the past were to repeat in varied ways. Here, the median scenario turns $1,000 into about $2,826, an annualized 8.28% across all simulations. The central “likely” band ranges from roughly $1,839 to $4,221, while extreme cases span just under break‑even to over $8,000. The 75% chance of a positive outcome highlights historically favorable dynamics, but the wide spread also underscores how uncertain long‑term equity returns can be.
Asset classes
- Stocks 100%
All of the portfolio is in stocks, with 0% in bonds, cash, or alternatives. That means the entire outcome is tied to company earnings and equity market moves rather than interest income or more defensive assets. In practice, an all‑equity mix usually swings more in value day to day and year to year, but it also tends to have higher long‑term growth potential than portfolios that include significant bond exposure. Compared with typical “balanced” mixes that combine stocks and bonds, this setup is more growth‑oriented and less cushioned by fixed income. The risk classification of 4/7 reflects that blend of growth potential with moderate, but not extreme, volatility.
Sectors
- Health Care 28%
- Telecommunications 26%
- Financials 22%
- Technology 12%
- Energy 11%
- Basic Materials 1%
Sector‑wise, the portfolio leans heavily on health care, telecom, and financials, with technology and energy as meaningful but smaller slices and a tiny basic materials exposure. Health care at 28% offers some defensive characteristics, since demand for many medical products is relatively steady. Telecommunications around a quarter of the portfolio can provide stable cash flows but may be sensitive to regulation and competition. Financials near 22% often react strongly to interest rate and credit conditions. Technology and energy bring growth and cyclicality. This mix is more concentrated than a broad index, so sector‑specific news—like regulatory changes or commodity price swings—can have a notable impact.
Regions
- North America 68%
- No data 22%
- Africa/Middle East 7%
- Europe Developed 3%
Geographically, about 68% of the portfolio is tied to North America, with smaller pockets in developed Europe and Africa/Middle East, and some positions without clearly tagged regional data. This creates a clear home‑region tilt, which has been common among many investors, especially in the US. A North American focus ties results closely to that region’s economic growth, monetary policy, and currency movements. The smaller foreign exposures add some global flavor, but the portfolio still behaves more like a regional basket than a fully global one. That can be beneficial when North American markets are strong, but it also means country‑specific shocks there would ripple strongly through the portfolio.
Market capitalization
- Mega-cap 51%
- Large-cap 42%
- Mid-cap 7%
By market cap, this portfolio is dominated by mega‑cap and large‑cap stocks, with only a modest mid‑cap slice. Mega‑caps are the very largest companies in the market; they often have global operations, established brands, and more diversified revenue streams. Large‑caps share some of those traits and generally trade with higher liquidity. This tilt tends to reduce some of the extreme volatility seen in small‑caps, while still retaining equity‑like risk and return. The smaller 7% in mid‑caps introduces a bit of extra growth and cyclicality, but not enough to change the overall large‑company profile. In practice, the portfolio behaves closer to a blue‑chip basket than a small‑company playground.
Factors
Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.
Factor exposure shows how the portfolio leans toward certain characteristics academic research has linked to returns, like size or quality. Here, the standout tilts are very high quality and high low‑volatility, plus very low size. High quality means the holdings, on average, score well on metrics like profitability, balance sheet strength, and earnings stability. High low‑volatility suggests the stocks have historically moved less dramatically than the market. Very low size indicates a strong tilt toward larger companies. Together, this points to a portfolio that has historically behaved more defensively than a typical all‑stock mix, potentially holding up relatively well in choppy periods while still participating in growth.
Risk contribution
-
Alphabet Inc Class C
Weight: 19.29% 26.4% -
Renaissancere Holdings Ltd
Weight: 21.97% 22.4% -
Johnson & Johnson
Weight: 28.49% 14.5% -
Fortinet Inc
Weight: 8.98% 14.2% -
Expand Energy Corporation
Weight: 10.58% 11.5% - Top 5 risk contribution 89.0%
Risk contribution looks at how much each holding drives the portfolio’s ups and downs, which can differ from simple weights. Alphabet, at about 19% weight, contributes over 26% of total risk, indicating it’s a key driver of volatility. Fortinet is another example: it’s under 9% of the portfolio but accounts for more than 14% of the risk, showing that a smaller but more volatile stock can “sound louder” than its size suggests. In contrast, Johnson & Johnson is 28% of the portfolio but only 14.5% of the risk, reflecting its steadier behavior. Overall, the top three positions contribute roughly two‑thirds of total risk, underlining the portfolio’s concentrated nature.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
The efficient frontier chart compares this portfolio’s risk and return to the best combinations achievable using these same holdings. The current mix has a Sharpe ratio of 1.07, which measures risk‑adjusted return relative to a 4% cash rate. The optimal Sharpe portfolio—still using only these stocks—scores 1.31 with somewhat higher return and risk, while the minimum‑variance mix offers the lowest volatility with a slightly better Sharpe than the current setup. The description notes that the portfolio already sits on or very near the efficient frontier. That means, given these eight stocks, the existing allocation is using them in a broadly efficient way for its chosen risk level.
Dividends
- Alcoa Corp 0.60%
- ASML Holding NV 0.60%
- Alphabet Inc Class C 0.20%
- Johnson & Johnson 1.70%
- Renaissancere Holdings Ltd 0.60%
- Turkcell Iletisim Hizmetleri AS 4.10%
- Expand Energy Corporation 3.50%
- Weighted yield (per year) 1.33%
The portfolio’s overall dividend yield is about 1.33%, which is modest compared with many income‑focused strategies but still a positive contributor to total return. A few names stand out: Turkcell and Expand Energy provide the higher yields, while Johnson & Johnson offers a more moderate but well‑known dividend profile. Alphabet and some others pay little or nothing, emphasizing growth over payouts. Dividends matter because they can provide a steady cash stream and cushion total returns when prices are flat. Here, the yield suggests a tilt slightly toward total‑return investing—mixing growth and some income—rather than prioritizing high current cash flow as the main objective.
What next?
Ready to invest in this portfolio?
Select a broker that fits your needs and watch for low fees to maximize your returns.
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey