A growth-focused portfolio with strong dividend performers and a tilt towards consumer sectors

Report created on Aug 18, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio is composed entirely of common stocks, with a significant concentration in consumer cyclicals, real estate, and consumer defensive sectors. This allocation suggests a strategy leaning towards companies that benefit from economic growth, as well as those that provide stability through real estate and essential consumer goods. The heavy weighting in Iron Mountain Incorporated (17%) and a diverse mix of other companies across various sectors indicate a moderately diversified approach. However, the portfolio's concentration in certain stocks and sectors may expose it to sector-specific risks.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 27.18% and a maximum drawdown of -23.03%, the portfolio has demonstrated strong historical performance. The days contributing to 90% of returns being concentrated in 39.0 days highlight the portfolio's sensitivity to specific high-impact events. While past performance is impressive, it's important to remember that it does not guarantee future results. The high CAGR is indicative of successful stock selection and timing but requires ongoing monitoring to mitigate the impact of future market downturns.

Projection Info

Monte Carlo simulations, using historical data to project potential outcomes, show a wide range of future portfolio values, with the median outcome significantly higher than the initial investment. This suggests potential for substantial growth, but also a considerable range of uncertainty, reflecting the portfolio's growth-oriented risk profile. Keep in mind, these projections are hypothetical and subject to the limitations of past data being able to predict future returns.

Asset classes Info

  • Stocks
    100%

The portfolio's allocation is solely in stocks, which is typical for growth-oriented investors seeking higher returns. However, this concentration in one asset class increases volatility and risk. Diversifying across different asset classes, such as bonds or real estate investment trusts (REITs), could provide a buffer against stock market fluctuations, potentially leading to a smoother investment experience over time.

Sectors Info

  • Consumer Discretionary
    26%
  • Real Estate
    17%
  • Consumer Staples
    14%
  • Financials
    10%
  • Technology
    9%
  • Telecommunications
    8%
  • Health Care
    7%
  • Industrials
    5%
  • Basic Materials
    5%

The sectoral allocation shows a strong preference for consumer cyclicals, real estate, and consumer defensive sectors. This mix balances growth potential with defensive plays, providing some protection during economic downturns. However, the portfolio may benefit from increased exposure to sectors like technology and healthcare, which offer growth opportunities and diversification benefits.

Regions Info

  • North America
    95%
  • Europe Developed
    5%
  • Japan
    1%

With 95% of assets in North America, the portfolio has a strong home country bias. This concentration in a single geographic region can limit exposure to global growth opportunities and increase vulnerability to local market downturns. Expanding into developed European or Asian markets could enhance diversification and access to different economic cycles and growth drivers.

Market capitalization Info

  • Large-cap
    52%
  • Mega-cap
    42%
  • Mid-cap
    7%

The mix of big (52%), mega (42%), and medium (7%) market capitalization stocks suggests a bias towards larger, more established companies. While this can offer stability and potential dividend income, incorporating more medium or even small-cap stocks could provide higher growth potential, albeit with increased risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio shows potential for optimization towards the Efficient Frontier, aiming for the highest possible return for a given level of risk. Adjusting the allocation between current holdings or introducing new, less correlated assets could improve the risk-return profile. Remember, optimization is based on historical data, which may not predict future performance accurately but can guide strategic adjustments.

Dividends Info

  • Apple Inc 0.40%
  • American Express Company 1.00%
  • Carrier Global Corp 1.30%
  • Costco Wholesale Corp 0.50%
  • CVS Health Corp 3.90%
  • Ford Motor Company 5.20%
  • Alphabet Inc Class A 0.40%
  • Home Depot Inc 2.30%
  • Honda Motor Co Ltd ADR 4.10%
  • H&R Block Inc 3.00%
  • Iron Mountain Incorporated 3.30%
  • Johnson & Johnson 2.80%
  • Lowe's Companies Inc 1.80%
  • Microsoft Corporation 0.50%
  • Rio Tinto ADR 3.70%
  • AT&T Inc 3.80%
  • Target Corporation 4.30%
  • Visa Inc. Class A 0.50%
  • Waste Management Inc 1.40%
  • Weighted yield (per year) 2.24%

The portfolio's average dividend yield of 2.24% contributes to its total return, providing a steady income stream. This is particularly beneficial in a growth-focused portfolio, as it offers a form of return even in flat or declining markets. Reviewing and potentially increasing exposure to high-dividend-yielding stocks could enhance income without significantly altering the portfolio's growth orientation.

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