This portfolio has only about 1.4 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A growth-focused portfolio with high exposure to tech and innovative asset classes

Report created on Aug 7, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio showcases a strong tilt towards growth-oriented assets, with significant allocations in technology ETFs and individual tech stocks, alongside a notable presence in momentum strategies. The inclusion of a cryptocurrency trust and innovative income strategies through YieldMax™ ETFs reflects a pursuit of higher returns albeit with increased risk. The blend of ETFs and individual stocks, coupled with a geographic focus primarily on North America and developed markets, indicates a strategy that seeks to balance broad diversification with the potential for high growth.

Growth Info

Historically, this portfolio has demonstrated exceptional performance, with a Compound Annual Growth Rate (CAGR) of 35.75%. Such a high CAGR suggests that the portfolio has significantly outperformed many traditional benchmarks. However, the maximum drawdown of -26.27% also highlights periods of substantial volatility. It's essential to recognize that while past performance can be indicative, it's not a guaranteed predictor of future returns. Investors should be prepared for the possibility of similar volatility going forward.

Projection Info

Utilizing Monte Carlo simulations, which forecast potential outcomes based on historical data, the portfolio shows a wide range of future performance scenarios. While the median projection suggests substantial growth, it's critical to understand the inherent uncertainty in these projections. They are based on past market behavior, which may not repeat in the same manner. Therefore, while these projections are useful for planning, they should be viewed as one of many tools in decision-making.

Asset classes Info

  • Stocks
    88%
  • Other
    5%
  • Bonds
    5%
  • Cash
    3%

The portfolio's asset allocation leans heavily towards stocks (88%), with a minor allocation in bonds (5%), other assets (5%), and cash (3%). This distribution is characteristic of a growth-oriented portfolio, emphasizing capital appreciation over income. While this can lead to higher returns, it also entails higher volatility and risk. A more balanced allocation could provide better protection against market downturns while still offering growth opportunities.

Sectors Info

  • Technology
    31%
  • Financials
    19%
  • Telecommunications
    12%
  • Industrials
    7%
  • Consumer Discretionary
    6%
  • Health Care
    4%
  • Consumer Staples
    4%
  • Energy
    2%
  • Utilities
    2%
  • Basic Materials
    1%
  • Real Estate
    1%

With technology constituting 31% of the portfolio, followed by financial services at 19%, the sectoral allocation underscores a conviction in tech and finance's growth prospects. However, such concentration can lead to heightened volatility, especially in market conditions unfavorable to these sectors. Diversifying across a broader range of sectors could mitigate sector-specific risks and smooth out returns over time.

Regions Info

  • North America
    67%
  • Europe Developed
    12%
  • Asia Emerging
    3%
  • Japan
    3%
  • Australasia
    2%
  • Asia Developed
    1%

The portfolio's geographic allocation is heavily weighted towards North America (67%), with limited exposure to emerging markets and other regions. This concentration in developed markets, particularly the U.S., might have contributed to the portfolio's strong performance but also exposes it to regional economic and political risks. Increasing exposure to emerging markets could offer additional growth opportunities and enhance diversification.

Market capitalization Info

  • Mega-cap
    40%
  • Large-cap
    33%
  • Mid-cap
    9%
  • Small-cap
    3%

The focus on mega (40%) and big (33%) cap stocks suggests a preference for established, large companies, likely due to their perceived stability and potential for steady growth. However, this could limit exposure to the higher growth potential of smaller companies. Incorporating a more significant portion of medium, small, or even micro-cap stocks could introduce more growth potential, albeit with increased risk.

Redundant positions Info

  • Vanguard S&P 500 ETF
    Invesco S&P 500® Momentum ETF
    High correlation

The high correlation observed between certain assets, particularly the Vanguard S&P 500 ETF and Invesco S&P 500® Momentum ETF, indicates redundancy that does not contribute to diversification. Reducing overlap by reallocating investments from highly correlated assets to those with lower correlations can enhance portfolio diversification and potentially reduce volatility without sacrificing expected returns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The current portfolio demonstrates a strong growth orientation but could benefit from optimization to improve its risk-return profile. The Efficient Frontier analysis suggests that with some adjustments, notably by reducing asset overlap and rebalancing sector and geographic exposures, the portfolio could achieve a more favorable balance of risk and return. This optimization process doesn't guarantee higher returns but aims to make the portfolio's risk level more efficient.

Dividends Info

  • ASML Holding NV 1.00%
  • Capital One Financial Corporation 1.10%
  • Alphabet Inc Class A 0.40%
  • Invesco S&P International Developed Momentum ETF 2.00%
  • YieldMax™ MSTR Option Income Strategy ETF 153.60%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Taiwan Semiconductor Manufacturing 1.20%
  • Tidal Trust II 126.80%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 2.70%
  • Vanguard Information Technology Index Fund ETF Shares 0.50%
  • Vanguard S&P 500 ETF 1.20%
  • YieldMax™ Universe Fund of Option Income ETFs 64.70%
  • Weighted yield (per year) 16.24%

The portfolio's dividend yield strategy is intriguing, especially with the exceptionally high yields from certain ETFs, which might reflect special income strategies rather than typical dividend payments. While dividends can provide a steady income stream and contribute to total returns, investors should be mindful of the sustainability and sources of these yields, as unusually high dividends could involve additional risks.

Ongoing product costs Info

  • iShares Bitcoin Trust 0.12%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • YieldMax™ MSTR Option Income Strategy ETF 0.99%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Tidal Trust II 1.14%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 0.05%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard S&P 500 ETF 0.03%
  • YieldMax™ Universe Fund of Option Income ETFs 1.28%
  • Weighted costs total (per year) 0.20%

With a Total Expense Ratio (TER) averaging 0.20%, the portfolio is relatively cost-efficient, which is crucial for maximizing long-term returns. Lowering costs is one of the few ways to improve returns that doesn't involve taking on additional risk. However, specific holdings, notably the YieldMax™ ETFs, have significantly higher expense ratios, which could drag on performance. Re-evaluating these higher-cost investments could further enhance cost efficiency.

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