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A tech-focused growth portfolio with strong US exposure and moderate diversification

Report created on Aug 22, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio is heavily weighted towards US equities, with a significant focus on the technology sector. The Vanguard S&P 500 UCITS ETF and the Vanguard FTSE All-World UCITS ETF USD Accumulation together make up 85% of the portfolio, indicating a strong bias towards large-cap stocks. The inclusion of specialized tech ETFs further accentuates this focus. This composition suggests a strategy aiming for growth, leveraging the performance of the US and global tech giants.

Growth Info

Historically, the portfolio has shown impressive growth, with a Compound Annual Growth Rate (CAGR) of 14.54%. The maximum drawdown indicates a relatively high tolerance for risk, consistent with the portfolio's growth orientation. The days contributing to 90% of returns highlight the impact of short-term, significant market movements on overall performance, underscoring the importance of staying invested during volatile periods.

Projection Info

Monte Carlo simulations project a wide range of outcomes, with the median scenario suggesting substantial growth. This forward-looking analysis, while based on historical data, emphasizes the portfolio's potential for significant returns. However, it's crucial to remember that such simulations are speculative and depend heavily on past market behavior, which is not a reliable indicator of future performance.

Asset classes Info

  • Stocks
    100%

The portfolio's exclusive investment in stocks reflects a single-asset class approach, maximizing exposure to equity market growth while forgoing the potential risk mitigation benefits of diversification across different asset classes. This concentration increases the portfolio's volatility and risk, especially in market downturns.

Sectors Info

  • Technology
    42%
  • Financials
    13%
  • Consumer Discretionary
    9%
  • Telecommunications
    8%
  • Health Care
    8%
  • Industrials
    7%
  • Consumer Staples
    5%
  • Energy
    3%
  • Utilities
    2%
  • Basic Materials
    2%
  • Real Estate
    2%

With 42% allocated to technology, the portfolio is positioned to capitalize on the growth of the tech sector. However, this concentration also exposes it to sector-specific risks, such as regulatory changes or technological disruptions. The presence of financial services, consumer cyclicals, and healthcare provides some balance but does not fully mitigate the risks associated with the tech sector's volatility.

Regions Info

  • North America
    90%
  • Europe Developed
    5%
  • Asia Developed
    2%
  • Japan
    1%
  • Asia Emerging
    1%

The geographic allocation heavily favors North America, particularly the US, with minimal exposure to emerging markets and other developed regions. This focus may limit global diversification benefits and increase susceptibility to US market fluctuations. Expanding into other regions could offer growth opportunities and risk mitigation.

Market capitalization Info

  • Mega-cap
    49%
  • Large-cap
    35%
  • Mid-cap
    16%
  • Small-cap
    1%

The dominance of mega and big-cap stocks (84%) aligns with the portfolio's growth strategy but may limit exposure to the potentially higher growth rates of smaller companies. Including more medium, small, or micro-cap stocks could enhance diversification and potentially increase returns, albeit with higher risk.

Redundant positions Info

  • Vanguard S&P 500 UCITS Acc
    Vanguard FTSE All-World UCITS ETF USD Accumulation
    High correlation

The high correlation between the Vanguard S&P 500 UCITS ETF and the Vanguard FTSE All-World UCITS ETF USD Accumulation suggests redundancy, as they cover many of the same large-cap global stocks. Reducing overlap could free up capital for investments in less correlated assets, enhancing diversification and potentially reducing portfolio volatility.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimization efforts should focus on reducing the high correlation between assets to improve the portfolio's risk-return profile. Adjusting the asset allocation to include less correlated investments could enhance diversification benefits without necessarily sacrificing expected returns. This approach aligns with the Efficient Frontier concept, aiming for the optimal balance between risk and return.

Ongoing product costs Info

  • iShares S&P 500 USD Information Technology Sector UCITS 0.15%
  • VanEck Semiconductor UCITS ETF 0.35%
  • Vanguard S&P 500 UCITS Acc 0.07%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.22%
  • Weighted costs total (per year) 0.13%

The portfolio benefits from relatively low costs, with a total expense ratio (TER) of 0.13%. This efficient cost structure supports higher net returns over the long term. Keeping costs low is crucial in maximizing investment growth, especially in a low-yield environment.

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