Growth-focused portfolio with high exposure to US markets and technology sector
Report created on Aug 19, 2025Risk profile
5/7
Diversification profile
2/5
Positions
-
FZ FIDELITY ZERO TOTAL MARKET INDEX FUND
FZROX - US31635T7081 100.00%
This portfolio is entirely invested in the FIDELITY ZERO TOTAL MARKET INDEX FUND, making it a pure equity portfolio with a strong focus on the US market. The allocation spans all major sectors, with significant weightings in technology, financial services, and consumer cyclical sectors. This composition reflects a growth-oriented strategy, albeit with low diversification across asset classes and geographic regions. The heavy concentration in a single fund and market exposes the portfolio to sector-specific and geographic risks.
Growth
The portfolio has shown a robust Compound Annual Growth Rate (CAGR) of 14.80%, with a maximum drawdown of -34.96%. These figures indicate a strong historical performance, though the significant drawdown highlights potential volatility. It's important to note that days contributing to 90% of returns were limited to 18, suggesting that a few exceptional days largely drive performance. While past performance is impressive, it's crucial to remember it does not guarantee future results.
Projection
The Monte Carlo simulation, projecting future performance, suggests a wide range of potential outcomes, from a 5th percentile growth of 62.9% to a 67th percentile growth of 812.0%. With 991 out of 1,000 simulations showing positive returns, the analysis predicts a favorable outlook. However, reliance on historical data means these projections carry uncertainty, especially in changing market conditions.
Asset classes
- Stocks 100%
The portfolio's allocation is exclusively in stocks, offering high growth potential but also increased risk. This single-asset class approach lacks the risk mitigation benefits that come with a more diversified asset base, such as bonds or real estate, which can provide income and stability during stock market downturns.
Sectors
- Technology 31%
- Financials 14%
- Consumer Discretionary 11%
- Health Care 10%
- Telecommunications 9%
- Industrials 9%
- Consumer Staples 6%
- Energy 3%
- Real Estate 3%
- Utilities 2%
- Basic Materials 2%
The sectoral allocation is heavily skewed towards technology, which can offer high returns but also comes with high volatility. Financial services and consumer cyclicals are also significant, suggesting a tilt towards sectors that benefit from economic growth. However, this concentration increases susceptibility to sector-specific downturns.
Regions
- North America 99%
With 99% of assets in North America, the portfolio's geographic exposure is highly concentrated. While this focus on the US market has historically offered strong growth opportunities, it also limits exposure to potential gains in other regions and increases vulnerability to US-specific economic risks.
Market capitalization
- Mega-cap 41%
- Large-cap 31%
- Mid-cap 20%
- Small-cap 6%
- Micro-cap 2%
The market capitalization breakdown shows a preference for mega and big-cap companies, which typically offer stability and consistent dividends but may have lower growth potential compared to smaller companies. This allocation supports the portfolio's growth profile while providing some level of risk mitigation.
Dividends
- FIDELITY ZERO TOTAL MARKET INDEX FUND 1.10%
- Weighted yield (per year) 1.10%
The dividend yield of 1.10% from the FIDELITY ZERO TOTAL MARKET INDEX FUND contributes to the portfolio's total return. While not the primary focus of a growth-oriented strategy, dividends offer a source of income and can provide a cushion during market volatility.
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