A well-diversified global ETF portfolio with a balanced risk profile and a focus on dividends

Report created on Sep 10, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio consists entirely of Exchange-Traded Funds (ETFs), with a 60% allocation to major equity markets through the Amundi Stoxx Europe 600 and iShares Core S&P 500 ETFs. The inclusion of the iShares STOXX Global Select Dividend 100, iShares Core MSCI Emerging Markets IMI, and iShares Digital Security UCITS ETFs adds thematic and geographic diversification. This composition suggests a strategic balance between growth and income, leveraging broad market exposure alongside specific dividend and technology-focused investments.

Growth Info

Historically, the portfolio has achieved a Compound Annual Growth Rate (CAGR) of 11.01%, with a maximum drawdown of -34.76%. These figures indicate a strong performance relative to the inherent market risks, underscored by the portfolio's ability to recover from downturns. The performance highlights the benefits of diversification across geographies and sectors, contributing to the portfolio's resilience during volatile market phases.

Projection Info

Monte Carlo simulations, which project future performance based on historical data, show a wide range of potential outcomes for this portfolio. While past performance is not indicative of future results, the simulations suggest a predominantly positive outlook, with a median increase of 268.7%. This analysis supports the portfolio's potential for long-term growth, though it's important for investors to remain aware of the inherent uncertainties in market behavior.

Asset classes Info

  • Stocks
    100%

The portfolio's assets are exclusively in stocks, positioned across various sectors and geographies. This concentration in equities is appropriate for investors with a balanced risk profile, seeking growth through market participation. However, the absence of other asset classes like bonds or real estate might limit opportunities for risk mitigation during equity market downturns, suggesting a potential area for diversification.

Sectors Info

  • Technology
    23%
  • Financials
    20%
  • Industrials
    12%
  • Consumer Discretionary
    9%
  • Health Care
    8%
  • Telecommunications
    6%
  • Energy
    5%
  • Consumer Staples
    5%
  • Basic Materials
    5%
  • Utilities
    4%
  • Real Estate
    3%

Sector allocation is well-spread, with significant investments in technology and financial services, followed by industrials and consumer cyclicals. This sectoral diversity helps mitigate risks associated with overexposure to any single market segment. However, the strong emphasis on technology and financial services could lead to volatility, reflecting broader market trends. Investors might consider rebalancing to ensure alignment with their risk tolerance and investment goals.

Regions Info

  • North America
    43%
  • Europe Developed
    37%
  • Asia Developed
    7%
  • Asia Emerging
    5%
  • Australasia
    3%
  • Japan
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%
  • Europe Emerging
    1%

Geographic distribution underscores the portfolio's global approach, with a notable emphasis on developed markets in North America and Europe. Emerging markets exposure, though present, is relatively limited. This geographic spread helps in capturing growth across different economies while mitigating risks tied to geopolitical or regional economic downturns. Expanding into underrepresented areas could offer further diversification benefits.

Market capitalization Info

  • Mega-cap
    38%
  • Large-cap
    34%
  • Mid-cap
    23%
  • Small-cap
    4%
  • Micro-cap
    1%

The portfolio's focus on mega and big-cap stocks contributes to its stability and potential for steady growth, given these companies' typically lower volatility compared to smaller counterparts. However, the relatively small allocation to medium, small, and micro-cap stocks may limit exposure to high-growth opportunities prevalent in these segments, suggesting a possible area for adjustment depending on the investor's risk appetite.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current allocation demonstrates a well-considered balance between risk and return, as indicated by its historical performance and Monte Carlo projections. While it's positioned near the Efficient Frontier—a concept illustrating the highest expected returns for a given level of risk—there's always room for optimization. Regularly reviewing asset allocation and diversification can help in maintaining this balance, especially as market conditions and personal investment goals evolve.

Dividends Info

  • iShares STOXX Global Select Dividend 100 UCITS ETF (DE) 4.50%
  • Weighted yield (per year) 0.90%

The portfolio's dividend yield, bolstered by the iShares STOXX Global Select Dividend 100 ETF, contributes to its total return, offering a tangible income stream in addition to potential capital gains. This approach is particularly appealing for investors seeking regular income, though it's crucial to balance yield-seeking with growth potential and risk considerations.

Ongoing product costs Info

  • iShares Core MSCI Emerging Markets IMI UCITS 0.18%
  • iShares Digital Security UCITS ETF USD Acc 0.40%
  • Amundi Stoxx Europe 600 UCITS ETF C EUR 0.07%
  • iShares Core S&P 500 UCITS ETF USD (Acc) 0.12%
  • Weighted costs total (per year) 0.12%

With a Total Expense Ratio (TER) averaging 0.12%, the portfolio is efficiently managed in terms of costs. Lower costs can significantly enhance long-term returns by reducing the drag on performance. This portfolio stands out for its cost-effective access to a diverse range of global markets and sectors, aligning well with best practices in portfolio management.

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