Growth-focused portfolio with a strong tilt towards technology and high historical returns

Report created on Jul 20, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is heavily weighted towards technology, with 40% in a semiconductor ETF and 58% overall sector allocation. It's moderately diversified across sectors and geographies but remains concentrated in North America (92%) and large to mega-cap stocks (81%). The inclusion of a dividend-focused ETF and a growth index fund suggests an attempt to balance growth potential with income generation, albeit with a strong growth orientation given the overall technology tilt.

Growth Info

Historically, this portfolio has shown impressive growth with a Compound Annual Growth Rate (CAGR) of 21.02%. However, it's important to note the significant maximum drawdown of -37.57%, indicating high volatility and potential risk during market downturns. The days contributing to 90% of returns are notably few, suggesting that the portfolio's performance is heavily reliant on specific high-growth periods.

Projection Info

Monte Carlo simulations project a wide range of outcomes, with a median increase of 1,094.7% but also highlight the risk of significant drawdowns. While the high number of simulations with positive returns (997 out of 1,000) is encouraging, it's crucial to remember that these projections are based on historical data, which does not guarantee future performance.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely composed of stocks, with no allocation to other asset classes such as bonds or real estate. This single-class focus enhances growth potential but also increases risk, particularly in volatile market conditions. Diversifying across more asset classes could help mitigate risk without necessarily compromising long-term growth objectives.

Sectors Info

  • Technology
    58%
  • Consumer Discretionary
    7%
  • Consumer Staples
    6%
  • Energy
    6%
  • Health Care
    6%
  • Telecommunications
    5%
  • Financials
    5%
  • Industrials
    5%
  • Basic Materials
    1%

The technology sector's dominance (58%) positions the portfolio for high growth but also exposes it to sector-specific risks, such as regulatory changes or technological obsolescence. The presence of other sectors, although in much smaller proportions, provides some diversification. However, increasing allocation to underrepresented sectors could further mitigate risk.

Regions Info

  • North America
    92%
  • Asia Developed
    5%
  • Europe Developed
    3%

With 92% of assets in North America, the portfolio's geographic exposure is highly concentrated. While this concentration has likely contributed to its strong performance, given the robust U.S. stock market, it also exposes the portfolio to regional economic and political risks. Expanding into developed markets outside North America or emerging markets could offer diversification benefits and exposure to different growth dynamics.

Market capitalization Info

  • Large-cap
    43%
  • Mega-cap
    38%
  • Mid-cap
    16%
  • Small-cap
    2%

The focus on big (43%) and mega-cap (38%) stocks suggests a preference for established, potentially more stable companies, which is typical for growth-oriented portfolios. However, the relatively small allocation to medium, small, and micro-cap stocks limits exposure to potentially higher-growth opportunities in these segments.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, there might be room to optimize the portfolio for a better risk-return trade-off. Adjusting the allocation between the current assets could potentially achieve a more efficient portfolio, balancing the desire for high returns with the need to manage risk effectively.

Dividends Info

  • Schwab U.S. Dividend Equity ETF 3.80%
  • VanEck Semiconductor ETF 0.40%
  • Vanguard Growth Index Fund ETF Shares 0.40%
  • Weighted yield (per year) 1.42%

The dividend yield of 1.42% indicates a moderate income component, primarily contributed by the Schwab U.S. Dividend Equity ETF. While the focus is clearly on growth, dividends provide a stream of income, which can be reinvested for compounding effects or used as a cash flow in down markets.

Ongoing product costs Info

  • Schwab U.S. Dividend Equity ETF 0.06%
  • VanEck Semiconductor ETF 0.35%
  • Vanguard Growth Index Fund ETF Shares 0.04%
  • Weighted costs total (per year) 0.17%

The overall portfolio cost (Total TER) of 0.17% is relatively low, enhancing net return potential. Keeping costs low is a crucial factor in long-term investment success, and this portfolio manages that well, particularly given its ETF structure, which typically offers lower costs than actively managed funds.

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