A balanced dividend-focused portfolio with high exposure to North American equities

Report created on Jun 7, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio is characterized by a strong focus on dividend-yielding investments, comprising 83% stocks, 14% bonds, and a small cash reserve. The primary asset classes are diversified across funds, ETFs, and common stocks, with significant allocations in the Eaton Vance Tax Advantaged Global Dividend Income Closed Fund, Amplify CWP Enhanced Dividend Income ETF, and Schwab U.S. Dividend Equity ETF. This composition reflects a strategic emphasis on income generation through dividends while maintaining a balanced risk profile. The diversification score indicates a moderately diversified approach, although the concentration in dividend-yielding assets suggests a specific income-focused investment strategy.

Growth Info

Historically, the portfolio has demonstrated robust performance with a Compound Annual Growth Rate (CAGR) of 13.77% and a maximum drawdown of -20.40%. These figures suggest that the portfolio has managed to deliver strong returns despite periods of market volatility. The days contributing to 90% of returns highlight the impact of significant market movements on performance. Comparing this to benchmark indices for similar risk profiles could provide further context on performance relative to the broader market.

Projection Info

Monte Carlo simulations, which forecast potential future outcomes based on historical data, indicate a wide range of possible performances with a median projected increase of 475.1%. While simulations suggest a high likelihood of positive returns, it's important to remember that these projections are hypothetical and subject to the limitations of past data as predictors of future results.

Asset classes Info

  • Stocks
    83%
  • Bonds
    14%
  • Cash
    2%
  • No data
    2%

The portfolio's asset class distribution—with a heavy tilt towards stocks—is in line with its income-generating objectives. The bond allocation offers a buffer against stock market volatility, while the minimal cash holdings suggest a strategy fully invested for growth and income. This asset mix is appropriate for a balanced risk profile but could be reassessed for further diversification or risk management.

Sectors Info

  • Financials
    29%
  • Health Care
    22%
  • Technology
    9%
  • Industrials
    7%
  • Consumer Staples
    6%
  • Energy
    5%
  • Consumer Discretionary
    4%
  • Telecommunications
    4%
  • Consumer Discretionary
    2%
  • Real Estate
    1%
  • Basic Materials
    1%
  • Utilities
    1%

Sector allocations are led by Financial Services and Healthcare, making up over half of the portfolio. This concentration could expose the portfolio to sector-specific risks, such as regulatory changes or economic cycles impacting these industries. The presence of Technology, Industrials, and Consumer Defensive sectors provides some diversification, but the portfolio may benefit from a broader sectoral spread to mitigate risks and capitalize on growth opportunities across the economy.

Regions Info

  • North America
    79%
  • Europe Developed
    10%

Geographic allocation is heavily skewed towards North America (79%), with a modest exposure to developed European markets. This concentration enhances the portfolio's dividend income potential, given the prevalence of dividend-paying companies in these regions. However, the lack of exposure to emerging markets, Asia Pacific, and Latin America limits geographical diversification and the opportunity to benefit from growth in these areas.

Market capitalization Info

  • Large-cap
    34%
  • Mid-cap
    28%
  • Mega-cap
    17%
  • Small-cap
    3%
  • Micro-cap
    1%

The portfolio's market capitalization exposure is diversified across big, medium, and mega-cap stocks, with a minor allocation to small and micro-caps. This distribution aligns with the portfolio's balanced risk profile, leveraging the stability of larger companies while capturing the growth potential of mid-sized firms. However, increasing exposure to small and micro-caps could enhance growth prospects and diversification.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The current portfolio has performed well, yet there's room for optimization. The Efficient Frontier analysis suggests that a similar risk level could achieve a higher expected return of 5.59%, indicating potential for reallocating assets to enhance the risk-return profile. This optimization does not necessarily mean a drastic shift but rather a fine-tuning of asset allocations to achieve better efficiency.

Dividends Info

  • Amplify CWP Enhanced Dividend Income ETF 4.70%
  • Eaton Vance Tax Advantaged Global Dividend Income Closed Fund 7.60%
  • Janus Detroit Street Trust - Janus Henderson AAA CLO ETF 5.50%
  • Main Street Capital Corporation 6.80%
  • Schwab U.S. Dividend Equity ETF 4.00%
  • Tekla Healthcare Opportunities 11.70%
  • Weighted yield (per year) 6.78%

The portfolio's dividend yield stands impressively at 6.78%, underlining its income-generating focus. Each holding contributes significantly to this yield, with the Tekla Healthcare Opportunities fund standing out at 11.70%. This high yield is a testament to the portfolio's strategic asset selection, though it's essential to balance the pursuit of income with the potential for capital appreciation and risk management.

Ongoing product costs Info

  • Amplify CWP Enhanced Dividend Income ETF 0.56%
  • Eaton Vance Tax Advantaged Global Dividend Income Closed Fund 1.28%
  • Janus Detroit Street Trust - Janus Henderson AAA CLO ETF 0.21%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Tekla Healthcare Opportunities 1.47%
  • Weighted costs total (per year) 0.64%

Portfolio costs vary widely among the holdings, from 0.06% for the Schwab U.S. Dividend Equity ETF to 1.47% for the Tekla Healthcare Opportunities fund, averaging a Total Expense Ratio (TER) of 0.64%. While some costs are on the higher side, particularly for specialized funds, they are justified by the portfolio's strong performance and dividend focus. However, ongoing cost assessment is crucial for ensuring that fees do not erode returns over time.

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