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Hypergrowth cosplay portfolio held together with overlap wishful thinking and one lonely bond fund

Report created on May 5, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio looks like someone opened a menu of “growthy US stuff,” clicked the same item three times, then added a bond ETF out of guilt. Two massive growth funds at 30% each, plus a 10% Nasdaq income clone, means the core is basically one idea wearing three different tickers. The “spice” is 10% semis and 10% defense, which are just more growth beta with cool branding. Structurally, this isn’t diversification; it’s a growth sampler platter with decorative sides. The portfolio may feel complex, but under the hood it behaves like a highly concentrated bet on the same small cluster of winners.

Growth Info

Historically, the portfolio has been on a heater: $1,000 turning into $1,941 in under three years and a 28.9% CAGR is full-speed-in-the-fast-lane territory. It smoked both the US and global markets by ~8 percentage points a year, which is huge. But max drawdown was basically the same as the US market, so this outperformance came from leaning hard into whatever was working, not from some magical shock absorber. CAGR (compound annual growth rate) is like your average speed over the whole trip; this trip just happened to be uphill in tech’s favor. Past data is yesterday’s weather — great story, terrible crystal ball.

Projection Info

The Monte Carlo projection is the sober friend in the corner reminding everyone the party ends eventually. Monte Carlo just means the computer runs hundreds of “what if” market paths: good, bad, and ugly, then averages the mess. Median outcome of $2,593 after 15 years translates to about 7.6% a year, which is far less heroic than the recent 28.9%. The range is wide: roughly $950 to $7,000, which is code for “this could either disappoint or look brilliant.” The simulations also assume the portfolio just sits there, no panic moves, no heroic timing — reality is usually messier and less cooperative.

Asset classes Info

  • Stocks
    89%
  • Bonds
    10%
  • Not classified
    1%

Asset class split: roughly 89% stocks, 10% bonds, and a rounding-error mystery bucket. That “growth investors” label isn’t just marketing; this is basically an equity rocket with a tiny bond seatbelt. The single corporate bond ETF at 10% is doing all the defensiveness heavy lifting, which is like bringing one umbrella to a festival of thunderstorms. Being almost all in stocks means returns and emotions will both swing harder. Bonds can act like the adult in the room; here, the adult is outnumbered nine to one and probably not changing the vibe much when things get loud.

Sectors Info

  • Technology
    49%
  • Telecommunications
    11%
  • Industrials
    11%
  • Consumer Discretionary
    9%
  • Health Care
    4%
  • Financials
    3%
  • Consumer Staples
    1%
  • Real Estate
    1%
  • Basic Materials
    1%

This breakdown covers the equity portion of your portfolio only.

Sector exposure screams “tech-curious with commitment issues.” About half the portfolio is technology, then a smattering of telecom and industrials, with everything else getting table scraps. This is not a balanced economy; it’s a bet that the future keeps looking like the last few years of mega-cap tech, semis, and defense names dominating headlines. When nearly half of sector exposure depends on one broad theme, downturns in that theme don’t just sting — they define the portfolio’s entire mood. Calling this “moderately diversified” by sector is generous; it’s more like one big tech party with a small supporting cast.

Regions Info

  • North America
    84%
  • Europe Developed
    3%
  • Asia Developed
    2%

This breakdown covers the equity portion of your portfolio only.

Geographically, this thing is America-or-bust with 84% in North America and barely any nod to Europe or Asia. For a world where a big chunk of economic activity happens outside the US, this portfolio seems convinced foreign markets are just optional DLC. That home bias works great when US mega-caps are kings of the hill, less so if leadership rotates elsewhere. A global index spreads bets across many regions; this lineup essentially bets the US growth story keeps carrying the whole show. It’s patriotic, sure, but patriotism doesn’t diversify currency, policy, or regional shock risks.

Market capitalization Info

  • Mega-cap
    52%
  • Large-cap
    28%
  • Mid-cap
    8%
  • Small-cap
    1%

This breakdown covers the equity portion of your portfolio only.

Market cap exposure is a love letter to giants: 52% in mega-cap, 28% in large-cap, and the rest as loose change. This is basically a fan club for the biggest, most expensive names on the board. When mega-caps are on a tear, that feels genius; when leadership rotates to smaller companies or different styles, this stays chained to the same crowd. A heavy megacap tilt also means the portfolio is heavily driven by a tiny handful of companies at the very top. This isn’t “owning the market”; it’s “owning the celebrities and ignoring the supporting cast.”

True holdings Info

  • NVIDIA Corporation
    10.64%
    Part of fund(s):
    • JPMorgan Nasdaq Equity Premium Income ETF
    • VanEck Semiconductor ETF
    • Vanguard Growth Index Fund ETF Shares
    • Vanguard Mega Cap Growth Index Fund ETF Shares
  • Apple Inc
    8.11%
    Part of fund(s):
    • JPMorgan Nasdaq Equity Premium Income ETF
    • Vanguard Growth Index Fund ETF Shares
    • Vanguard Mega Cap Growth Index Fund ETF Shares
  • Microsoft Corporation
    5.95%
    Part of fund(s):
    • JPMorgan Nasdaq Equity Premium Income ETF
    • Vanguard Growth Index Fund ETF Shares
    • Vanguard Mega Cap Growth Index Fund ETF Shares
  • Broadcom Inc
    3.72%
    Part of fund(s):
    • JPMorgan Nasdaq Equity Premium Income ETF
    • VanEck Semiconductor ETF
    • Vanguard Growth Index Fund ETF Shares
    • Vanguard Mega Cap Growth Index Fund ETF Shares
  • Alphabet Inc Class A
    3.32%
    Part of fund(s):
    • Vanguard Growth Index Fund ETF Shares
    • Vanguard Mega Cap Growth Index Fund ETF Shares
  • Amazon.com Inc
    3.23%
    Part of fund(s):
    • JPMorgan Nasdaq Equity Premium Income ETF
    • Vanguard Growth Index Fund ETF Shares
    • Vanguard Mega Cap Growth Index Fund ETF Shares
  • Alphabet Inc Class C
    3.19%
    Part of fund(s):
    • JPMorgan Nasdaq Equity Premium Income ETF
    • Vanguard Growth Index Fund ETF Shares
    • Vanguard Mega Cap Growth Index Fund ETF Shares
  • Meta Platforms Inc.
    2.83%
    Part of fund(s):
    • JPMorgan Nasdaq Equity Premium Income ETF
    • Vanguard Growth Index Fund ETF Shares
    • Vanguard Mega Cap Growth Index Fund ETF Shares
  • Tesla Inc
    2.54%
    Part of fund(s):
    • JPMorgan Nasdaq Equity Premium Income ETF
    • LS 1x Tesla Tracker ETP Securities GBP
    • Vanguard Growth Index Fund ETF Shares
    • Vanguard Mega Cap Growth Index Fund ETF Shares
  • Eli Lilly and Company
    1.73%
    Part of fund(s):
    • Vanguard Growth Index Fund ETF Shares
    • Vanguard Mega Cap Growth Index Fund ETF Shares
  • Top 10 total 45.26%

This breakdown covers the equity portion of your portfolio only.

Look-through holdings reveal the real punchline: NVIDIA, Apple, Microsoft, Alphabet, Amazon, Meta, Tesla — the usual suspects — are everywhere. NVIDIA alone is over 10% once all the ETFs are added up, and Apple is north of 8%. That’s not diversification; that’s fan fiction about the Magnificent Whatever-Number-We’re-On-Now. Owning multiple growth and Nasdaq-flavored funds just stacks the same top holdings repeatedly, creating hidden concentration that looks safer on the surface than it actually is. And remember, this overlap is only from top-10 positions; the real duplication is almost certainly worse once the rest of each ETF is included.

Factors Info

Value
Preference for undervalued stocks
Very low
Data availability: 80%
Size
Exposure to smaller companies
Low
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
High
Data availability: 80%
Quality
Preference for financially healthy companies
Neutral
Data availability: 80%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
Low
Data availability: 90%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Factor profile says this portfolio is allergic to value (18% — very low) and hooked on momentum (62% — high). Factors are like the secret ingredients in the investing recipe: value, size, momentum, quality, low volatility, yield. Here, the recipe is “pay up for what’s already hot and hope the music never stops.” Very low value means a strong tilt toward expensive darlings, while high momentum means chasing recent winners. It’s like flooring the gas in a sports car that hates potholes. When trends persist, great. When leadership flips or expensive names deflate, this profile tends to feel every bump.

Risk contribution Info

  • Vanguard Mega Cap Growth Index Fund ETF Shares
    Weight: 30.00%
    33.8%
  • Vanguard Growth Index Fund ETF Shares
    Weight: 30.00%
    33.0%
  • VanEck Semiconductor ETF
    Weight: 10.00%
    17.5%
  • JPMorgan Nasdaq Equity Premium Income ETF
    Weight: 10.00%
    8.4%
  • Global X Defense Tech ETF
    Weight: 10.00%
    6.1%
  • Top 5 risk contribution 98.7%

Risk contribution shows who’s actually shaking the boat, and surprise: the two big Vanguard growth funds plus the semiconductor ETF are doing 84% of the damage. The growth funds roughly match their weights in risk, but the 10% semi slice is contributing 17.5% of total risk — that’s one small seat on the bus driving a huge chunk of the chaos. Risk contribution is basically “who owns the drama” rather than “who owns the dollars.” Here, a supposedly diversified basket is really three funds deciding whether the portfolio wakes up thrilled or panicked on any given day.

Redundant positions Info

  • Vanguard Growth Index Fund ETF Shares
    JPMorgan Nasdaq Equity Premium Income ETF
    Vanguard Mega Cap Growth Index Fund ETF Shares
    High correlation

Correlations are telling you the clones in this portfolio move almost in lockstep. The Nasdaq income ETF is highly correlated with both growth funds, and the two Vanguard growth giants practically mirror each other. Correlation just means things tend to move together — great on the way up, miserable when they all take the same elevator down. If everything screams and cheers at the same time, you don’t really have true diversification; you just have multiple wrappers on the same risk. When the shared theme stumbles, there’s nowhere to hide, just different ticker symbols falling in formation.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk–return chart, this portfolio manages to be both aggressive and inefficient — not an ideal combo. The Sharpe ratio of 1.23 vs 2.08 for the optimal mix says you’re leaving a lot of return on the table for the risk you’re taking. The efficient frontier is basically the curve of “best possible trade-offs” using the same ingredients. Sitting 12.5 percentage points below that line at this risk level means the weights are kind of a mess. Even without changing the holdings, just shuffling proportions could have significantly juiced expected return or reduced whiplash — but instead you get the clunky version.

Dividends Info

  • JPMorgan Nasdaq Equity Premium Income ETF 10.50%
  • iShares iBoxx $ Investment Grade Corporate Bond ETF 4.20%
  • Vanguard Mega Cap Growth Index Fund ETF Shares 0.30%
  • Global X Defense Tech ETF 0.30%
  • VanEck Semiconductor ETF 0.20%
  • Vanguard Growth Index Fund ETF Shares 0.40%
  • Weighted yield (per year) 1.73%

Dividends are pretending to be a theme but not really delivering. Headline yield is 1.73%, which is underwhelming unless the goal is “vibes, not income.” The only serious payer is the Nasdaq income ETF with its double-digit yield, plus the bond fund doing modest work. The growth funds and thematic ETFs are basically saying, “You’ll get your money when we feel like it.” Dividends aren’t mandatory, but banking on one 10% slice for most of the cash flow is shaky. It’s like calling yourself a coffee drinker because you have one espresso next to a table full of energy drinks.

Ongoing product costs Info

  • JPMorgan Nasdaq Equity Premium Income ETF 0.35%
  • iShares iBoxx $ Investment Grade Corporate Bond ETF 0.14%
  • Vanguard Mega Cap Growth Index Fund ETF Shares 0.07%
  • Global X Defense Tech ETF 0.50%
  • VanEck Semiconductor ETF 0.35%
  • Vanguard Growth Index Fund ETF Shares 0.04%
  • Weighted costs total (per year) 0.17%

Costs are the one area that doesn’t need a fire extinguisher. A total TER of 0.17% is actually impressively low for a portfolio that includes niche themes and an options-based income ETF. The Global X defense fund at 0.50% is the diva of the group, and the Nasdaq income and semi funds aren’t exactly cheap either, but the Vanguard cores drag the average back down in a good way. Overall, this is more “economy with a couple of premium add-ons” than first-class waste. Fees aren’t the villain here — the structure and concentration are.

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