Growth-focused portfolio with high exposure to tech and US equities

Report created on Aug 4, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio is heavily weighted towards US equities, specifically within the technology sector, through its allocation in the Vanguard S&P 500 ETF, Invesco QQQ Trust, and Schwab U.S. Dividend Equity ETF. The concentration in these ETFs indicates a growth-oriented strategy, albeit with low diversification across asset classes and geographies. The portfolio's diversification score reflects this focus, underscoring a significant commitment to the US market and particularly to large and mega-cap stocks.

Growth Info

Historically, this portfolio has shown a Compound Annual Growth Rate (CAGR) of 15.14%, with a maximum drawdown of -31.91%. This performance suggests resilience in growth despite market volatilities, largely attributable to the portfolio's tech-heavy composition. The days contributing most to returns highlight the impact of short-term gains, suggesting a reliance on market momentum, particularly within the tech sector.

Projection Info

Monte Carlo simulations, which use historical data to project future outcomes, suggest a wide range of potential portfolio values. With a median projected increase of 604.2%, the simulations indicate a strong potential for growth. However, the wide spread between the 5th and 67th percentiles (134.6% to 867.2%) also underscores the portfolio's risk level, driven by its concentration in high-volatility sectors.

Asset classes Info

  • Stocks
    100%

The entire portfolio is invested in stocks, with no allocation to other asset classes like bonds or real estate. This singular focus enhances growth potential but also increases susceptibility to market downturns. Diversifying across asset classes could mitigate risk without necessarily compromising long-term growth prospects.

Sectors Info

  • Technology
    33%
  • Consumer Discretionary
    11%
  • Health Care
    10%
  • Telecommunications
    10%
  • Financials
    9%
  • Consumer Staples
    9%
  • Industrials
    7%
  • Energy
    7%
  • Utilities
    2%
  • Basic Materials
    2%
  • Real Estate
    1%

The technology sector dominates the portfolio, representing a third of the investment. While this sector has historically offered substantial growth, it also exposes the portfolio to higher volatility. The presence of consumer cyclicals, healthcare, and communication services provides some balance, but the overall sectoral concentration may amplify risk during sector-specific downturns.

Regions Info

  • North America
    99%
  • Europe Developed
    1%

With 99% of assets allocated in North America, primarily the US, the portfolio's geographic exposure is narrowly focused. This concentration benefits from the robust performance of the US market but limits exposure to potential growth in developed European markets or emerging markets, which could offer diversification benefits.

Market capitalization Info

  • Large-cap
    40%
  • Mega-cap
    37%
  • Mid-cap
    20%
  • Small-cap
    2%

The portfolio's emphasis on big and mega-cap stocks (77% combined) aligns with its growth and stability goals. However, the minimal exposure to small and micro-cap stocks limits potential for outsized returns from smaller companies' growth. Adjusting this balance could enhance returns while introducing manageable risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Given the portfolio's current asset allocation, optimizing for the Efficient Frontier could enhance the risk-return profile. This might involve adjusting the balance between growth-focused and dividend-paying assets or introducing new asset classes. However, it's essential to remember that "efficiency" aims for the best risk-return ratio within the existing portfolio framework, not diversification or other goals.

Dividends Info

  • Invesco QQQ Trust 0.50%
  • Schwab U.S. Dividend Equity ETF 3.90%
  • Vanguard S&P 500 ETF 1.20%
  • Weighted yield (per year) 1.70%

The dividend yield of 1.70% contributes to the portfolio's total return, with the Schwab U.S. Dividend Equity ETF offering a substantial 3.90% yield. While dividends are not the primary focus of this growth-oriented portfolio, they provide a steady income stream and can offer some cushion during market dips.

Ongoing product costs Info

  • Invesco QQQ Trust 0.20%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.08%

The portfolio benefits from low overall costs (Total TER of 0.08%), which supports long-term growth by minimizing drag on returns. The Vanguard S&P 500 ETF's exceptionally low fee is notable for cost efficiency, contributing positively to net performance.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey