This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A high-octane ride with bitcoin and momentum stocks, diversification need not apply

Report created on Aug 12, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

This portfolio is like that friend who only orders spicy food and then complains about heartburn. With 60% in a S&P 500 Momentum ETF, it's like betting on the fastest horse but forgetting the race changes every year. Then, throwing 20% into small-cap value and another 20% into Bitcoin is like mixing hot sauce with your morning coffee — bold, but questionable for your financial health. This is less of a diversified portfolio and more of a thrill-seeker's bet on market extremes.

Growth Info

With a CAGR of 39.52%, this portfolio has been on a tear, like a rocket strapped to another, slightly smaller rocket. But with a max drawdown of -21.60% and 90% of returns coming from 16 days, it's as stable as a three-legged chair. While past performance is like yesterday’s weather — helpful but not exactly prophetic — these numbers scream "roller coaster," not "retirement plan."

Projection Info

Monte Carlo simulations suggest you could end up a millionaire or just mildly richer, with a spread from 1,516.9% to a staggering 23,374.9%. While Monte Carlo sounds fancy — like gambling in Monaco — it's really just a way to say "educated guesswork." Betting the farm on this portfolio’s forward projection is like planning your retirement around winning the lottery. Fun to dream, but don’t pack your bags for the millionaire's club just yet.

Asset classes Info

  • Stocks
    80%
  • Other
    20%

With 80% in stocks and 20% in "other" (read: Bitcoin), this portfolio treats asset classes like a picky eater at a buffet. It’s all in on the main course, with a side of speculative assets, leaving bonds, real estate, and international equity untouched. This approach misses out on the stabilizing effects of a more balanced meal, making your financial stomach prone to upset during market downturns.

Sectors Info

  • Financials
    17%
  • Technology
    16%
  • Consumer Discretionary
    12%
  • Telecommunications
    9%
  • Industrials
    9%
  • Consumer Staples
    6%
  • Energy
    4%
  • Health Care
    2%
  • Utilities
    2%
  • Basic Materials
    1%
  • Real Estate
    1%

The sector allocation feels like someone spun a wheel and made investment decisions where it landed. Heavy on financial services and tech but barely acknowledging healthcare or utilities, it’s like building a sports team entirely out of quarterbacks and wide receivers. Sure, it might score big, but it's also going to get sacked. A lot.

Regions Info

  • North America
    79%

With 79% in North America, this portfolio is like a tourist who refuses to leave the hotel. There's a whole world of investment opportunities out there, but this portfolio is content to sunbathe in the familiar glow of American stocks. This home bias could leave you vulnerable to regional economic downturns and miss out on global growth.

Market capitalization Info

  • Mega-cap
    32%
  • Large-cap
    20%
  • Micro-cap
    10%
  • Small-cap
    9%
  • Mid-cap
    8%

With a mix of mega, big, micro, and small caps, the portfolio tries to cover all bases but ends up playing favorites. It's like having a diverse group of friends but only hanging out with the richest or the most volatile. This approach can lead to imbalance, as the heavyweights overshadow the potential growth of smaller companies, and the wild swings of micro caps threaten overall stability.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk-return optimization of this portfolio is akin to trying to balance on a seesaw by yourself. You might find a sweet spot momentarily, but it’s not sustainable. The heavy tilt towards high-growth, high-volatility assets without a cushion of lower-risk investments means you’re always one bad day away from a portfolio faceplant. Seeking a more efficient frontier is recommended unless you enjoy financial acrobatics without a net.

Dividends Info

  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Weighted yield (per year) 0.70%

With a total yield of 0.70%, this portfolio isn’t exactly a dividend investor's dream. It's like expecting a gourmet meal and getting a fast-food burger. Sure, it might satisfy your hunger (for growth), but don’t count on it for a steady income stream. If you’re looking for your investments to pay you back regularly, this lineup won’t be much help.

Ongoing product costs Info

  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Weighted costs total (per year) 0.18%

On the bright side, the total expense ratio (TER) of 0.18% is like finding a luxury car with economy pricing — surprisingly affordable for what’s on offer. It’s one of the few areas where this portfolio doesn’t go overboard. Low costs are crucial for long-term growth, so at least you won’t bleed money on fees while you’re riding the financial equivalent of a roller coaster.

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