Growth focused portfolio blending mainstream equities with high octane innovation and bitcoin exposure

Report created on Jul 18, 2024

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio is almost entirely growth oriented, with 85% in stocks and 15% in bitcoin, and zero bonds or cash-like assets. The equity side mixes broad market index funds, high growth innovation funds, small cap value, quality “wide moat” companies, and a dividend tilt. This structure leans heavily toward capital appreciation rather than stability or income. That’s relevant because the lack of defensive assets means bigger swings in value, especially when markets get rough. As a general takeaway, this kind of mix suits an investor who’s okay with volatility and wants higher long‑term upside, but it may feel uncomfortable for someone needing steadier short‑term outcomes or capital preservation.

Growth Info

Over the recent period, $1,000 grew to about $1,346, for a portfolio CAGR of 14.47%. CAGR, or compound annual growth rate, is like the average yearly “speed” of your money over the whole trip. This trailed both the US market and global market by roughly 0.8–1.1 percentage points, while taking a slightly deeper max drawdown of -21.17% versus about -17% to -19% for the benchmarks. That tradeoff—similar or higher volatility with slightly lower return in this window—matters because it tests whether the extra complexity and bitcoin risk are being rewarded. It’s still a solid result, but it shows that adding risk isn’t guaranteed to beat simple broad market exposure.

Asset classes Info

  • Stocks
    85%
  • Crypto
    15%

Asset allocation is highly equity and crypto heavy, with 85% in stocks and 15% in bitcoin, and no bonds. Compared to many broad “growth” benchmarks that still hold some bonds or cash, this is an aggressive stance. The upside is strong participation in equity and crypto bull markets, which is great if the goal is maximum long‑run growth. The downside is limited cushioning in major drawdowns, since there’s nothing in the mix that typically ziggs when stocks and bitcoin zag. As a general guideline, investors closer to needing the money often prefer at least a small allocation to stabilizing assets to smooth the ride and reduce sequence‑of‑returns risk.

Sectors Info

  • Technology
    25%
  • Financials
    14%
  • Consumer Discretionary
    10%
  • Health Care
    8%
  • Telecommunications
    8%
  • Industrials
    7%
  • Consumer Staples
    6%
  • Energy
    4%
  • Basic Materials
    2%
  • Utilities
    1%
  • Real Estate
    1%

This breakdown covers the equity portion of your portfolio only.

Sector exposure is led by technology at 25%, with meaningful allocations to financials, consumer discretionary, health care, telecom, and industrials, and smaller weights elsewhere. This looks reasonably diversified across the economy, but the presence of NASDAQ 100, S&P 500, ARK funds, and bitcoin creates an overall “growth and innovation” flavor, even if the sector pie chart seems balanced. Sector mix matters because certain areas, especially tech and high‑growth names, tend to be more sensitive to interest rates and sentiment shifts. When rates rise or markets rotate into “safer” stocks, this kind of tilt can see sharper pullbacks. Being aware of that helps set expectations during choppy macro environments.

Regions Info

  • North America
    74%
  • Europe Developed
    5%
  • Asia Emerging
    2%
  • Asia Developed
    2%
  • Japan
    2%

This breakdown covers the equity portion of your portfolio only.

Geographically, about 74% of exposure is in North America, with relatively small slices across developed Europe, Japan, developed Asia, and emerging Asia. Compared with global equity benchmarks—where US weight is high but not this dominant—this is a clear home bias toward the US. That’s been a tailwind in the last decade as US stocks outperformed many regions, and the alignment with US market leadership is a positive. However, it also means results are heavily tied to how the US economy and markets evolve. Investors seeking more diversification of political, currency, and economic risk sometimes lean toward a larger non‑US component, so shocks in one region don’t dominate the entire portfolio.

Market capitalization Info

  • Mega-cap
    30%
  • Large-cap
    23%
  • Mid-cap
    19%
  • Small-cap
    7%
  • Micro-cap
    5%

This breakdown covers the equity portion of your portfolio only.

By market cap, the portfolio holds a solid base in mega‑ and large‑cap companies (over 50% combined), but it also meaningfully includes mid‑, small‑, and even micro‑cap names. This blend is great for diversification across company sizes and aligns well with evidence that smaller caps can deliver higher long‑term returns, though with bumpier paths. The explicit small cap value and small cap cash‑flow funds reinforce that tilt. The tradeoff: when markets panic or liquidity tightens, smaller stocks can drop faster and recover more unevenly. For someone comfortable with volatility and looking for extra growth potential, this size spread is generally a strength rather than a weakness.

True holdings Info

  • Grayscale Bitcoin Mini Trust (BTC)
    15.00%
    Part of fund(s):
    • iShares Bitcoin Trust
  • Berkshire Hathaway Inc
    5.31%
    Part of fund(s):
    • Vanguard S&P 500 ETF
    Direct holding 5.00%
  • NVIDIA Corporation
    2.75%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Vanguard S&P 500 ETF
  • Apple Inc
    2.44%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Vanguard S&P 500 ETF
  • Tesla Inc
    1.97%
    Part of fund(s):
    • ARK Innovation ETF
    • ARK Next Generation Internet ETF
    • Invesco NASDAQ 100 ETF
    • LS 1x Tesla Tracker ETP Securities GBP
    • Vanguard S&P 500 ETF
  • Microsoft Corporation
    1.85%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Vanguard S&P 500 ETF
  • Amazon.com Inc
    1.37%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Vanguard S&P 500 ETF
  • Alphabet Inc Class C
    1.15%
    Part of fund(s):
    • ARK Next Generation Internet ETF
    • Invesco NASDAQ 100 ETF
    • Vanguard S&P 500 ETF
  • Alphabet Inc Class A
    1.14%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Vanguard S&P 500 ETF
  • Meta Platforms Inc.
    1.02%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Vanguard S&P 500 ETF
  • Top 10 total 34.00%

This breakdown covers the equity portion of your portfolio only.

Looking through the ETFs, bitcoin stands out as a full 15% single exposure, plus Berkshire at just over 5% when you include ETF holdings. Mega-cap growth names like NVIDIA, Apple, Tesla, Microsoft, Amazon, Alphabet, and Meta all show up across multiple funds, creating hidden concentration in the biggest US tech and tech‑adjacent companies. This overlap is likely understated because only ETF top‑10 holdings are counted. That matters because, during a tech downturn, several of your ETFs could decline together more than their individual weights suggest. In general, when multiple funds own the same giants, overall diversification is lower than it looks on the surface, even if ticker count is high.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 100%
Size
Exposure to smaller companies
High
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 100%
Quality
Preference for financially healthy companies
Neutral
Data availability: 100%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 95%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

Factor exposure is fairly balanced, with almost all factors around “neutral,” meaning close to broad market averages. The one mild standout is size at 61%, indicating a slight tilt toward smaller companies versus a pure large‑cap index. Factor exposure is basically how much your portfolio leans into characteristics like value, momentum, quality, or low volatility—think of them as underlying “personalities” of the holdings. A nearly neutral profile means behavior should roughly resemble a broad global market, with only modest style quirks. This is positive for diversification and reduces the risk that performance is overly dependent on a single style, like pure value or pure momentum, going in or out of favor.

Risk contribution Info

  • iShares Bitcoin Trust
    Weight: 15.00%
    30.3%
  • Vanguard S&P 500 ETF
    Weight: 20.00%
    14.2%
  • Invesco NASDAQ 100 ETF
    Weight: 15.00%
    13.4%
  • ARK Innovation ETF
    Weight: 5.00%
    9.1%
  • ARK Next Generation Internet ETF
    Weight: 5.00%
    8.4%
  • Top 5 risk contribution 75.4%

Risk contribution shows how much each holding drives overall volatility, which can differ a lot from its weight. Bitcoin is 15% of the portfolio but contributes about 30% of the risk, meaning it’s punching at double its size. ARK Innovation and ARK Next Generation Internet are only 5% each, yet each contributes more than 8% of total risk, thanks to their high volatility. This is a classic case where a few positions dominate the emotional ride. If the goal is to keep the same growth orientation but tame the swings, trimming or resizing the highest risk/weight positions can bring the risk profile closer to what the weightings alone might suggest.

Redundant positions Info

  • Invesco NASDAQ 100 ETF
    Vanguard S&P 500 ETF
    High correlation

Correlation measures how assets move together, from -1 (perfect opposite) to +1 (in lockstep). The S&P 500 ETF and NASDAQ 100 ETF show a very high correlation of 0.96, meaning they behave very similarly day to day. Holding both still has benefits—slightly different sector mixes and company weights—but the diversification boost is limited. When markets fall, these two will likely drop at almost the same time and magnitude. In practice, if someone wants to simplify without changing the overall US growth tilt too much, looking at whether both are needed is reasonable. Lower‑correlation pairings usually offer better “shock absorption” in stressed markets.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk vs. return analysis shows the current portfolio has a Sharpe ratio of 0.78, while the optimal mix of the same holdings reaches 1.12 at lower risk. The Sharpe ratio is a simple way to gauge return per unit of volatility—higher is better. Your current setup sits about 3.4 percentage points below the efficient frontier at its risk level, meaning there’s room to improve the risk/return tradeoff just by reweighting, without changing the lineup. The minimum variance and max‑Sharpe portfolios both deliver similar or only slightly lower returns with much less risk. Re‑tilting toward those mixes could keep the growth focus while smoothing the ride noticeably.

Dividends Info

  • ARK Next Generation Internet ETF 2.00%
  • Avantis® U.S. Small Cap Value ETF 1.40%
  • Pacer US Small Cap Cash Cows 100 ETF 1.50%
  • Pacer US Cash Cows 100 ETF 2.10%
  • VanEck Morningstar Wide Moat ETF 1.50%
  • Invesco NASDAQ 100 ETF 0.50%
  • Schwab U.S. Dividend Equity ETF 2.60%
  • Vanguard S&P 500 ETF 0.90%
  • Vanguard Total International Stock Index Fund ETF Shares 3.00%
  • Weighted yield (per year) 1.11%

The portfolio’s overall dividend yield is about 1.11%, which is modest and consistent with a growth‑oriented approach. Some holdings, like the dividend equity ETF and international index fund, contribute more income, while the innovation and NASDAQ ETFs pay very little. Dividends matter more for investors who want regular cash flow or reinvested income as a significant part of total return. Here, capital gains are clearly the primary driver, with dividends playing a supporting role. For someone still in an accumulation phase, this lower yield can be perfectly fine, especially when the reinvested dividends from broad, low‑cost funds quietly boost long‑term compounding in the background.

Ongoing product costs Info

  • ARK Innovation ETF 0.75%
  • ARK Next Generation Internet ETF 0.87%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Pacer US Small Cap Cash Cows 100 ETF 0.59%
  • Pacer US Cash Cows 100 ETF 0.49%
  • iShares Bitcoin Trust 0.12%
  • VanEck Morningstar Wide Moat ETF 0.47%
  • Invesco NASDAQ 100 ETF 0.15%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.23%

The blended total expense ratio of about 0.23% is impressively low, especially given the inclusion of several higher‑fee active and thematic ETFs. Low costs are one of the few things investors can control directly, and every 0.1% saved each year compounds meaningfully over decades. The core index funds (S&P 500, total international, Schwab dividend) are extremely cheap and do a lot of heavy lifting here, offsetting the pricier ARK and specialized strategies. Overall, this cost structure is a genuine strength and closely aligned with best practices for long‑term investing: keep the bulk of assets in low‑fee, diversified vehicles and be selective with higher‑cost satellites.

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