A balanced and broadly diversified portfolio with a strong focus on technology and North American markets

Report created on Aug 16, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio predominantly comprises three iShares ETFs, focusing on global, NASDAQ 100, and emerging markets equities. With 75% allocated to a core MSCI World ETF, 15% to a NASDAQ 100 ETF, and the remaining 10% to an MSCI Emerging Markets ETF, it demonstrates a strategic emphasis on diversified global equities with a significant tilt towards technology and U.S. markets. This composition suggests a balanced approach, aiming to capture growth across developed and emerging markets while maintaining a substantial allocation to stable, high-performing sectors.

Growth Info

Historical performance analysis shows a Compound Annual Growth Rate (CAGR) of 14.02%, with a maximum drawdown of -25.88%. This indicates a strong growth trajectory, albeit with significant volatility, as evidenced by the concentrated days contributing to most returns. Such performance is typical of equity-heavy portfolios, especially those with substantial allocations to sectors like technology, which can experience rapid growth and sharp corrections.

Projection Info

Forward projections, based on Monte Carlo simulations, suggest a wide range of potential outcomes, emphasizing the inherent uncertainty in equities investing. The simulations indicate a median increase of 505.6% in portfolio value, with a high degree of variability. This underscores the importance of maintaining a long-term perspective and being prepared for fluctuations in the short to medium term.

Asset classes Info

  • Stocks
    100%

The entire portfolio is invested in stocks, making it highly susceptible to market volatility. While this can offer higher returns, especially in bullish markets, it also exposes investors to significant downturns during market corrections. Diversifying across different asset classes could mitigate some of this risk, providing a more stable return profile over time.

Sectors Info

  • Technology
    29%
  • Financials
    12%
  • Consumer Discretionary
    9%
  • Telecommunications
    9%
  • Industrials
    9%
  • Health Care
    8%
  • Consumer Staples
    5%
  • Energy
    3%
  • Basic Materials
    2%
  • Utilities
    2%
  • Real Estate
    2%

Sector allocation is heavily weighted towards technology, financial services, and consumer cyclicals, making the portfolio particularly sensitive to economic cycles and sector-specific trends. While technology has been a strong performer, diversification across additional sectors could reduce volatility and protect against sector-specific downturns.

Regions Info

  • North America
    72%
  • Europe Developed
    12%
  • Asia Emerging
    5%
  • Japan
    4%
  • Asia Developed
    4%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographic exposure is heavily skewed towards North America, particularly the U.S., reflecting a common bias in global investing. While this has historically provided strong returns, increasing exposure to other regions could offer benefits from global economic growth and reduce geographical concentration risk.

Market capitalization Info

  • Mega-cap
    50%
  • Large-cap
    34%
  • Mid-cap
    15%

The portfolio's focus on mega and big cap stocks suggests a preference for established, large companies, likely to offer stability and consistent returns. However, incorporating medium and potentially small-cap stocks could enhance growth prospects and diversification, albeit with increased risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing this portfolio could involve adjusting allocations to enhance the risk-return profile. Employing the Efficient Frontier concept could identify a mix of assets that offers the highest expected return for a given level of risk. However, it's essential to recognize that optimization based on historical data does not guarantee future performance.

Ongoing product costs Info

  • iShares NASDAQ 100 UCITS ETF USD (Acc) 0.36%
  • iShares MSCI EM UCITS ETF USD (Acc) 0.18%
  • iShares Core MSCI World UCITS ETF USD (Acc) 0.20%
  • Weighted costs total (per year) 0.22%

With a total expense ratio (TER) of 0.22%, the portfolio is cost-efficient, which is crucial for long-term growth. Keeping costs low enhances net returns, a vital consideration for any investor looking to maximize their investment's growth potential over time.

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