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Efficient global equity portfolio with strong tech tilt and US focus delivering high recent returns

Report created on Jul 3, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is very simple: three equity ETFs make up 100% of the holdings. Around 60% sits in a global equity fund, 30% in a broad US market fund, and 10% in an emerging markets fund. That structure means the core exposure is “own the world,” with an extra lean toward the US and a dedicated slice to emerging economies. A compact line-up like this is easy to track and understand, and it naturally moves closely with global stock markets. The mix also shows a clear choice to stay fully invested in equities rather than mixing in bonds or cash, so day‑to‑day ups and downs will broadly reflect stock market conditions.

Growth Info

Over the period from late 2023 to mid‑2026, a hypothetical €1,000 in this portfolio grew to about €1,695. That translates into a compound annual growth rate (CAGR) of 21.77%, which is slightly ahead of both the US market and the broad global market benchmarks shown. CAGR is like average speed on a long drive, smoothing out bumps along the way. The portfolio also experienced a sizeable maximum drawdown of about -21.7%, with a drop and full recovery taking several months. This pattern—strong gains with notable but manageable pullbacks—is typical of an all‑equity mix and highlights how returns and volatility tend to travel together.

Projection Info

The Monte Carlo projection uses many random “what if” paths based on historical data to estimate future ranges. It takes past returns and volatility, shuffles them thousands of times, and shows where a €1,000 stake might land after 15 years. The median outcome here is about €2,830, with a broad middle range between roughly €1,804 and €4,215. There is also a wide possible band from about breaking even to very strong growth. This spread underlines that even when the average annualized return across simulations looks attractive, individual paths can vary a lot. All projections are guesses built on history, so they show possibilities, not promises.

Asset classes Info

  • Stocks
    100%

All of this portfolio sits in one asset class: stocks. There is no allocation to bonds, cash, or alternative assets. An equity‑only structure tends to offer higher long‑term growth potential but also sharper swings over shorter periods, because there’s nothing in the mix designed to buffer market falls. Compared with a more blended portfolio that holds bonds or cash, this setup will usually rise more in strong markets and fall more when stocks struggle. The “Balanced” risk classification here reflects how the portfolio behaves within an equity universe, but in practical terms it is still a pure stock exposure, which is important to keep in mind.

Sectors Info

  • Technology
    36%
  • Financials
    14%
  • Industrials
    9%
  • Consumer Discretionary
    9%
  • Telecommunications
    9%
  • Health Care
    7%
  • Consumer Staples
    4%
  • Energy
    3%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    2%

Sector-wise, the portfolio leans heavily toward technology at around 36%, well above what a completely neutral global mix would typically show. The rest is spread across financials, industrials, consumer areas, telecoms, health care, and smaller slices of energy, materials, utilities, and real estate. A big tech allocation often boosts growth when innovation and digital platforms are driving markets, but it can also mean sharper moves when interest rates rise or sentiment turns against high‑growth companies. The breadth across other sectors is still reasonable, which helps avoid being a single‑theme portfolio, but the tech tilt is clearly a defining feature of how this mix behaves.

Regions Info

  • North America
    69%
  • Europe Developed
    9%
  • Asia Developed
    9%
  • Asia Emerging
    6%
  • Japan
    3%
  • Latin America
    1%
  • Africa/Middle East
    1%
  • Australasia
    1%

Geographically, about 69% of the portfolio is tied to North America, with the rest spread across developed Europe and Asia, Japan, emerging Asia, Latin America, Africa/Middle East, and Australasia. This US‑heavy tilt is broadly consistent with global market value, where US companies represent a large share. It means performance is strongly influenced by one major economy and currency, but there is still meaningful exposure to other regions. Compared with a strictly market‑cap global index, the overall alignment is reasonably close, which is helpful for diversification. The presence of emerging markets adds an extra growth‑oriented element that may move differently from developed markets at times.

Market capitalization Info

  • Mega-cap
    49%
  • Large-cap
    32%
  • Mid-cap
    15%
  • Small-cap
    1%

By company size, the portfolio is dominated by mega‑cap and large‑cap stocks, together making up more than 80% of the exposure. Mid‑caps add another meaningful slice, while small‑caps are only a tiny fraction. Larger companies often provide more stability and liquidity, as they tend to be well‑established businesses with diversified operations. Smaller firms can offer higher growth potential but usually come with more volatility and bigger price swings. This size mix therefore tilts toward the more stable end of the equity spectrum while still keeping a bit of exposure to the mid‑cap growth engine. It also closely mirrors the way most broad global indices are constructed.

True holdings Info

  • NVIDIA Corporation
    5.30%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Apple Inc.
    4.78%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Microsoft Corporation
    3.38%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Amazon.com Inc
    2.74%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    2.36%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • iShares Core MSCI Emerging Markets IMI UCITS
  • Alphabet Inc Class A
    2.27%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Broadcom Inc
    2.15%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Alphabet Inc Class C
    1.86%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Meta Platforms Inc.
    1.44%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Tesla Inc
    1.28%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Top 10 total 27.57%

Looking through the ETFs, the biggest underlying exposures are to a familiar group of global giants such as NVIDIA, Apple, Microsoft, Amazon, and others. These companies together account for a noticeable share of the portfolio, even though none is held directly. Several of these names appear in more than one ETF, which creates overlap: a single company can influence results more than any one fund holding might suggest. Because only the top‑10 ETF holdings are captured, this overlap is likely understated. Still, the data clearly show a concentration in large, technology‑driven firms, which helps explain both the strong recent performance and the tech sector tilt.

Risk contribution Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    Weight: 60.00%
    59.0%
  • State Street SPDR S&P 500 UCITS ETF (Acc)
    Weight: 30.00%
    31.3%
  • iShares Core MSCI Emerging Markets IMI UCITS
    Weight: 10.00%
    9.7%

Risk contribution shows how much each position drives overall ups and downs, which can differ from simple weights. Here, the global equity ETF at 60% weight contributes about 59% of the risk, the US ETF at 30% contributes roughly 31%, and the emerging markets ETF at 10% adds about 10%. Those numbers are almost proportional to their sizes, indicating there isn’t a single holding dramatically amplifying risk relative to its weight. All three positions together account for essentially 100% of portfolio volatility, which is expected in such a concentrated line‑up. This close alignment between weight and risk contribution suggests position sizing is broadly balanced for this specific mix.

Redundant positions Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    State Street SPDR S&P 500 UCITS ETF (Acc)
    High correlation

The correlation data show that the US equity ETF and the global equity ETF have moved almost identically over the period. Correlation is a measure of how assets move together: a reading near 1 means they often rise and fall in sync. Highly correlated holdings still diversify individual company risk, but they may not cushion broad market shocks much. In this portfolio, the strong link between these two funds means they behave like a single block of developed‑market equities. The emerging markets ETF likely offers somewhat different behaviour, but with only a 10% weight, its ability to pull the aggregate in a different direction is naturally limited.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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The efficient frontier chart compares the current mix with the best possible combinations of these same three ETFs. The portfolio sits on or very close to the frontier, with a Sharpe ratio—a measure of return per unit of risk—of 1.23. The optimal and minimum‑variance mixes have slightly higher Sharpe ratios, but the differences are modest. Being near the frontier means that, given these exact building blocks, the current allocation is already using them efficiently from a risk‑versus‑return perspective. Any potential gains from reweighting would likely be incremental rather than transformational, which is a positive sign for the portfolio’s current structure.

Ongoing product costs Info

  • iShares Core MSCI Emerging Markets IMI UCITS 0.18%
  • State Street SPDR S&P 500 UCITS ETF (Acc) 0.03%
  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF 0.12%
  • Weighted costs total (per year) 0.10%

The total ongoing fund cost (TER) for this portfolio is about 0.10% per year, which is impressively low by industry standards. TER is the annual fee charged by a fund, expressed as a percentage—like paying €0.10 each year for every €100 invested. Low costs matter because they come off returns every year, and those small differences compound over time. Here, each ETF is an inexpensive index product, and together they keep overall costs well below many actively managed alternatives. This cost discipline is a strong structural feature: it leaves more of any market return in the investor’s hands and supports better long‑term compounding.

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