Roast mode 🔥

A tech-heavy rollercoaster with a sprinkle of global diversity for flavor

Report created on Jul 27, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio screams "I love tech and I'm not afraid to show it," with a whopping 50% in a world stock ETF that's presumably balanced but then torpedoed by a 20% tech ETF obsession. It's like ordering a salad to feel healthy and then dousing it in ranch. With emerging markets, small-cap growth, and a dash of ARK's innovation for dessert, you've got a mix that's both globally diversified and oddly concentrated. It's like planning a world tour but spending half your time in Silicon Valley.

Growth Info

With a CAGR of 13.62%, it's like your portfolio is sprinting, but then you realize it's because it's being chased by its own volatility shadow. A max drawdown of -35.08% is the financial equivalent of a horror movie jump scare — scary but expected given your tech-heavy, rollercoaster allocation. And relying on 29 days for 90% of your returns? That's less investing and more praying for those few magical days when the stock market gods are in a good mood.

Projection Info

Monte Carlo simulations are like those choose-your-own-adventure books, but for your financial future. Your portfolio's simulation is a wild ride with a 427.6% median increase — sounds dreamy until you remember it's a simulation, not a promise. The range from a slight loss to nearly 700% gain is like predicting weather in the Midwest: wait five minutes, and it'll change. Betting the farm on high-tech and innovation might leave you a millionaire or just milking cows for a living.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

If asset classes were a party, stocks are hogging the dance floor in your portfolio with a 99% allocation. Cash is awkwardly standing at the bar with 1%, probably wondering if it was even supposed to be invited. This stock party might be fun until the cops (market downturn) show up, and you realize maybe inviting some bonds or real estate for balance wouldn't have been such a bad idea.

Sectors Info

  • Technology
    39%
  • Financials
    14%
  • Industrials
    9%
  • Consumer Discretionary
    9%
  • Health Care
    8%
  • Telecommunications
    7%
  • Consumer Staples
    4%
  • Basic Materials
    3%
  • Energy
    3%
  • Real Estate
    2%
  • Utilities
    2%

Your portfolio's love affair with technology (39%) is like dating someone who's exciting but might set your kitchen on fire. Financial services and industrials are the stable friends (14% and 9%, respectively), but they're overshadowed by your tech obsession. It's a sector spread that says, "I believe in the future," but forgets that even the future can have bad days.

Regions Info

  • North America
    67%
  • Asia Emerging
    10%
  • Europe Developed
    8%
  • Asia Developed
    7%
  • Japan
    3%
  • Africa/Middle East
    2%
  • Latin America
    2%
  • Australasia
    1%

With 67% in North America, your portfolio is like a tourist who says they love to travel but only goes to Canada. Emerging Asia and developed Europe are like those exotic trips you plan but never take. It's globally diversified on paper, but with such a heavy home bias, it's like claiming you're adventurous because you once tried sushi in Omaha.

Market capitalization Info

  • Mega-cap
    40%
  • Large-cap
    26%
  • Mid-cap
    19%
  • Small-cap
    11%
  • Micro-cap
    3%

Your market cap allocation is like a middle school dance: lots of big and medium players, with a few small and micro caps lingering awkwardly on the sidelines. Mega caps (40%) dominate, which isn't surprising given your tech tilt. It's a classic case of playing it somewhat safe with the big kids while pretending you're into indie bands because you once listened to a small-cap ETF.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Your portfolio's risk-return trade-off is like trying to balance on a high-tech hoverboard. Sure, it looks cool, and when it works, you're cruising. But one pebble (market downturn) in your path, and you could be eating pavement. The Efficient Frontier is about finding that sweet spot between risk and return, and right now, it feels like you're leaning a bit too much on the risk side without a helmet.

Dividends Info

  • iShares Core MSCI Emerging Markets ETF 3.00%
  • Vanguard Small-Cap Growth Index Fund ETF Shares 0.50%
  • Vanguard Information Technology Index Fund ETF Shares 0.50%
  • Vanguard Total World Stock Index Fund ETF Shares 1.70%
  • Weighted yield (per year) 1.45%

Your dividend yield strategy is like expecting a gourmet meal at a fast-food joint. Yes, there's some yield here, but at 1.45%, it's more of a snack than a steady income stream. It's clear dividends are not the main course in your growth-focused feast, but even growth investors can appreciate a little cash flow garnish on the side.

Ongoing product costs Info

  • ARK Innovation ETF 0.75%
  • iShares Core MSCI Emerging Markets ETF 0.09%
  • Vanguard Small-Cap Growth Index Fund ETF Shares 0.07%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.11%

At an overall cost of 0.11%, your portfolio is like finding a designer dress at thrift store prices — surprisingly cost-effective. ARK Innovation is the priciest piece of your wardrobe at 0.75%, but considering your tech glamour, it's like paying extra for those statement shoes. Just remember, even cheap fees add up if the performance doesn't strut down the runway as expected.

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