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A portfolio that thinks diversification is a buffet but only loads up on carbs and risky appetizers

Report created on May 30, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

Diving into this portfolio feels like watching someone try to balance on a unicycle while juggling fire. With over 40% parked in almost cash-like treasury ETFs and the rest in high-octane leveraged ETFs and a single stock, it's like you're preparing for both a nap and the apocalypse simultaneously. The "moderately diversified" claim is as convincing as a two-dollar bill. It’s more a game of extreme contrasts than a thought-out strategy.

Growth Info

Historically, this portfolio has been on a rollercoaster that only goes up during a hurricane. Sure, a CAGR of 20.16% sounds fantastic until you realize it's like saying you survived a shark attack unscathed but forget to mention the psychological trauma and the constant fear of bathtubs thereafter. The -41.43% max drawdown is a heart attack in numerical form, and the fact that 90% of returns came from 22 days is like winning the lottery but forgetting where you put the ticket.

Projection Info

Monte Carlo simulations are like a weather forecast for your money, and this portfolio's forecast ranges from a sunny day to a category 5 hurricane. A 76.9% value at the 5th percentile is the financial equivalent of hiding under the bed during a storm, hoping the roof doesn’t come off. While the high-end projections look like you're sailing to the Bahamas, remember, simulations are as certain as a 7-day weather forecast – useful but not a guarantee.

Asset classes Info

  • Stocks
    50%
  • Cash
    49%
  • Bonds
    1%

The asset class allocation here screams identity crisis. With half the portfolio in stocks (well, if you count leveraged ETFs as stocks) and the other half in what's essentially a glorified savings account, it's like wearing a tuxedo on top and swim trunks on the bottom. The attempt at safety with treasury bonds and the gamble on leveraged funds is an odd couple that sitcoms wouldn't touch.

Sectors Info

  • Technology
    33%
  • Telecommunications
    5%
  • Consumer Discretionary
    5%
  • Health Care
    3%
  • Financials
    3%
  • Industrials
    2%
  • Consumer Staples
    2%
  • Utilities
    1%
  • Energy
    1%
  • Basic Materials
    1%

Ah, the sector allocation, where technology takes the throne, and the rest are just court jesters. With a third of the portfolio in tech, it's like betting on black because it hit once. But remember, the roulette wheel has no memory. The smattering across other sectors feels like throwing darts blindfolded – sure, you might hit something, but it’s not strategy; it’s luck.

Regions Info

  • North America
    41%
  • Asia Emerging
    16%

This portfolio has a clear favorite child: North America, with a side glance at Asia Emerging. It's like planning a world tour but only visiting Canada and Japan. Ignoring Europe, Latin America, and other parts of Asia is like saying you're a foodie because you've eaten at McDonald's in two countries. Global diversification isn’t just a fancy term; it’s a buffer against regional downturns.

Market capitalization Info

  • Mega-cap
    33%
  • Large-cap
    12%
  • Mid-cap
    5%

The market cap spread is like a middle school dance: all the action is with the mega-caps, a few brave souls in the big cap zone, and the medium caps standing awkwardly by the punch bowl. Small caps didn’t even get an invite. This approach misses out on the growth potential and diversification benefits that smaller companies can offer.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The Efficient Frontier is like the holy grail of investment balance, and this portfolio is on a different map altogether. An optimal portfolio offering a 2.78% expected return for the same level of risk suggests you're currently riding with square wheels. It's time to rethink the strategy unless the goal is to make the journey as uncomfortable as possible.

Dividends Info

  • ProShares Ultra QQQ 0.20%
  • iShares® 0-3 Month Treasury Bond ETF 4.70%
  • ProShares Ultra S&P500 0.90%
  • Taiwan Semiconductor Manufacturing 1.30%
  • Weighted yield (per year) 2.43%

The dividend yield is like finding loose change in the couch – nice to have but not going to change your life. While the treasury ETF offers a comforting 4.70%, the rest are like that friend who promises to pay you back; it might happen, but don’t count on it to pay the bills. Relying on dividends from this mix is as stable as a three-legged chair.

Ongoing product costs Info

  • ProShares Ultra QQQ 0.95%
  • iShares® 0-3 Month Treasury Bond ETF 0.07%
  • ProShares Ultra S&P500 0.91%
  • Weighted costs total (per year) 0.42%

With total costs at 0.42%, it's not the worst I've seen, but paying nearly 1% for the pleasure of holding those leveraged ETFs is like tipping a street performer who accidentally hits you with a juggling pin. Sure, they're entertaining, but at what cost? Remember, every dollar paid in fees is a dollar not growing for your future.

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