Globally diversified all equity ETF with aggressive risk profile and strong long-term performance
Report created on Apr 9, 2026Risk profile
- Secure Speculative
The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.
Diversification profile
- Focused Diversified
The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.
Positions
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IM SPDR MSCI All Country World Investable Market UCITS ETF (Acc)
IMID - IE00B3YLTY66 100.00%
The portfolio is as simple as it gets: one accumulating global equity ETF at 100%. That means every euro is invested in stocks, with no bonds, cash, or alternatives in the mix. This kind of “single fund world portfolio” is structurally very clean and easy to manage, because there’s no rebalancing between holdings and no need to decide which region or style to favor. The trade-off is that all the ups and downs come from one product and a single asset class. In practice, this setup works well for people who want equity-like growth and are comfortable riding out full stock market volatility without built‑in dampeners.
Growth
Historically, the portfolio has shown strong long-term growth: a €1,000 investment would have grown to about €4,314, which corresponds to a compound annual growth rate (CAGR) of roughly 15.7%. The maximum drawdown was about -34.68%, which is meaningful but broadly consistent with a fully invested global equity portfolio during stressed periods. In practice, that points to an aggressive all-equity profile with good long-run return potential, but one that still requires patience through sizable interim declines.
Projection
The Monte Carlo simulation projects how €1,000 might evolve over 15 years using many random paths based on historical patterns. Monte Carlo is like running 1,000 “what if” market scenarios and seeing the distribution of outcomes instead of relying on a single forecast. Here, the median outcome of about €2,725 corresponds to an annualized return of 8.04%, with an 85.2% chance of a positive result by year 15. The wide possible range (from about €1,038 to €7,844 in the 5–95% band) shows that equity outcomes are highly uncertain. The key takeaway is that staying invested over long periods tends to be rewarded, but the journey can vary a lot.
Asset classes
- Stocks 100%
All capital is in equities, with 0% in bonds, cash, or other assets. From a diversification angle, this means there is broad diversification within stocks but no diversification across asset classes. Equities historically offer higher long‑term returns than bonds, but also much larger short‑term swings and deeper drawdowns. That’s fully consistent with the aggressive risk classification. For someone with a long time horizon who can tolerate seeing large fluctuations in account value, this all‑equity exposure is coherent. For shorter horizons or lower risk tolerance, mixing in more defensive assets is usually how investors smooth the ride and protect against big market downturns.
Sectors
- Technology 25%
- Financials 16%
- Industrials 13%
- Consumer Discretionary 10%
- Health Care 9%
- Telecommunications 8%
- Consumer Staples 5%
- Basic Materials 5%
- Energy 4%
- Utilities 3%
- Real Estate 2%
Sector exposure is well spread: technology is the largest slice at 25%, followed by financials, industrials, consumer sectors, health care, telecoms, and smaller allocations to materials, energy, utilities, and real estate. This pattern looks broadly similar to global equity benchmarks, which is a strong sign of healthy diversification. A tech‑tilt can lead to higher sensitivity to interest rate changes and innovation cycles, but because no sector looks wildly outsized, sector risk is reasonably balanced. The main implication is that portfolio returns will reflect the overall global economic mix rather than being overly dependent on any single industry or theme.
Regions
- North America 64%
- Europe Developed 15%
- Asia Developed 6%
- Japan 6%
- Asia Emerging 5%
- Australasia 2%
- Africa/Middle East 1%
- Latin America 1%
Geographically, the portfolio is dominated by North America at 64%, with additional exposure to developed Europe, Japan, other developed Asia, and smaller slices in emerging regions, Australasia, Latin America, and Africa/Middle East. This is very close to global market capitalization weights, which naturally lean toward the US and other developed markets. Such alignment is beneficial: it means the portfolio captures the worldwide opportunity set without making big active bets on specific regions. The flip side is that performance will be strongly linked to North American markets and currencies, so big US cycles, both positive and negative, will heavily influence total returns.
Market capitalization
- Mega-cap 45%
- Large-cap 32%
- Mid-cap 16%
- Small-cap 5%
- Micro-cap 1%
Across company sizes, the portfolio tilts toward the largest firms: 45% in mega‑caps, 32% in large‑caps, then smaller slices in mid, small, and micro‑caps. This is exactly what you’d expect from a market‑cap‑weighted global fund. Larger companies tend to be more stable, better researched, and less volatile individually than tiny firms, but they may also have lower explosive growth potential. The modest allocations to mid, small, and micro‑caps help broaden diversification and add some potential for higher growth and risk. Overall, this size distribution provides a good blend of stability from giants and extra dynamism from smaller businesses.
True holdings
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NV NVIDIA Corporation 3.92%
Part of fund(s):- SPDR MSCI All Country World Investable Market UCITS ETF (Acc)
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AA Apple Inc 3.55%
Part of fund(s):- SPDR MSCI All Country World Investable Market UCITS ETF (Acc)
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MS Microsoft Corporation 2.51%
Part of fund(s):- SPDR MSCI All Country World Investable Market UCITS ETF (Acc)
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AM Amazon.com Inc 1.82%
Part of fund(s):- SPDR MSCI All Country World Investable Market UCITS ETF (Acc)
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GO Alphabet Inc Class A 1.70%
Part of fund(s):- SPDR MSCI All Country World Investable Market UCITS ETF (Acc)
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23 Taiwan Semiconductor Manufacturing Co. Ltd. 1.48%
Part of fund(s):- SPDR MSCI All Country World Investable Market UCITS ETF (Acc)
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GO Alphabet Inc Class C 1.36%
Part of fund(s):- SPDR MSCI All Country World Investable Market UCITS ETF (Acc)
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AV Broadcom Inc 1.30%
Part of fund(s):- SPDR MSCI All Country World Investable Market UCITS ETF (Acc)
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ME Meta Platforms Inc. 1.29%
Part of fund(s):- SPDR MSCI All Country World Investable Market UCITS ETF (Acc)
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TS Tesla Inc 1.04%
Part of fund(s):- LS 1x Tesla Tracker ETP Securities GBP
- SPDR MSCI All Country World Investable Market UCITS ETF (Acc)
- Top 10 total 19.96%
Looking through the ETF’s top holdings, exposure is tilted toward the world’s biggest and most influential companies: NVIDIA, Apple, Microsoft, Amazon, Alphabet, and others. Each position is only a few percent, so no single stock dominates, although the familiar mega-cap names clearly drive part of the portfolio’s behavior. Because this is just the top 10 of a very broad ETF, actual concentration is lower than the numbers suggest, and overlap risk is minimal. For investors, this means that short‑term moves in these headline companies will noticeably affect performance, but longer‑term results are shaped by thousands of underlying holdings spread across the globe.
Factors
Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.
Factor exposure shows a strong tilt away from size (5%) and yield (10%), while low volatility is neutral. Factors are like underlying “ingredients” that explain why groups of stocks behave differently over time. A very low size score means the portfolio is heavily skewed toward large companies rather than smaller firms that historically have offered higher but bumpier returns. A very low yield score signals an underweight in high‑dividend payers and a preference for companies that reinvest earnings instead of distributing them. This combination points to a growth‑oriented, large‑cap profile that may benefit more in expansion phases but rely less on steady income streams.
Risk contribution
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SPDR MSCI All Country World Investable Market UCITS ETF (Acc)
Weight: 100.00% 100.0%
With only one ETF at 100%, that single holding naturally contributes 100% of portfolio risk. Risk contribution measures how much each position drives the overall ups and downs, and here there’s no diversification at the fund level. The good news is that the ETF itself is internally diversified across thousands of stocks, so risk is spread inside the product. The main consideration is operational: all tracking error, provider risk, and product‑level issues are concentrated in one vehicle. Some investors are comfortable with that simplicity; others prefer to spread exposure across two or three similar funds from different providers to reduce single‑product dependence.
Ongoing product costs
- SPDR MSCI All Country World Investable Market UCITS ETF (Acc) 0.40%
- Weighted costs total (per year) 0.40%
Total ongoing costs are 0.40% per year via the ETF’s TER (Total Expense Ratio). TER is the annual fee charged by the fund provider and quietly deducted from returns. While 0.40% is not excessive, there are global equity ETFs available at lower price points in many markets. Over long horizons, even small fee differences compound, especially on larger portfolios. The positive aspect is that cost is transparent and fixed; there are no layers of expensive active management here. Keeping costs reasonably low like this supports better long‑term outcomes, especially when paired with a simple, broadly diversified structure.
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