Globally diversified stock portfolio using a single all in one world equity fund

Report created on Apr 4, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio is as simple as it gets: one global equity ETF holding 100% of the assets. Everything is invested in stocks, and the single fund spreads this money across thousands of companies worldwide. This kind of “one fund does it all” setup is easy to manage and stays automatically diversified as markets move. The key implication is that portfolio risk and return will closely follow global stock markets over time. The main takeaway is that simplicity here is a feature, not a bug: the structure is clean, transparent, and well-suited to a set‑and‑forget approach, as long as the investor is comfortable living with full equity volatility.

Growth Info

Historically, €1,000 grew to €2,838 over about 10 years, which is a compound annual growth rate (CAGR) of 11.23%. CAGR is the “average speed” of growth per year, smoothing out the bumps. This slightly lagged the global market benchmark at 11.46% and more clearly trailed the US market at 13.82%. The worst drop, or max drawdown, was about -34.6% during early 2020, similar to the benchmarks. That shows the portfolio behaves much like broad global equities: strong long‑term growth but with sharp temporary falls. The key point is that returns have been solid, and risk has been in line with typical stock‑market swings.

Projection Info

The Monte Carlo projection uses historical volatility and returns to create 1,000 random “what if” paths over 15 years. Think of it as replaying the last decade’s market behavior in many shuffled combinations to see a range of possible outcomes. The median outcome turns €1,000 into about €2,851, with a typical middle range between roughly €1,868 and €4,402. There’s also a wide tail, from around flat to very strong growth. Importantly, the average simulated annual return of 8.31% is lower than the past 11.23% CAGR, reminding that the future may be less generous. These are just modelled scenarios, not predictions or guarantees.

Asset classes Info

  • Stocks
    100%

Asset‑class exposure is straightforward: 100% in stocks and 0% in bonds, cash, or alternatives. That makes the portfolio very growth‑oriented, with returns driven entirely by global company earnings and valuations. Compared with a classic “balanced” mix that includes a meaningful chunk of bonds, this setup is more volatile but offers higher long‑term return potential. The absence of defensive assets means drawdowns can be deep during market stress, but recovery tends to be quicker when markets rebound. The takeaway is that this structure suits investors who seek equity‑like returns and can ride through large temporary declines without needing to sell.

Sectors Info

  • Technology
    25%
  • Financials
    16%
  • Industrials
    13%
  • Consumer Discretionary
    10%
  • Health Care
    9%
  • Telecommunications
    8%
  • Consumer Staples
    5%
  • Basic Materials
    5%
  • Energy
    4%
  • Utilities
    3%
  • Real Estate
    2%

Sector exposure is quite broad, with technology the largest slice at 25%, followed by financials, industrials, consumer, healthcare, and others. This looks similar to many global equity benchmarks, which are also tech‑tilted but not overwhelmingly so. Tech‑heavy allocations can benefit when innovation and digitalization drive profits, but they tend to be more sensitive to interest‑rate spikes or changing sentiment about growth stocks. Meanwhile, decent weights in financials, industrials, and defensives like consumer staples and utilities provide some balance. Overall, the sector mix is well‑diversified and aligns closely with global standards, which is a strong foundation for long‑term investing.

Regions Info

  • North America
    64%
  • Europe Developed
    15%
  • Asia Developed
    6%
  • Japan
    6%
  • Asia Emerging
    5%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, about 64% sits in North America, with the rest spread across developed Europe, Japan, other developed Asia, and emerging markets. This mirrors global stock market weights, where the US dominates overall market value. Such alignment is a positive sign: it means the portfolio isn’t making big active bets on any region. The downside is that results are strongly tied to North American and particularly US economic conditions and currency. However, the meaningful allocations to Europe and Asia do provide some diversification. The main takeaway is that geographic exposure is broad and benchmark‑like, which is generally desirable for a core long‑term holding.

Market capitalization Info

  • Mega-cap
    45%
  • Large-cap
    32%
  • Mid-cap
    16%
  • Small-cap
    5%
  • Micro-cap
    1%

Market‑cap exposure is led by mega‑caps at 45% and large‑caps at 32%, with mid‑caps, small‑caps, and micro‑caps making up the remainder. This is typical of a global index, where the largest companies naturally dominate because they represent the biggest slice of market value. Large companies usually offer more stability and liquidity, while smaller firms add potential for higher growth but greater volatility. Having around 22% in mid to micro‑caps introduces some extra return potential and diversification without overwhelming the portfolio. The takeaway is that size exposure is broad but clearly tilted to big, established companies, which fits a core, benchmark‑like strategy.

True holdings Info

  • NVIDIA Corporation
    3.92%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Apple Inc
    3.55%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Microsoft Corporation
    2.51%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Amazon.com Inc
    1.82%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Alphabet Inc Class A
    1.70%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    1.48%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Alphabet Inc Class C
    1.36%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Broadcom Inc
    1.30%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Meta Platforms Inc.
    1.29%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Tesla Inc
    1.04%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Top 10 total 19.96%

Looking through the ETF’s top holdings, exposure is heavily tilted toward the world’s largest tech and growth names like NVIDIA, Apple, Microsoft, Amazon, Alphabet, and Meta. Each of these sits at roughly 1–4% of the total portfolio, with no single company dominating overall risk. Because only the top 10 are shown, overlap is probably understated, but the key message is that the portfolio does have meaningful concentration in a handful of mega‑cap leaders. That’s normal for a global index fund. The upside is participation in leading innovators; the trade‑off is that performance becomes somewhat reliant on how this small group of giants performs.

Risk contribution Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    Weight: 100.00%
    100.0%

Risk contribution shows that this single ETF accounts for 100% of the portfolio’s volatility, which is obvious since it’s the only holding. Risk contribution measures how much each position drives overall ups and downs, which can differ from its simple weight. In more complex portfolios, one volatile asset can dominate risk even at a small allocation, like a loud instrument in an orchestra. Here, the simplicity is actually helpful: the investor knows that all risk comes from broad global equity exposure. Any change in risk level would come from adjusting the equity allocation itself, not shuffling between multiple overlapping funds.

Ongoing product costs Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF 0.40%
  • Weighted costs total (per year) 0.40%

The total expense ratio (TER) of 0.40% per year is reasonable for an actively structured global fund but a bit higher than the very cheapest passive world ETFs, which can be closer to 0.10–0.20%. TER is the annual fee taken by the fund provider; it’s like a small haircut on returns every year. Over long horizons, even tenths of a percent add up. On €10,000, 0.40% is €40 per year, which compounds over decades. That said, this fee level is still on the low side compared with many traditional products, and the broadly diversified exposure it buys is a strong positive starting point.

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