This portfolio has only about 1.4 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Globally diversified all equity portfolio with strong factor tilts and short but promising performance history

Report created on May 18, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is a simple three‑ETF, 100% equity setup with a clear structure. Around three quarters sit in a broadly diversified global equity fund, while the rest is tilted toward global small‑cap value stocks and emerging markets. That means most of the risk and behavior come from global stocks, with smaller “satellite” positions adding more targeted exposure. A fully equity portfolio tends to move more than mixed stock‑bond portfolios, especially over short periods. With only about 1.4 years of data, any conclusions about long‑term behavior are tentative, but the structure is straightforward and easy to understand, which often helps when interpreting future ups and downs.

Growth Info

Over the 1.4‑year period, €1,000 grew to about €1,212, implying a compound annual growth rate (CAGR) of 14.62%. CAGR is like average speed on a road trip: it smooths out all the bumps into one yearly pace. Over this short window, the portfolio outpaced both the US market and a global market benchmark, though that gap may not persist. The worst drop (max drawdown) was about -21%, similar to global stocks, and it took around six months to recover, which is typical for an all‑equity mix. Because the history is brief, these numbers describe recent conditions, not a reliable long‑term pattern.

Projection Info

The Monte Carlo projection uses the limited past data to simulate many possible 15‑year paths for €1,000 invested. It essentially “replays” return patterns with some randomness to show a range of future outcomes, not a prediction. The median result around €2,699 implies an annualized return near 8%, but outcomes vary widely, from roughly keeping capital flat to several multiples of the starting value. The relatively wide bands (like the €973–€7,586 range) highlight how uncertain long‑term equity results can be. Because this model is built on just 1.4 years of history, the projections are more fragile than usual and should be seen as an illustration of risk and variability, not a forecast.

Asset classes Info

  • Stocks
    100%

All holdings are in stocks, with no bonds, cash substitutes, or alternatives in the mix. Asset classes are the broad building blocks of a portfolio, and different ones tend to react differently to economic news. A 100% equity allocation usually offers higher long‑run growth potential but can experience sharper and more frequent swings than portfolios blended with bonds or cash. Compared with many “balanced” benchmarks that often include a sizeable bond slice, this portfolio is more growth‑oriented and more exposed to equity market cycles. The clear benefit is simplicity: performance is driven almost entirely by global stock markets, which makes the main risk driver very easy to identify.

Sectors Info

  • Technology
    22%
  • Financials
    19%
  • Industrials
    14%
  • Consumer Discretionary
    12%
  • Energy
    8%
  • Telecommunications
    7%
  • Health Care
    6%
  • Basic Materials
    6%
  • Consumer Staples
    4%
  • Utilities
    1%
  • Real Estate
    1%

Sector exposure is quite broad, with technology, financials, and industrials forming the largest blocks, and smaller slices across consumer, energy, health care, and other areas. This spread is reasonably in line with many global equity benchmarks, which is a good sign for diversification. A roughly 22% tilt to technology means the portfolio can benefit when innovation‑driven companies do well, but it can also be more sensitive to interest rates and growth expectations. Balanced exposure to areas like financials and industrials helps offset some of that. Because sector weights come from diversified funds rather than big active bets, sector risk is meaningful but not extreme.

Regions Info

  • North America
    66%
  • Europe Developed
    14%
  • Japan
    6%
  • Asia Developed
    5%
  • Asia Emerging
    4%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, about two thirds of the portfolio is in North America, with the rest spread across developed Europe, Japan, other developed Asia, and emerging regions. This US‑heavy tilt is quite close to the global equity market’s natural weight, so it aligns well with broad market standards. The presence of emerging markets—via a 10% dedicated fund plus whatever is inside the global ETF—adds exposure to faster‑growing but sometimes more volatile economies. Currency and policy shifts in those regions can create extra swings. Overall, this geographic mix offers genuinely global exposure, though recent outperformance of US markets means short‑term numbers might look generous compared with longer‑run averages.

Market capitalization Info

  • Mega-cap
    29%
  • Large-cap
    25%
  • Mid-cap
    24%
  • Small-cap
    15%
  • Micro-cap
    7%

The portfolio spans company sizes, with material allocations to mega, large, mid, small, and even micro‑cap stocks. Market capitalization tells you how big a company is on the stock market, and different sizes behave differently. The dedicated small‑cap value ETF is clearly visible in the 15% small‑cap and 7% micro‑cap weights, which are noticeably higher than a typical market‑cap‑weighted global index. Smaller companies often move more sharply, both up and down, but can contribute to diversification because their drivers differ from giant firms. This size spread means the portfolio isn’t overly reliant on a handful of mega‑caps, even though they still play an important role.

True holdings Info

  • NVIDIA Corporation
    2.75%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Apple Inc
    2.46%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Amazon.com Inc
    1.78%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Microsoft Corporation
    1.51%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Alphabet Inc Class A
    1.48%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Alphabet Inc Class C
    1.18%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Meta Platforms Inc.
    1.06%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • JPMorgan Chase & Co
    0.65%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Exxon Mobil Corp
    0.61%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Micron Technology Inc
    0.59%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Top 10 total 14.09%

Looking through the ETFs’ top holdings, a handful of large global names—like NVIDIA, Apple, Amazon, Microsoft, Alphabet, and Meta—appear as notable positions, though each remains a modest slice individually. Overlap across the funds means these companies collectively account for a meaningful share of the portfolio, but still far from dominating it. Because only ETF top‑10 lists are used, actual overlap is likely understated, and many smaller names sit beneath the surface. This pattern is typical of globally diversified equity portfolios today: a core of large, well‑known firms surrounded by a long tail of smaller positions that together contribute significantly to diversification and overall behavior.

Risk contribution Info

  • Avantis Global Equity UCITS ETF USD Acc EUR
    Weight: 75.00%
    74.6%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR
    Weight: 15.00%
    16.3%
  • Avantis Emerging Markets Equity UCITS ETF
    Weight: 10.00%
    9.1%

Risk contribution shows how much each ETF drives the portfolio’s overall ups and downs, which can differ from simple weights. Here, the global equity fund is 75% of the allocation and contributes about 75% of the risk, so its impact is roughly proportional. The small‑cap value ETF is 15% of the portfolio but contributes a bit more than that in risk, reflecting its slightly higher volatility. The emerging markets ETF contributes slightly less risk than its 10% weight, suggesting it’s volatile but also somewhat offset by the others. This pattern indicates that no single fund is punching wildly above its weight in terms of risk, which supports balanced risk sharing.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk‑return chart and efficient frontier highlight how this combination of funds could be weighted differently to change the tradeoff between volatility and expected return. The current portfolio sits below the efficient frontier by about 4.7 percentage points of return at its risk level, and its Sharpe ratio of 0.7 (a measure of return per unit of risk) is lower than both the minimum‑variance and max‑Sharpe mixes. In plain terms, historical data suggest that reshuffling weights among the same three ETFs—without adding new ones—could have produced a smoother or more rewarding path. Because the history is only 1.4 years, this “inefficiency” might simply reflect short‑term noise.

Ongoing product costs Info

  • Avantis Global Equity UCITS ETF USD Acc EUR 0.22%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR 0.39%
  • Avantis Emerging Markets Equity UCITS ETF 0.35%
  • Weighted costs total (per year) 0.26%

The overall ongoing cost (TER) of about 0.26% per year is relatively low for an actively tilted, factor‑oriented global equity mix. TER is the annual fee the funds charge, taken directly from the fund’s assets, so you never see a bill, but it quietly reduces returns. Lower costs mean more of the portfolio’s gross performance is kept. Compared with many actively managed equity funds, these fees are modest, which is a positive alignment with cost‑efficient investing practices. Over decades, even a few tenths of a percent per year can add up, so starting from this kind of low‑cost base is a meaningful structural advantage.

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