Growth-focused portfolio with high tech and healthcare exposure and global reach

Report created on Jul 30, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio exhibits a strong growth orientation, with a significant emphasis on equities, particularly in the technology and healthcare sectors. The allocation to the Vanguard S&P 500 ETF provides a solid foundation in large-cap U.S. equities, while the presence of specialized funds like the Fidelity Select Semiconductors Portfolio and the ARK Space Exploration & Innovation ETF indicates a targeted approach towards high-growth areas. The minimal bond holding suggests a preference for higher returns over income or stability, aligning with a growth-focused investment strategy. The diversification across different funds and sectors is commendable, although the heavy tilt towards specific industries and growth stocks introduces a higher level of risk.

Growth Info

Historically, this portfolio has achieved a Compound Annual Growth Rate (CAGR) of 11.33%, with a maximum drawdown of -32.66%. These figures highlight the portfolio's ability to generate substantial returns, albeit with significant volatility. The days contributing to 90% of returns being limited to just 12.0 underscores the impact of short-term, high-gain periods on overall performance. While past performance is promising, it's crucial to remember that high returns often come with increased risk, and past success does not guarantee future results.

Projection Info

Monte Carlo simulations, which use historical data to forecast potential future outcomes, suggest a wide range of possibilities for this portfolio. With the 50th percentile projection at 183.8% growth, there's potential for substantial upside. However, the 5th percentile at -32.7% indicates significant downside risk. These projections underscore the importance of being prepared for volatility in pursuit of growth. It's crucial to understand that these simulations are hypothetical and actual future performance can vary greatly.

Asset classes Info

  • Stocks
    94%
  • Bonds
    4%
  • Other
    1%
  • Cash
    1%

The portfolio's asset allocation is heavily skewed towards stocks (94%), with a minor allocation in bonds (4%) and a negligible percentage in cash and other assets. This distribution reflects a strong growth orientation and a higher risk tolerance, as equities typically offer higher returns but with increased volatility compared to bonds. While this allocation may be suitable for investors with a long-term horizon and a capacity to endure market fluctuations, it may not be ideal for those requiring regular income or with a lower risk tolerance.

Sectors Info

  • Technology
    30%
  • Consumer Discretionary
    13%
  • Health Care
    13%
  • Industrials
    12%
  • Telecommunications
    9%
  • Financials
    6%
  • Utilities
    4%
  • Consumer Staples
    4%
  • Energy
    3%
  • Consumer Discretionary
    2%
  • Basic Materials
    1%
  • Real Estate
    1%

Sector allocation reveals a pronounced focus on technology (30%), consumer cyclical (13%), and healthcare (13%). This concentration in high-growth sectors can offer substantial returns during bull markets but may also lead to increased volatility and risk during downturns. The underrepresentation in more stable sectors like utilities and consumer defensive suggests a portfolio strategy that prioritizes capital appreciation over income or stability. Investors should be aware of the potential for sector-specific risks and consider if this sectoral exposure aligns with their investment objectives and risk tolerance.

Regions Info

  • North America
    83%
  • Europe Developed
    10%
  • Asia Emerging
    2%
  • Asia Developed
    2%
  • Latin America
    1%
  • Japan
    1%

Geographically, the portfolio is predominantly invested in North America (83%), with modest exposure to developed Europe (10%) and minimal allocations to emerging Asia, developed Asia, and Latin America. This heavy North American focus, while potentially capitalizing on the growth of the U.S. market, may limit global diversification benefits and expose the portfolio to regional economic and political risks. Expanding geographic diversity could mitigate some of these risks and tap into growth opportunities in other regions.

Market capitalization Info

  • Mega-cap
    38%
  • Large-cap
    25%
  • Mid-cap
    20%
  • Small-cap
    8%
  • Micro-cap
    2%

The market capitalization breakdown shows a strong preference for mega (38%) and large-cap (25%) companies, which tend to be more stable and established than their smaller counterparts. However, the presence of medium (20%), small (8%), and micro-cap (2%) allocations introduces a blend of growth potential and volatility. This mix can enhance returns but also increases the portfolio's risk profile. Investors should consider their comfort with volatility and the potential for significant fluctuations in portfolio value.

Redundant positions Info

  • FIDELITY TREND FUND FIDELITY TREND FUND
    FIDELITY BLUE CHIP GROWTH FUND FIDELITY BLUE CHIP GROWTH FUND
    High correlation

The high correlation observed between the Fidelity Trend Fund and the Fidelity Blue Chip Growth Fund suggests overlapping investments that may not provide the intended diversification benefits. This redundancy can amplify risk during market downturns, as similar assets are likely to react similarly to market changes. Reducing overlap by diversifying across uncorrelated assets could enhance portfolio resilience without necessarily sacrificing potential returns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing the portfolio using the Efficient Frontier could improve the risk-return profile by adjusting asset allocations without necessarily increasing risk. This process might involve reducing the overlap between highly correlated assets, thereby enhancing diversification. However, it's important to note that "efficiency" in this context means achieving the best possible returns for a given level of risk, which may or may not align with specific investment goals such as income or sectoral growth.

Dividends Info

  • ARTISAN GLOBAL OPPORTUNITIES FUND INVESTOR SHARES 11.30%
  • FIDELITY BLUE CHIP GROWTH FUND FIDELITY BLUE CHIP GROWTH FUND 5.50%
  • FIDELITY PURITAN FUND FIDELITY PURITAN FUND 1.30%
  • Fidelity Select Semiconductors Portfolio 7.30%
  • RETAILING PORTFOLIO RETAILING PORTFOLIO 4.10%
  • FIDELITY TREND FUND FIDELITY TREND FUND 13.80%
  • FIDELITY U.S. BOND INDEX FUND INSTITUTIONAL PREMIUM CLASS 3.20%
  • iShares Global Clean Energy ETF 1.80%
  • VanEck Uranium+Nuclear Energy ETF 0.50%
  • THORNBURG INVESTMENT INCOME BUILDER FUND THORNBURG INVESTMENT INCOME BUILDER FUND - CLASS I 3.90%
  • Vanguard S&P 500 ETF 1.20%
  • Weighted yield (per year) 4.48%

The portfolio's average dividend yield stands at 4.48%, which is relatively attractive, especially in the context of a growth-focused strategy. Dividends can provide a steady income stream and contribute to total returns, offering some cushion during market downturns. However, the focus on growth over income means that dividend yield is not the primary objective. Investors should consider their need for immediate income versus long-term capital appreciation when evaluating this portfolio's fit.

Ongoing product costs Info

  • ARK Space Exploration & Innovation ETF 0.75%
  • ARTISAN GLOBAL OPPORTUNITIES FUND INVESTOR SHARES 1.19%
  • FIDELITY BLUE CHIP GROWTH FUND FIDELITY BLUE CHIP GROWTH FUND 0.47%
  • FIDELITY PURITAN FUND FIDELITY PURITAN FUND 0.48%
  • Fidelity Select Semiconductors Portfolio 0.62%
  • RETAILING PORTFOLIO RETAILING PORTFOLIO 0.66%
  • FIDELITY TREND FUND FIDELITY TREND FUND 0.59%
  • FIDELITY U.S. BOND INDEX FUND INSTITUTIONAL PREMIUM CLASS 0.02%
  • iShares Global Clean Energy ETF 0.41%
  • VanEck Uranium+Nuclear Energy ETF 0.61%
  • T. ROWE PRICE HEALTH SCIENCES FUND INC. T. ROWE PRICE HEALTH SCIENCES FUND INC. 0.80%
  • THORNBURG INVESTMENT INCOME BUILDER FUND THORNBURG INVESTMENT INCOME BUILDER FUND - CLASS I 0.93%
  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.59%

The Total Expense Ratio (TER) averages 0.59%, with individual fund costs ranging from 0.02% to 1.19%. While the Vanguard S&P 500 ETF offers a highly competitive rate, other specialized funds carry higher fees, reflective of their focused investment strategies. Investors should weigh the potential for higher returns against the impact of these costs on net performance. Reducing expenses by selecting lower-cost alternatives where possible can significantly enhance long-term returns.

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