General Terms and Conditions (T&C)

These terms and conditions outline the rules and regulations for the use of Insightfolio's Website, located at https://insightfol.io/.

We assume that by accessing the Website you accept the Terms and Conditions in full. Please do not continue to use Insightfolio if you do not agree to all of the terms and conditions stated on this page.

License:

Unless otherwise stated, Insightfolio and/or its licensors own the intellectual property rights for all materials on Insightfolio. All intellectual property rights are reserved. You may view and/or print pages from Insightfolio for your own personal use, subject to the restrictions set out in these Terms and Conditions.

The following is prohibited:

  • Publishing Insightfolio's material
  • Selling, renting or sub-licensing Insightfolio's material
  • Reproducing, duplicating or copying Insightfolio's material
  • Redistributing the contents of Insightfolio

This agreement comes into force as of today's date.

In certain areas of this website, users have the opportunity to leave comments for the purpose of exchanging opinions and information. Such user comments will not be reviewed, filtered, edited, or distributed by Insightfolio prior to their publication on the website. User comments reflect solely the personal opinion of the respective author and do not represent the views and beliefs of Insightfolio, its legal representatives, and/or distribution partners. Unless otherwise provided by law, Insightfolio assumes no liability for User Comments or any claims for damages and/or costs that may arise as a result of the appearance of such User Comments on the Website.

Insightfolio reserves the right to review and possibly remove any comments that may be deemed inappropriate, offensive, or in violation of the Terms and Conditions.

You hereby warrant and agree that:

  • You have the necessary authorization, any required licenses, and consents to post comments on our website;
  • Your comments do not infringe any intellectual property rights or other proprietary rights such as copyright, patent, or trademark rights of any third party;
  • Your comments do not contain libelous, defamatory, offensive, inappropriate, or otherwise unlawful material that is an invasion of privacy;
  • Your comments are not intended to advertise or promote business, customer-oriented, commercial activities, or illegal activities;

You hereby grant Insightfolio a non-exclusive license to use, reproduce, edit, and authorize others to use, reproduce, and edit your Comments in any form, format, or media.

Linking to our content:

The following organizations may link to our website without prior written consent:

  • Government agencies;
  • Search engines;
  • News agencies;
  • Online directories may include in their listings a link to our website corresponding to the other companies listed there.
  • Accredited Businesses. This does not include advertising charities, charity shops, and fundraising organizations that raise money for charity. These are not allowed to link to our website.

Such organizations may link to our home page, our publications, or other information on the Site provided that the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party or its products and/or services; and (c) fits within the context of the Site being linked to.

Link requests from the following types of organizations may be considered and approved:

  • Generally known consumer and/or business information sources;
  • dot.com community websites;
  • Associations or other entities representing charitable organizations;
  • Online directories;
  • Internet portals;
  • Accounting, legal and consulting firms; and
  • Educational institutions and trade associations.

We will approve link requests from such organizations so long as: (a) the link does not reflect unfavorably on us or our accredited businesses; (b) there is no history of disagreement with the organization; (c) the benefits of visibility of the link outweigh the disadvantages of not mentioning Insightfolio; and (d) the link is in the context of general resource information.

Such organizations may link to our home page provided that the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party or its products and/or services; and (c) fits within the context of the linking website.

If you are among the organizations listed in paragraph 2 above and are interested in linking to our website, please send us an email at Insightfolio stating your name, the name of your organization, your contact information, your website URL, the list of URLs from which you would like to link to our website, and the list of URLs on our website to which you would like to link. We will endeavor to respond to you within 3 to 4 weeks.

Organizations that receive permission may link to our website as follows:

  • Using our company name; or
  • Using the Uniform Resource Locator (URL) being linked to; or
  • Using other descriptions of our site or the materials being linked to in a manner consistent with the context and content of the linked site.

No use of Insightfolio's logo or other artwork will be allowed for linking absent a trademark license agreement.

Liability for content:

We assume no liability for any content that appears on your website. You hereby agree to indemnify us against any claims made on your website. No links may appear on any website whose content may be considered defamatory, obscene, criminal, infringing, violative, or otherwise advocating offense or infringement of third-party rights.

Reservation of rights:

We reserve the right, at any time and in our sole discretion, to request that you remove all links or any specific link to our Website. You agree to comply promptly with any such request and to remove all links to our Website immediately. We also reserve the right to change the terms and conditions and linking policy at any time. By continuing to link to our website, you agree to the linking policy in these terms and conditions. By continuing to link to our website, you agree to be bound by and comply with these linking terms and conditions.

Removal of links from our website:

Please contact us at any time if you consider any link on our website or any linked website to be inappropriate for any reason. We will consider requests for link removal, but we are under no obligation to honor or respond directly to requests.

We do not warrant the completeness or accuracy of the information on this website, nor that the website will remain available and the material on the website will be kept up to date.

Disclaimer:

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer shall:

  • Limit or exclude our or your liability for death or personal injury resulting from negligence;
  • Limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  • Limit our or your liability in any way that is not permitted by applicable law; or
  • Exclude any of our or your liabilities that cannot be excluded under applicable law.

The limitations and exclusions of liability set out in this section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) apply to all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, tort, and for breach of statutory duty.

Whilst the website and the information and services on this website are provided free of charge, we accept no liability for any loss or damage of any kind.