A growth-focused portfolio with strong global diversification but with unknown asset allocation
Perfil de riesgo
- Conservador Especulativo
El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.
Perfil de diversificación
- Enfocado Diversificado
El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.
Para qué tipo de inversor es adecuada esta cartera
Inversores de crecimiento
This portfolio suits an investor with a growth-oriented mindset, moderate risk tolerance, and a long-term horizon. It focuses on capital appreciation through global equity exposure, making it ideal for those seeking to build wealth over time. The emphasis on low costs and diversified holdings aligns with investors aiming for efficient growth without excessive risk exposure.
Posiciones
-
Invesco FTSE All-World UCITS ETF USD Accumalation
FWRG - IE000716YHJ7 50,00% -
Vanguard S&P 500 UCITS Acc
VUAG - IE00BFMXXD54 20,00% -
Vanguard FTSE Developed Europe ex UK UCITS ETF Accuimulation GBP
VERG - IE00BK5BQY34 10,00% -
Vanguard FTSE Emerging Markets UCITS ETF USD Accumulation GBP
VFEG - IE00BK5BQV03 5,00% -
Vanguard FTSE Japan UCITS ETF USD Accumulation GBP
VJPB - IE00BFMXYX26 5,00% -
Vanguard FTSE 100 UCITS GBP Acc
VUKG - IE00BFMXYP42 5,00% -
Vanguard FTSE All-World UCITS ETF USD Accumulation
VWRP - IE00BK5BQT80 5,00%
The portfolio is composed of seven ETFs, with a significant 50% allocation to the Invesco FTSE All-World UCITS ETF. This suggests a broad exposure to global equities. The remaining allocation is diversified across various regions and markets, including the S&P 500 and emerging markets. Compared to typical benchmarks, this portfolio is well-diversified, but the unknown asset class composition may obscure potential risks. Consider clarifying these unknowns to ensure alignment with investment goals.
Los datos históricos cubren menos de 2 años, lo que reduce la confianza en los valores calculados.
Crecimiento
With a hypothetical initial investment, the portfolio's historic performance shows a CAGR of 16.09%, indicating robust growth over time. However, a max drawdown of -18.15% highlights potential volatility. Comparing this to a benchmark like the S&P 500, the portfolio has performed well, but the drawdown suggests a need for risk management. To mitigate future risks, consider balancing growth with more stable assets.
Debido a datos históricos limitados, esto puede mostrar valores extremos que no son realistas.
Proyección
Forward projections using Monte Carlo simulations, which use historical data to predict future outcomes, show an average annual return of 14.66%. While the 5th percentile suggests a potential downturn, the majority of simulations indicate positive returns. It's important to remember that these projections are based on past data and cannot guarantee future performance. Regularly review and adjust the portfolio to adapt to changing market conditions.
Clases de activos
- Desconocido 50%
- Acciones 50%
- Otros 0%
- Sin datos 0%
- Efectivo 0%
- Bonos 0%
The portfolio's asset class allocation is predominantly unknown, with a 50% allocation to stocks. This uncertainty could impact diversification and risk management. Compared to benchmarks, a clearer understanding of asset class distribution could enhance strategic planning. Consider obtaining more detailed information on the unknown portion to ensure a balanced approach to risk and return.
Sectores
- Desconocido 50%
- Tecnología 11%
- Finanzas 9%
- Industria 6%
- Consumo Cíclico 6%
- Salud 5%
- Telecomunicaciones 4%
- Bienes de cons. perecederos 3%
- Energía 2%
- Materiales básicos 2%
- Servicios públicos 1%
- Bienes Raices 1%
Sector allocation shows a strong emphasis on technology, followed by financial services and industrials. This tech-heavy focus could lead to higher volatility during market downturns or interest rate hikes. Compared to common benchmarks, the portfolio is well-aligned but may benefit from further diversification into less volatile sectors. Consider adjusting sector weights to balance growth and stability.
Regiones
- Desconocido 50%
- Norteamérica 23%
- Europa 16%
- Japón 5%
- Asia Emergente 3%
- Asia 1%
- Africa y Media Oriente 1%
- Latino América 0%
- Europa Emergente 0%
- Asia-Pacífico 0%
Geographically, the portfolio is heavily weighted towards North America and Europe, with limited exposure to emerging markets and Japan. This allocation aligns with many global benchmarks but may miss opportunities in underrepresented regions. Diversifying further into emerging markets could enhance growth potential and reduce reliance on developed markets. Evaluate geographic risks and opportunities regularly.
Capitalización de mercado
- Desconocido 50%
- Mega 24%
- Grande 17%
- Mediana 8%
- Pequeña 0%
- Micro 0%
The portfolio's market capitalization is predominantly unknown, with significant exposure to mega-cap stocks. This focus on large companies can provide stability but may limit growth potential compared to smaller-cap stocks. To align with benchmarks, consider diversifying across market caps to capture growth from smaller, high-potential companies. A balanced approach can improve risk-adjusted returns.
Costes actuales del producto
- Vanguard FTSE Japan UCITS ETF USD Accumulation GBP 0,15%
- Vanguard S&P 500 UCITS Acc 0,07%
- Vanguard FTSE 100 UCITS GBP Acc 0,10%
- Vanguard FTSE All-World UCITS ETF USD Accumulation 0,22%
- Costes totales ponderados (por año) 0,04%
The portfolio's costs, with a Total Expense Ratio (TER) of 0.04%, are impressively low, supporting better long-term performance. Low costs enhance net returns, which is beneficial for growth-focused investors. Compared to industry averages, this cost structure is efficient. Continue monitoring expense ratios to maintain cost-effectiveness, as high costs can erode returns over time.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
The portfolio could potentially benefit from risk vs. return optimization using the Efficient Frontier, which identifies the best possible risk-return ratio. While the current allocation is growth-oriented, adjusting weights between existing assets could enhance efficiency. This does not imply a need for diversification but rather optimizing within existing holdings to achieve desired outcomes.
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Invertir implica riesgos. Los usuarios deben ser conscientes de que el valor de las inversiones puede fluctuar y que los rendimientos pasados no son garantía de resultados futuros. Las decisiones de inversión deben basarse en objetivos financieros personales, tolerancia al riesgo y una evaluación independiente de la información relevante.
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