Balanced portfolio with strong tech focus and impressive historical returns but high concentration risk

Perfil de riesgo

  • Conservador
    Especulativo

El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.

Perfil de diversificación

  • Enfocado
    Diversificado

El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.

Para qué tipo de inversor es adecuada esta cartera

Inversores equilibrados

This portfolio suits investors with a moderate risk tolerance seeking balanced growth and income. With a significant allocation to technology and healthcare, it targets high growth potential but requires comfort with sector-specific volatility. The moderate diversification and focus on North American assets suggest a preference for familiar markets. Ideal for those with a medium to long-term investment horizon, it balances growth with some income generation.

Posiciones

  • Tidal Trust II YieldMax AI Opti
    AIYY
    7,93%
  • Tidal Trust II
    ULTY
    6,47%
  • iShares Core Total USD Bond Market ETF
    IUSB - US46434V6130
    4,87%
  • Taiwan Semiconductor Manufacturing
    TSM - US8740391003
    4,85%
  • ASML Holding NV
    ASMLF - NL0010273215
    4,83%
  • Hims Hers Health Inc
    HIMS - US4330001060
    4,38%
  • Advanced Micro Devices Inc
    AMD - US0079031078
    3,90%
  • Vanguard International High Dividend Yield Index Fund ETF Shares
    VYMI - US9219467944
    3,80%
  • NVIDIA Corporation
    NVDA - US67066G1040
    2,53%
  • Abbott Laboratories
    ABT - US0028241000
    2,49%
  • Becton Dickinson and Company
    BDX - US0758871091
    2,45%
  • Apple Inc
    AAPL - US0378331005
    2,38%
  • Cincinnati Financial Corporation
    CINF - US1720621010
    2,29%
  • iShares Core S&P Total U.S. Stock Market ETF
    ITOT - US4642871507
    2,27%
  • Dover Corporation
    DOV - US2600031080
    2,24%
  • Parker-Hannifin Corporation
    PH - US7010941042
    1,93%
  • Palantir Technologies Inc
    PLTR - US69608A1088
    1,84%
  • Defiance Quantum
    QTUM - US26922A4206
    1,58%
  • AbbVie Inc
    ABBV - US00287Y1091
    1,34%
  • Texas Instruments Incorporated
    TXN - US8825081040
    1,30%
  • Duke Energy Corporation
    DUK - US26441C2044
    1,29%
  • Williams Companies Inc
    WMB - US9694571004
    1,29%
  • Johnson & Johnson
    JNJ - US4781601046
    1,28%
  • The Coca-Cola Company
    KO - US1912161007
    1,28%
  • Medtronic PLC
    MDT - IE00BTN1Y115
    1,28%
  • Southern Company
    SO - US8425871071
    1,28%
  • Lockheed Martin Corporation
    LMT - US5398301094
    1,27%
  • Comcast Corp
    CMCSA - US20030N1019
    1,26%
  • Altria Group
    MO - US02209S1033
    1,25%
  • PNC Financial Services Group Inc
    PNC - US6934751057
    1,25%
  • Exxon Mobil Corp
    XOM - US30231G1022
    1,25%
  • ConocoPhillips
    COP - US20825C1045
    1,24%
  • PepsiCo Inc
    PEP - US7134481081
    1,24%
  • Philip Morris International Inc
    PM - US7181721090
    1,24%
  • Verizon Communications Inc
    VZ - US92343V1044
    1,23%
  • Chevron Corp
    CVX - US1667641005
    1,22%
  • Starbucks Corporation
    SBUX - US8552441094
    1,21%
  • Arista Networks
    ANET - US0404131064
    1,15%
  • Broadcom Inc
    AVGO - US11135F1012
    1,14%
  • Amazon.com Inc
    AMZN - US0231351067
    1,12%
  • Alphabet Inc Class A
    GOOGL - US02079K3059
    1,12%
  • Salesforce.com Inc
    CRM - US79466L3024
    1,10%
  • Meta Platforms Inc.
    META - US30303M1027
    1,10%
  • Adobe Systems Incorporated
    ADBE - US00724F1012
    1,09%
  • Microsoft Corporation
    MSFT - US5949181045
    1,09%
  • iShares Core MSCI International Developed Market
    IDEV - US46435G3267
    1,04%
  • iShares Core International Aggregate Bond ETF
    IAGG - US46435G6724
    0,80%
  • Smartalk Teleservices Inc
    SMTK
    0,75%
  • Tesla Inc
    TSLA - US88160R1014
    0,70%
  • American Airlines Group
    AAL - US02376R1023
    0,40%
  • iShares Core MSCI Emerging Markets ETF
    IEMG - US46434G1031
    0,37%

The portfolio consists of a mix of ETFs and individual stocks, with a significant portion in technology and healthcare sectors. The largest holding is Tidal Trust II YieldMax AI Opti, representing nearly 8% of the portfolio. Compared to typical balanced portfolios, this one has a higher concentration in individual stocks, which can increase potential returns but also risk. Balancing ETFs with individual stocks allows for diversification, but the portfolio's current composition leans heavily on specific sectors, which may expose it to sector-specific risks.

Warning Los datos históricos cubren menos de 2 años, lo que reduce la confianza en los valores calculados.

Crecimiento Info

Historically, the portfolio has performed exceptionally well, with a compound annual growth rate (CAGR) of 24.35% and a maximum drawdown of 10.3%. This indicates strong growth potential, although the drawdown suggests some periods of significant losses. The performance surpasses typical balanced benchmarks, reflecting high growth assets. However, past performance doesn't guarantee future results, and the portfolio's volatility should be considered when assessing its alignment with personal risk tolerance and investment goals.

Warning Debido a datos históricos limitados, esto puede mostrar valores extremos que no son realistas.

Proyección Info

Monte Carlo simulations project a wide range of potential outcomes, with an impressive 31.29% annualized return across simulations. This method uses historical data to estimate future performance, which can help visualize potential growth scenarios but is not a prediction. The portfolio's high expected returns are promising, but investors should remain aware of the inherent uncertainties and incorporate these projections into a broader risk management strategy.

Clases de activos

  • Acciones
    83%
  • Bonos
    10%
  • Efectivo
    7%
  • Otros
    0%
  • Sin datos
    0%

The portfolio is predominantly allocated to stocks, accounting for over 83% of the total, with bonds and cash making up the remainder. This stock-heavy allocation suggests a focus on growth, which may suit investors with higher risk tolerance. Compared to typical balanced portfolios, this allocation is aggressive, potentially enhancing returns but also increasing volatility. Consider reassessing the balance to ensure it aligns with your risk appetite and long-term objectives.

Sectores

  • Tecnología
    33%
  • Bienes de cons. perecederos
    11%
  • Salud
    10%
  • Industria
    7%
  • Finanzas
    6%
  • Telecomunicaciones
    6%
  • Energía
    6%
  • Bienes Raices
    5%
  • Consumo Cíclico
    5%
  • Servicios públicos
    3%
  • Materiales básicos
    0%

There is a notable concentration in the technology sector, which comprises over 32% of the portfolio. While this sector has driven recent growth, it can be volatile, especially during economic shifts or interest rate changes. The portfolio's sector allocation diverges from typical balanced benchmarks, indicating potential sector-specific risks. Diversifying across more sectors could mitigate these risks and enhance long-term stability.

Regiones

  • Norteamérica
    74%
  • Europa
    9%
  • Asia Emergente
    6%
  • Japón
    1%
  • Asia
    1%
  • Asia-Pacífico
    0%
  • Africa y Media Oriente
    0%
  • Latino América
    0%
  • Europa Emergente
    0%

The portfolio is heavily weighted towards North American assets, accounting for nearly 74% of geographic exposure. This provides familiarity and stability but limits exposure to international growth opportunities. Compared to global benchmarks, the portfolio is underexposed to emerging markets and other regions. Expanding geographic diversification could reduce regional risk and capture growth in underrepresented areas.

Dividendos

  • Apple Inc 0,40%
  • AbbVie Inc 3,40%
  • Abbott Laboratories 1,90%
  • Tidal Trust II YieldMax AI Opti 96,20%
  • ASML Holding NV 0,90%
  • Broadcom Inc 0,70%
  • Becton Dickinson and Company 1,30%
  • Cincinnati Financial Corporation 1,70%
  • Comcast Corp 3,20%
  • ConocoPhillips 3,20%
  • Salesforce.com Inc 0,30%
  • Chevron Corp 4,50%
  • Dover Corporation 1,10%
  • Duke Energy Corporation 3,80%
  • Alphabet Inc Class A 0,30%
  • iShares Core MSCI International Developed Market 1,80%
  • iShares Core MSCI Emerging Markets ETF 1,00%
  • iShares Core S&P Total U.S. Stock Market ETF 0,80%
  • iShares Core Total USD Bond Market ETF 3,30%
  • Johnson & Johnson 3,40%
  • The Coca-Cola Company 3,10%
  • Lockheed Martin Corporation 1,90%
  • Medtronic PLC 2,60%
  • Meta Platforms Inc. 0,20%
  • Altria Group 5,60%
  • Microsoft Corporation 0,70%
  • PepsiCo Inc 2,60%
  • Parker-Hannifin Corporation 1,00%
  • Philip Morris International Inc 3,20%
  • PNC Financial Services Group Inc 3,20%
  • Defiance Quantum 0,60%
  • Starbucks Corporation 2,60%
  • Southern Company 3,40%
  • Taiwan Semiconductor Manufacturing 0,80%
  • Texas Instruments Incorporated 2,70%
  • Tidal Trust II 108,20%
  • Vanguard International High Dividend Yield Index Fund ETF Shares 4,80%
  • Verizon Communications Inc 6,70%
  • Williams Companies Inc 2,60%
  • Exxon Mobil Corp 3,60%
  • Rendimiento ponderado (por año) 16,12%

The portfolio's dividend yield is 16.12%, significantly boosted by high-yielding ETFs like Tidal Trust II. Dividends can provide steady income and reduce reliance on capital gains for returns. However, the high yield of certain assets may indicate elevated risk. Balancing high-yield stocks with stable dividend payers can ensure consistent income while managing risk.

Costes actuales del producto

  • Tidal Trust II YieldMax AI Opti 0,99%
  • iShares Core International Aggregate Bond ETF 0,07%
  • iShares Core MSCI International Developed Market 0,04%
  • iShares Core MSCI Emerging Markets ETF 0,09%
  • iShares Core S&P Total U.S. Stock Market ETF 0,03%
  • iShares Core Total USD Bond Market ETF 0,06%
  • Defiance Quantum 0,40%
  • Tidal Trust II 1,14%
  • Vanguard International High Dividend Yield Index Fund ETF Shares 0,22%
  • Costes totales ponderados (por año) 0,17%

The portfolio's total expense ratio (TER) is 0.17%, which is relatively low and supports better long-term performance by minimizing costs. However, some ETFs have higher fees, such as Tidal Trust II and Defiance Quantum. Reducing exposure to high-cost funds could further enhance returns. Regularly review fees and consider lower-cost alternatives to optimize cost efficiency without compromising investment goals.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Optimizing the portfolio using the Efficient Frontier could increase expected returns to 42.87% while maintaining the same risk level. This optimization focuses on achieving the best risk-return balance by adjusting allocations among current assets. While not a guarantee of future performance, it offers a framework for enhancing efficiency. Review the current allocation and consider adjustments to align with this optimal strategy for improved outcomes.

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Invertir implica riesgos. Los usuarios deben ser conscientes de que el valor de las inversiones puede fluctuar y que los rendimientos pasados no son garantía de resultados futuros. Las decisiones de inversión deben basarse en objetivos financieros personales, tolerancia al riesgo y una evaluación independiente de la información relevante.

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