A single ETF portfolio with broad diversification and moderate risk exposure
Perfil de riesgo
- Conservador Especulativo
El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.
Perfil de diversificación
- Enfocado Diversificado
El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.
Para qué tipo de inversor es adecuada esta cartera
Inversores equilibrados
This portfolio suits an investor with moderate risk tolerance seeking global equity exposure. Ideal for those looking for broad diversification within equities, it caters to individuals who prioritize growth over income. With a long-term investment horizon, this portfolio can appeal to investors aiming to build wealth steadily while accepting short-term market fluctuations. The focus on a single ETF simplifies management, making it suitable for those preferring a straightforward investment strategy.
Posiciones
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Vanguard Total World Stock Index Fund ETF Shares
VT - US9220427424 100,00%
This portfolio is composed entirely of the Vanguard Total World Stock Index Fund ETF Shares, representing a 100% allocation to this single ETF. This ETF is designed to provide broad exposure to global equities, offering a diverse range of stocks from around the world. While the portfolio is broadly diversified within the equity asset class, it lacks diversification across different asset classes like bonds or commodities. For those seeking a balanced portfolio, incorporating other asset types could help manage risk and enhance stability.
Crecimiento
Historically, the portfolio has demonstrated strong performance with a Compound Annual Growth Rate (CAGR) of 10.6%. This suggests that an initial investment would have grown significantly over time. However, it also experienced a maximum drawdown of -34.27%, indicating potential volatility. It's important to remember that past performance doesn't guarantee future results, and investors should consider their risk tolerance when evaluating historical returns.
Proyección
The Monte Carlo simulation, which uses historical data to project potential future outcomes, indicates a wide range of possibilities for this portfolio. With 1,000 simulations, the expected annualized return is 11.01%, and most simulations resulted in positive returns. However, it's crucial to understand that these projections are based on historical data and are not predictive. While the median outcome is promising, investors should be prepared for variability in actual results.
Clases de activos
- Acciones 99%
- Efectivo 1%
- Otros 0%
- Sin datos 0%
The portfolio is heavily weighted in equities, with 98.76% of assets in stocks. This high concentration in a single asset class suggests a focus on growth, but it may also expose the investor to higher volatility. Compared to a balanced benchmark, which typically includes bonds and other asset classes, this portfolio lacks diversification. Diversifying into other asset classes could help mitigate risk and provide a more stable return profile.
Sectores
- Tecnología 25%
- Finanzas 17%
- Consumo Cíclico 11%
- Industria 11%
- Salud 10%
- Telecomunicaciones 7%
- Bienes de cons. perecederos 6%
- Energía 4%
- Materiales básicos 4%
- Bienes Raices 3%
- Servicios públicos 3%
Sector allocation reveals a significant concentration in technology, representing 24.78% of the portfolio. This is followed by financial services and consumer cyclicals. While this aligns with global benchmarks, the heavy tech exposure could lead to increased volatility, especially during periods of rising interest rates. Balancing the sector allocation by reducing concentration in any single sector can help manage sector-specific risks and enhance portfolio stability.
Regiones
- Norteamérica 67%
- Europa 14%
- Asia Emergente 6%
- Japón 6%
- Asia 4%
- Asia-Pacífico 2%
- Africa y Media Oriente 1%
- Latino América 1%
- Europa Emergente 0%
The portfolio's geographic allocation shows a strong bias towards North America, comprising 67.06% of the assets. This is followed by Europe Developed and Asia Emerging. While this reflects global market capitalization, it does expose the portfolio to regional economic risks. Introducing more geographic diversity, particularly in underrepresented regions like Latin America or Africa/Middle East, could enhance diversification and reduce reliance on any single economic area.
Dividendos
- Vanguard Total World Stock Index Fund ETF Shares 1,90%
- Rendimiento ponderado (por año) 1,90%
The portfolio's dividend yield is 1.9%, providing a modest income stream from the ETF. For investors seeking regular income, this yield may be considered low compared to fixed-income investments. However, dividends can help offset some market volatility and contribute to total returns. Investors focused on income may want to consider incorporating higher-yielding assets to enhance cash flow while maintaining growth potential.
Costes actuales del producto
- Vanguard Total World Stock Index Fund ETF Shares 0,07%
- Costes totales ponderados (por año) 0,07%
The portfolio benefits from low costs, with a Total Expense Ratio (TER) of 0.07% for the Vanguard Total World Stock Index Fund ETF Shares. This is advantageous for long-term investors, as lower fees can significantly improve net returns over time. Maintaining a low-cost structure is crucial, as it allows more of the investment's growth to benefit the investor. Regularly reviewing and managing costs can help optimize portfolio performance.
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Invertir implica riesgos. Los usuarios deben ser conscientes de que el valor de las inversiones puede fluctuar y que los rendimientos pasados no son garantía de resultados futuros. Las decisiones de inversión deben basarse en objetivos financieros personales, tolerancia al riesgo y una evaluación independiente de la información relevante.
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