High-risk high-reward tech-focused portfolio with concentrated sector exposure and limited diversification
Perfil de riesgo
- Conservador Especulativo
El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.
Perfil de diversificación
- Enfocado Diversificado
El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.
Para qué tipo de inversor es adecuada esta cartera
Inversores de crecimiento
This portfolio suits an investor with a high risk tolerance and a focus on aggressive growth. It is ideal for someone with a long-term investment horizon who is comfortable with significant volatility in pursuit of higher returns. The concentrated exposure to technology and consumer sectors aligns with individuals seeking to capitalize on market trends and innovations. However, the investor should be willing to accept potential drawdowns and consider diversification to mitigate risks.
Posiciones
-
Advanced Micro Devices Inc
AMD - US0079031078 20,00% -
Amazon.com Inc
AMZN - US0231351067 20,00% -
Diamondback Energy Inc
FANG - US25278X1090 20,00% -
Alphabet Inc Class C
GOOG - US02079K1079 20,00% -
Microsoft Corporation
MSFT - US5949181045 20,00%
This portfolio consists entirely of common stocks, each representing 20% of the total allocation. The assets are concentrated in five well-known companies, predominantly from the technology and consumer sectors. Compared to a typical diversified portfolio, which might include bonds or international stocks, this portfolio is heavily weighted towards equities. While this composition can offer significant growth potential, it also exposes the investor to higher volatility. To mitigate risk, consider introducing a broader range of asset classes, such as bonds or international equities, to balance the portfolio.
Crecimiento
Historically, the portfolio has shown impressive growth with a Compound Annual Growth Rate (CAGR) of 33.16%. This indicates strong past performance, especially given the high concentration in growth-oriented stocks. However, the maximum drawdown of -55.1% reveals significant risk during market downturns. This volatility is typical for growth-focused portfolios, underscoring the importance of risk management. Diversifying with more stable assets could help reduce drawdown risk while maintaining growth potential.
Proyección
The Monte Carlo simulation projects a wide range of potential outcomes based on historical data, with the median scenario showing a 3,631.6% increase. This suggests strong future growth prospects, but it's important to remember that simulations rely on past data and cannot predict future events. The high variability in outcomes highlights the portfolio's riskiness. Consider rebalancing to reduce potential volatility, especially if your investment horizon is shorter or your risk tolerance is lower than the portfolio's current risk profile.
Clases de activos
- Acciones 100%
The portfolio is entirely composed of stocks, which limits diversification and increases exposure to equity market volatility. A more balanced portfolio typically includes a mix of asset classes, such as bonds or real estate, to provide stability and income. By introducing other asset classes, you can potentially reduce risk and improve the risk-return profile. This adjustment can also offer protection against market downturns, ensuring more consistent performance over time.
Sectores
- Tecnología 40%
- Consumo Cíclico 20%
- Energía 20%
- Telecomunicaciones 20%
With 40% of the portfolio in technology, there's a notable sector concentration. While tech stocks can drive significant growth, they are also susceptible to market fluctuations, such as regulatory changes or tech bubbles. The remaining allocation is spread across consumer cyclicals, energy, and communication services. To enhance stability, consider diversifying into sectors that typically perform well in different economic conditions, such as healthcare or utilities, which can provide a counterbalance to tech volatility.
Regiones
- Norteamérica 100%
The portfolio's geographic exposure is entirely in North America, which limits the benefits of international diversification. While the U.S. market has been strong, global diversification can reduce risk and enhance returns by capturing growth in emerging and developed markets outside North America. Consider adding international equities or funds to gain exposure to these regions, which can provide a hedge against domestic market downturns and currency fluctuations.
Dividendos
- Diamondback Energy Inc 4,90%
- Alphabet Inc Class C 0,30%
- Microsoft Corporation 0,70%
- Rendimiento ponderado (por año) 1,18%
The portfolio's overall dividend yield is 1.18%, with Diamondback Energy providing the highest yield at 4.9%. Dividends can contribute to total returns and provide a source of income, especially during market volatility. However, the portfolio's focus on growth stocks means dividends are not a primary component. If income generation is a goal, consider adding higher-yielding assets or dividend-focused funds to balance growth with income.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
The portfolio's current allocation may not lie on the Efficient Frontier, which represents the optimal risk-return trade-off. By adjusting the allocation among existing assets, you could potentially achieve a better balance between risk and return. This involves increasing exposure to assets with favorable risk-return profiles while reducing those with higher risk. Regularly reviewing and rebalancing the portfolio can help maintain alignment with your investment goals and market conditions.
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