A globally diversified growth-focused portfolio with significant small cap value exposure
Perfil de riesgo
- Conservador Especulativo
El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.
Perfil de diversificación
- Enfocado Diversificado
El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.
Para qué tipo de inversor es adecuada esta cartera
Inversores de crecimiento
This portfolio is well-suited for an investor with a growth-oriented mindset, willing to accept moderate to high risk for the potential of higher returns. The broad diversification across global equities, with a focus on small-cap value stocks, aligns with a long-term horizon. Such an investor is likely focused on capital appreciation rather than income generation, making this portfolio ideal for building wealth over time. Regular monitoring and adjustments can help maintain alignment with evolving financial goals and market conditions.
Posiciones
-
Vanguard Total World Stock Index Fund ETF Shares
VT - US9220427424 75,00% -
Avantis® U.S. Small Cap Value ETF
AVUV - US0250728773 15,00% -
Avantis® International Small Cap Value ETF
AVDV - US0250728021 10,00%
The portfolio comprises three ETFs, with a predominant allocation to the Vanguard Total World Stock Index Fund ETF at 75%, followed by Avantis U.S. Small Cap Value ETF at 15%, and Avantis International Small Cap Value ETF at 10%. This structure suggests a strong emphasis on global equity exposure, particularly in large-cap stocks, while also incorporating small-cap value stocks for potential higher returns. Compared to a typical growth-focused benchmark, the portfolio has a balanced approach between global large caps and small caps, enhancing diversification. Consider maintaining this balance to capture growth across different market segments and regions.
Crecimiento
Historically, the portfolio has delivered a strong Compound Annual Growth Rate (CAGR) of 13.48%, which is impressive relative to many equity benchmarks. The maximum drawdown of -37.06% indicates significant volatility, typical for growth portfolios. The concentration of returns in just 14 days underscores the importance of staying invested through market cycles to capture gains. This historical performance suggests a robust growth trajectory, but it's essential to be prepared for potential downturns. Regularly reviewing performance against benchmarks can help ensure alignment with growth objectives.
Proyección
Using Monte Carlo simulations, which analyze potential future outcomes based on historical data, the portfolio shows a promising outlook. With a median projected growth of 374.2% and a 67th percentile projection of 615.8%, the simulations suggest significant upside potential. However, the 5th percentile at 7.1% highlights the inherent uncertainty in future market conditions. While these projections are useful, they rely on past data and cannot predict future events. Monitoring economic indicators and adjusting allocations as needed can help manage risks and optimize returns.
Clases de activos
- Acciones 99%
- Efectivo 1%
- Otros 0%
- Bonos 0%
- Sin datos 0%
The portfolio's asset allocation is heavily weighted towards stocks at 99%, with a negligible 1% in cash. This high equity exposure aligns with a growth-oriented strategy, aiming for capital appreciation over income generation. Compared to a diversified benchmark, this allocation is aggressive, focusing on maximizing returns through equities. While this approach can yield substantial gains, it also increases exposure to market volatility. Consider periodically reassessing the allocation to ensure it aligns with risk tolerance and financial goals.
Sectores
- Tecnología 20%
- Finanzas 19%
- Industria 13%
- Consumo Cíclico 13%
- Salud 8%
- Telecomunicaciones 7%
- Energía 6%
- Materiales básicos 6%
- Bienes de cons. perecederos 5%
- Bienes Raices 2%
- Servicios públicos 2%
The portfolio is well-diversified across sectors, with notable allocations in technology (20%), financial services (19%), and industrials (13%). This aligns closely with common benchmarks, ensuring broad exposure to various economic segments. The tech-heavy allocation may lead to higher volatility, especially during interest rate hikes. Balancing sector weights can help mitigate risks associated with sector-specific downturns. Regularly reviewing sector performance and trends can help maintain a balanced exposure that aligns with market conditions.
Regiones
- Norteamérica 66%
- Europa 15%
- Japón 7%
- Asia Emergente 4%
- Asia 3%
- Asia-Pacífico 2%
- Africa y Media Oriente 2%
- Latino América 1%
- Europa Emergente 0%
Geographically, the portfolio is predominantly exposed to North America (66%), with additional allocations in Europe Developed (15%) and Japan (7%). This allocation provides a solid foundation in established markets while offering some diversification through international exposure. Compared to global benchmarks, the portfolio slightly underweights emerging markets, which could limit potential growth opportunities. Consider increasing exposure to emerging markets to enhance diversification and capture growth in rapidly developing regions. This can help balance the portfolio's geographic risk and return potential.
Capitalización de mercado
- Mega 32%
- Grande 24%
- Mediana 20%
- Pequeña 16%
- Micro 8%
The portfolio's market capitalization distribution is skewed towards larger companies, with 32% in mega caps and 24% in big caps. Medium caps account for 20%, while small and micro caps make up 16% and 8%, respectively. This distribution provides a mix of stability from larger companies and growth potential from smaller ones. Compared to typical benchmarks, the portfolio's small-cap exposure is higher, aligning with a growth strategy. Maintaining this balance can help capture opportunities across different company sizes, enhancing diversification.
Dividendos
- Avantis® International Small Cap Value ETF 4,10%
- Avantis® U.S. Small Cap Value ETF 1,70%
- Vanguard Total World Stock Index Fund ETF Shares 1,90%
- Rendimiento ponderado (por año) 2,09%
The portfolio's overall dividend yield is 2.09%, with contributions from each ETF. While dividends provide a steady income stream, the portfolio's focus is primarily on growth rather than income. For growth-oriented investors, dividends can still play a role in total returns, providing a cushion during market volatility. Compared to income-focused portfolios, the yield is modest but consistent with a growth strategy. Monitoring dividend yields and payout trends can help assess the income contribution to overall returns.
Costes actuales del producto
- Avantis® International Small Cap Value ETF 0,36%
- Avantis® U.S. Small Cap Value ETF 0,25%
- Vanguard Total World Stock Index Fund ETF Shares 0,07%
- Costes totales ponderados (por año) 0,13%
The portfolio's total expense ratio (TER) is a low 0.13%, with the Vanguard ETF contributing the most cost-effectiveness at 0.07%. Keeping costs low is crucial for improving long-term returns, as high fees can erode gains over time. Compared to industry averages, this TER is impressively low, supporting better performance. Continuously monitoring and managing costs can ensure the portfolio remains efficient. Consider reviewing TERs periodically and exploring cost-effective options to maintain a low-cost structure.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
The portfolio's risk-return profile can potentially be optimized using the Efficient Frontier, a concept that identifies the best possible risk-return ratio based on current assets. This optimization focuses on reallocating existing assets to improve returns for a given level of risk. While the portfolio is already well-diversified, exploring optimization opportunities can enhance performance. Regularly reviewing the portfolio's position on the Efficient Frontier can help ensure it remains aligned with growth objectives and risk tolerance.
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