Portfolio with Balanced Risk and High Potential but Limited Diversification and Overlapping Correlations

Perfil de riesgo

  • Conservador
    Especulativo

El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.

Perfil de diversificación

  • Enfocado
    Diversificado

El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.

Para qué tipo de inversor es adecuada esta cartera

Inversores equilibrados

This portfolio suits a balanced investor who seeks high growth potential with moderate risk tolerance. Ideal for those with a medium to long-term investment horizon, it appeals to individuals comfortable with market volatility and focused on capital appreciation. While it offers substantial growth opportunities, it requires an investor willing to accept the potential for significant drawdowns. Such an investor values growth over income, but should consider adding diversification to manage risk.

Posiciones

  • JPMorgan Nasdaq Equity Premium Income ETF
    JEPQ - US46654Q2030
    32,50%
  • Vanguard S&P 500 ETF
    VOO - US9229083632
    32,50%
  • Schwab U.S. Large-Cap Growth ETF
    SCHG - US8085243009
    30,00%
  • GraniteShares 1.5x Long NVDA Daily ETF
    NVDL - US38747R8271
    2,50%
  • YieldMax NVDA Option Income Strategy ETF
    NVDY - US88634T7744
    2,50%

The portfolio is composed predominantly of ETFs, with a strong focus on large-cap U.S. equities. The largest holdings are the JPMorgan Nasdaq Equity Premium Income ETF and the Vanguard S&P 500 ETF, each occupying 32.5% of the portfolio. The Schwab U.S. Large-Cap Growth ETF follows closely at 30%. Smaller positions include the GraniteShares 1.5x Long NVDA Daily ETF and the YieldMax NVDA Option Income Strategy ETF, each at 2.5%. This composition suggests a focus on growth and income, but with a narrow scope, potentially limiting diversification benefits.

Warning Los datos históricos cubren menos de 2 años, lo que reduce la confianza en los valores calculados.

Crecimiento Info

Historically, the portfolio has performed exceptionally well, with a compound annual growth rate (CAGR) of 33.56%. However, this high return comes with a maximum drawdown of -17.18%, indicating periods of significant volatility. The performance is concentrated, with 90% of returns occurring over just 20 days. This highlights the portfolio's ability to capture substantial gains in short bursts, but also the risk of sharp declines, necessitating a strong stomach for volatility.

Warning Debido a datos históricos limitados, esto puede mostrar valores extremos que no son realistas.

Proyección Info

Using a Monte Carlo simulation, the portfolio shows a wide range of potential future outcomes. This simulation, which models various market scenarios, suggests an annualized return of 107.52% across all simulations. The 5th percentile outcome is 46,510.54%, while the median is 827,721.44%, and the 67th percentile reaches 1,864,123.85%. Although these figures are hypothetical, they underscore the portfolio's potential for high returns, albeit with significant risk.

Clases de activos Info

  • Acciones
    91%
  • Sin datos
    5%
  • Bonos
    2%
  • Efectivo
    2%

The portfolio is heavily weighted towards stocks, which make up over 91% of the allocation. The remaining assets are split between bonds, cash, and a small portion classified as 'NotClassified.' This stock-heavy allocation aligns with a growth-focused strategy but may expose the portfolio to market volatility. To balance risk, incorporating more bonds or other fixed-income assets could provide stability and reduce the impact of market downturns.

Sectores Info

  • Tecnología
    42%
  • Telecomunicaciones
    12%
  • Consumo Cíclico
    12%
  • Salud
    9%
  • Finanzas
    7%
  • Industria
    5%
  • Bienes de cons. perecederos
    4%
  • Materiales básicos
    1%
  • Energía
    1%
  • Servicios públicos
    1%
  • Bienes Raices
    1%

Sector allocation is concentrated, with technology taking the lead at over 41%, followed by communication services and consumer cyclicals. These sectors are known for growth potential but can also be volatile. Healthcare, financial services, and industrials provide some diversification, but their smaller allocations limit their impact. A more balanced sector allocation could help mitigate sector-specific risks and provide more consistent returns across varying market conditions.

Regiones Info

  • Norteamérica
    94%
  • Europa
    1%
  • Latino América
    0%
  • Asia
    0%
  • Asia Emergente
    0%

Geographically, the portfolio is overwhelmingly focused on North America, with 93.95% of assets allocated there. This heavy concentration limits exposure to global growth opportunities and increases vulnerability to regional economic downturns. A more diversified geographic allocation could enhance the portfolio's resilience and capitalize on growth in other parts of the world. Exploring opportunities in Europe, Asia, and emerging markets might provide a more balanced global exposure.

Posiciones redundantes Info

  • JPMorgan Nasdaq Equity Premium Income ETF
    Schwab U.S. Large-Cap Growth ETF
    Vanguard S&P 500 ETF
    Alta correlación
  • GraniteShares 1.5x Long NVDA Daily ETF
    YieldMax NVDA Option Income Strategy ETF
    Alta correlación

The portfolio contains highly correlated assets, particularly among the large-cap U.S. equity ETFs like JPMorgan, Schwab, and Vanguard. This correlation suggests that these assets tend to move in the same direction, which can amplify both gains and losses. Additionally, the NVDA-focused ETFs are also highly correlated. To reduce risk, consider diversifying into assets with lower correlations, which can help smooth out returns and reduce the portfolio's overall volatility.

Dividendos Info

  • JPMorgan Nasdaq Equity Premium Income ETF 9,40%
  • GraniteShares 1.5x Long NVDA Daily ETF 2,20%
  • YieldMax NVDA Option Income Strategy ETF 73,40%
  • Schwab U.S. Large-Cap Growth ETF 0,40%
  • Vanguard S&P 500 ETF 1,20%
  • Rendimiento ponderado (por año) 5,46%

The portfolio's dividend yield stands at 5.46%, driven largely by the YieldMax NVDA Option Income Strategy ETF's substantial yield of 73.4%. While high yields can boost income, they may also indicate higher risk. The JPMorgan ETF contributes a 9.4% yield, while the other ETFs offer more modest dividends. Ensuring a balance between income and growth is crucial, as an overreliance on high-yield assets may expose the portfolio to increased volatility and potential capital erosion.

Costes actuales del producto Info

  • JPMorgan Nasdaq Equity Premium Income ETF 0,35%
  • GraniteShares 1.5x Long NVDA Daily ETF 1,15%
  • YieldMax NVDA Option Income Strategy ETF 1,01%
  • Schwab U.S. Large-Cap Growth ETF 0,04%
  • Vanguard S&P 500 ETF 0,03%
  • Costes totales ponderados (por año) 0,19%

The portfolio's total expense ratio (TER) is 0.19%, which is relatively low and favorable for long-term growth. However, the GraniteShares and YieldMax ETFs have higher individual expense ratios, at 1.15% and 1.01% respectively. These costs can erode returns over time, especially if these positions do not perform as expected. Keeping an eye on these costs and considering lower-cost alternatives might help improve net returns, while maintaining the portfolio's desired exposure.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

The portfolio appears suboptimal due to overlapping and highly correlated assets, which can limit diversification benefits. The efficient frontier concept suggests that an optimal portfolio maximizes returns for a given level of risk. Currently, the portfolio's asset correlations and sector concentration may prevent it from achieving this balance. To enhance optimization, consider diversifying asset classes and sectors, which could help achieve a more efficient risk-return profile and better align with the efficient frontier.

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Invertir implica riesgos. Los usuarios deben ser conscientes de que el valor de las inversiones puede fluctuar y que los rendimientos pasados no son garantía de resultados futuros. Las decisiones de inversión deben basarse en objetivos financieros personales, tolerancia al riesgo y una evaluación independiente de la información relevante.

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