A high-risk growth-focused portfolio with significant exposure to alternative assets

Perfil de riesgo

  • Conservador
    Especulativo

El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.

Perfil de diversificación

  • Enfocado
    Diversificado

El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.

Para qué tipo de inversor es adecuada esta cartera

Inversores de crecimiento

This portfolio suits an investor with a high risk tolerance focused on aggressive growth. The significant exposure to alternative assets like gold and Bitcoin indicates a willingness to embrace volatility for potentially higher returns. Ideal for those with a long-term horizon, this portfolio seeks capital appreciation over income. Investors should be comfortable with market fluctuations and potential drawdowns, aiming to capitalize on high-growth opportunities while understanding the associated risks.

Posiciones

  • abrdn Physical Gold Shares ETF
    SGOL - US00326A1043
    35,75%
  • iShares Bitcoin Trust
    IBIT
    28,33%
  • Vanguard S&P 500 ETF
    VOO - US9229083632
    17,06%
  • Schwab U.S. Large-Cap Growth ETF
    SCHG - US8085243009
    8,42%
  • Schwab U.S. Dividend Equity ETF
    SCHD - US8085247976
    8,19%
  • JPMorgan Nasdaq Equity Premium Income ETF
    JEPQ - US46654Q2030
    2,25%

This portfolio is heavily weighted towards alternative assets, with a notable 35.75% in abrdn Physical Gold Shares ETF and 28.33% in iShares Bitcoin Trust. The remaining allocation is primarily in equity ETFs, including Vanguard S&P 500 ETF at 17.06%. This composition indicates a strong focus on growth with a high-risk appetite. Diversification is limited due to the concentration in gold and Bitcoin. It's essential to consider adding more traditional asset classes to balance risk and potentially enhance long-term stability.

Warning Los datos históricos cubren menos de 2 años, lo que reduce la confianza en los valores calculados.

Crecimiento Info

Historically, this portfolio has performed exceptionally well, boasting a Compound Annual Growth Rate (CAGR) of 36.47%. This figure suggests robust growth, likely driven by the high allocation to volatile assets like Bitcoin. However, the maximum drawdown of -10.91% indicates vulnerability to significant losses during downturns. Comparing this to a benchmark could provide insights into the portfolio's relative performance. Diversifying further could help mitigate such risks, ensuring more stable returns even in turbulent markets.

Warning Debido a datos históricos limitados, esto puede mostrar valores extremos que no son realistas.

Proyección Info

Monte Carlo simulations predict a wide range of potential outcomes for this portfolio. With 1,000 simulations, the 5th percentile projects a 461.2% increase, while the 50th percentile suggests a rise of 2,991.3%. This analysis uses historical data to model future possibilities, but it doesn't guarantee results. The optimistic projections highlight potential growth, yet the inherent volatility means outcomes can vary greatly. Consider balancing high-risk assets with more stable investments to achieve a more predictable performance over time.

Clases de activos Info

  • Otros
    64%
  • Acciones
    35%
  • Sin datos
    0%
  • Efectivo
    0%

The portfolio's asset allocation is heavily skewed, with 64% in alternative assets and 35% in stocks. This imbalance limits diversification benefits, potentially increasing risk. While alternative assets can offer high returns, they may also lead to substantial volatility. A more balanced allocation, incorporating fixed income or other traditional asset classes, could enhance diversification and provide a cushion against market fluctuations. This approach aligns with broader investment strategies, promoting long-term portfolio health.

Sectores Info

  • Tecnología
    11%
  • Finanzas
    4%
  • Salud
    4%
  • Consumo Cíclico
    4%
  • Telecomunicaciones
    4%
  • Industria
    3%
  • Bienes de cons. perecederos
    2%
  • Energía
    2%
  • Materiales básicos
    1%
  • Servicios públicos
    1%
  • Bienes Raices
    0%

The sectoral allocation is relatively balanced, with technology at 11% and other sectors like financial services, healthcare, and consumer cyclicals each around 4%. This distribution mirrors common benchmarks, providing a degree of sectoral diversification. However, the overall impact is limited due to the high concentration in alternative assets. Maintaining a diverse sectoral exposure can help manage sector-specific risks, especially during economic shifts. Consider increasing allocations to underrepresented sectors to improve diversification and resilience.

Regiones Info

  • Norteamérica
    36%
  • Europa
    0%
  • Latino América
    0%
  • Asia
    0%
  • Asia Emergente
    0%

Geographically, the portfolio is concentrated in North America at 36%, with no exposure to other regions. This lack of geographic diversification could increase vulnerability to regional economic downturns. Global diversification can help mitigate such risks by spreading investments across various economic environments. Consider incorporating international equities to achieve a more balanced geographic exposure, aligning with global benchmarks and enhancing the portfolio's ability to withstand regional market fluctuations.

Capitalización de mercado Info

  • Mega
    14%
  • Grande
    14%
  • Mediana
    6%
  • Pequeña
    1%
  • Micro
    0%

The portfolio's market capitalization distribution is skewed towards mega and big caps, each at 14%, with medium and small caps having minimal exposure. This focus on larger companies might offer stability but can limit growth potential from smaller, emerging firms. Including a broader range of market capitalizations could enhance diversification, tapping into the growth potential of smaller companies. This approach can complement existing holdings, potentially boosting overall returns while managing risk.

Posiciones redundantes Info

  • Schwab U.S. Large-Cap Growth ETF
    JPMorgan Nasdaq Equity Premium Income ETF
    Alta correlación

The portfolio contains highly correlated assets, particularly between Schwab U.S. Large-Cap Growth ETF and JPMorgan Nasdaq Equity Premium Income ETF. High correlation means these assets tend to move in tandem, reducing diversification benefits. In market downturns, this could lead to amplified losses. Consider diversifying with assets that have lower correlations to each other, which can help manage risk and improve the portfolio's resilience to market volatility.

Dividendos Info

  • JPMorgan Nasdaq Equity Premium Income ETF 10,70%
  • Schwab U.S. Dividend Equity ETF 2,80%
  • Schwab U.S. Large-Cap Growth ETF 0,30%
  • Vanguard S&P 500 ETF 1,00%
  • Rendimiento ponderado (por año) 0,67%

The portfolio's dividend yield is relatively low at 0.67%, with the highest contribution from JPMorgan Nasdaq Equity Premium Income ETF at 10.70%. Dividends can provide a steady income stream, especially in volatile markets. Given the growth focus, the low yield aligns with the portfolio's strategy. However, incorporating higher-yielding assets could offer additional income, enhancing total returns. Balancing growth and income can create a more robust portfolio, catering to both capital appreciation and income needs.

Costes actuales del producto Info

  • iShares Bitcoin Trust 0,12%
  • JPMorgan Nasdaq Equity Premium Income ETF 0,35%
  • Schwab U.S. Dividend Equity ETF 0,06%
  • Schwab U.S. Large-Cap Growth ETF 0,04%
  • abrdn Physical Gold Shares ETF 0,17%
  • Vanguard S&P 500 ETF 0,03%
  • Costes totales ponderados (por año) 0,12%

The portfolio's total expense ratio (TER) is impressively low at 0.12%, indicating cost efficiency. Low costs enhance long-term returns by minimizing the drag on performance. This alignment with best practices supports the portfolio's growth objectives. Regularly reviewing expenses can ensure continued cost-effectiveness. Consider maintaining this cost discipline while exploring new investment opportunities, as reducing unnecessary fees is crucial for maximizing net returns and achieving financial goals.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

The portfolio's current risk-return profile can potentially be optimized using the Efficient Frontier. This method seeks the best possible risk-return ratio by adjusting asset allocations. Currently, an optimized version could yield an expected return of 33.21% with a risk level of 13.00%. While this optimization focuses on existing assets, it highlights the importance of strategic allocation. Reassessing asset weights could enhance efficiency, balancing growth and risk in line with the portfolio's objectives.

¿Y ahora qué?

Consider diversifying asset classes: Adding fixed income or real estate could balance the high-risk profile.
Explore geographic diversification: Introduce international equities to reduce reliance on North American markets.
Review correlated assets: Replace highly correlated ETFs with less correlated ones to enhance diversification.
Adjust sector exposure: Increase allocations to underrepresented sectors for better risk management.

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Invertir implica riesgos. Los usuarios deben ser conscientes de que el valor de las inversiones puede fluctuar y que los rendimientos pasados no son garantía de resultados futuros. Las decisiones de inversión deben basarse en objetivos financieros personales, tolerancia al riesgo y una evaluación independiente de la información relevante.

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